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Forum: FIRE and Money Today, 12:24 PM
Replies: 214
Views: 11,021
Posted By prototype
Got TT Premier w/State (no free state efile...

Got TT Premier w/State (no free state efile though) from Amazon for $69.99 (plus NC tax) a couple of weeks ago. Looks like Amazon has the same price today.
Forum: Other topics 08-16-2020, 03:34 AM
Replies: 44
Views: 1,436
Posted By prototype
I have had a NOCO BOOST GB40 (and a case) for a...

I have had a NOCO BOOST GB40 (and a case) for a year or two. Takes up less room then a good set of jumper cables. Works great.

Looks like they are on sale at Amazon. Can't speak to the...
Forum: FIRE and Money 07-13-2020, 08:25 AM
Replies: 91
Views: 4,682
Posted By prototype
11% according to TT Summary

11% according to TT Summary
Forum: FIRE and Money 06-07-2020, 04:51 AM
Replies: 123
Views: 7,595
Posted By prototype
$150 for $1M with RLI. Couple, one house and two...

$150 for $1M with RLI. Couple, one house and two cars and two drivers in Eastern North Carolina.

Probably will check on cost to bump it to $2M next time I talk to Insurance Agent.
Forum: Life after FIRE 06-06-2020, 08:49 AM
Replies: 105
Views: 5,994
Posted By prototype
Southern Coastal North Carolina No Mortgage ...

Southern Coastal North Carolina

No Mortgage
Property tax ~$3000/year (assessed value ~395K)
Insurance ~$1500/year
HOA ~$2900/year(includes yard and common grounds maint., pools, activity...
Forum: Life after FIRE 06-01-2020, 07:21 AM
Replies: 119
Views: 7,943
Posted By prototype
Planned 57.75 (so I would have my 140 SS...

Planned 57.75 (so I would have my 140 SS quarters)
Actual 55.75 (so I would have my sanity)


Now [-]19[/-] 9 years later, no regrets on decision
Forum: FIRE and Money 06-01-2020, 06:50 AM
Replies: 81
Views: 6,458
Posted By prototype
3% of my nest egg is physical gold and silver. ...

3% of my nest egg is physical gold and silver. Most of it (~95%) gold. Bought in early 2000's when gold was in the low $300's/oz. Bought in several "buys" that were all less than $5K. Wish I had...
Forum: FIRE and Money 05-19-2020, 06:29 AM
Replies: 11
Views: 1,025
Posted By prototype
Called TD again yesterday and the rep I got this...

Called TD again yesterday and the rep I got this time transferred me to someone who could, and did unlock my account after answering a bunch of "secret" questions.

I asked why locked, and she...
Forum: FIRE and Money 05-17-2020, 06:25 AM
Replies: 11
Views: 1,025
Posted By prototype
Glad to hear you had a successful conversion. I...

Glad to hear you had a successful conversion. I have to agree TD is a poorly designed/built website (almost certainly built buy the lowest bidder based on poorly written ambiguous requirements IMHO)....
Forum: FIRE and Money 05-15-2020, 01:26 PM
Replies: 11
Views: 1,025
Posted By prototype
Will do, maybe a day or two of Treasury Dept....

Will do, maybe a day or two of Treasury Dept. time equates to a week or two of actual calendar time :banghead:


Strange thing was I didn't want to redeem the bonds (and I think that's the form I...
Forum: FIRE and Money 05-15-2020, 01:19 PM
Replies: 11
Views: 1,025
Posted By prototype
Locked out of my TreasuryDirect (TD) Account

I created a TD account about 3 weeks ago so I could electronically register a bunch of old (2001-2003) paper I bonds I had electronically.

After setting things up and figuring how to do things, I...
Forum: FIRE and Money 05-15-2020, 12:29 PM
Replies: 137
Views: 10,533
Posted By prototype
Here are some older discussion threads on when to...

Here are some older discussion threads on when to take SS. One has a poll.


https://www.early-retirement.org/forums/f28/collecting-social-security-benefits-at-age-62-a-90176.html

...
Forum: FIRE and Money 05-15-2020, 12:20 PM
Replies: 737
Views: 51,723
Posted By prototype
I am 99.9% sure there is a way to do/file...

I am 99.9% sure there is a way to do/file something (an appeal?) to have your situation revisited based on your recent 2019 tax return/income. I remember reading something about it on this thread or...
Forum: Health and Early Retirement 05-09-2020, 08:19 AM
Replies: 87
Views: 6,988
Posted By prototype
Sent in SFA-44 with copies of 2017, 2018 and 2019...

Sent in SFA-44 with copies of 2017, 2018 and 2019 tax returns printed out from IRS account and and a brief handwritten note. Received Letter from SSA 2 weeks later that my IRMAA has been removed. (...
Forum: FIRE and Money 05-09-2020, 07:51 AM
Replies: 696
Views: 46,346
Posted By prototype
YTD -4.9% after 5/8 market close. Was down...

YTD -4.9% after 5/8 market close.

Was down over 10% not too long ago, I'll be happy with a "breakeven year"
Forum: Forum Admin 04-17-2020, 08:10 AM
Replies: 5
Views: 328
Posted By prototype
A thanks to you (and everyone else) that...

A thanks to you (and everyone else) that responded. Since my post will be viabenefits specific, I'll bump the thread I mentioned in my OP.
Forum: Forum Admin 04-17-2020, 07:09 AM
Replies: 5
Views: 328
Posted By prototype
When can/should an older thread be bumped vs starting a new thread

I have some questions/comments directly related to an approx. 18 month old thread. I was wondering if I should bump it, or just start a new one with link to the old thread.

The specific thread...
Forum: FIRE and Money 04-17-2020, 06:35 AM
Replies: 737
Views: 51,723
Posted By prototype
I couldn't even get into the website yesterday,...

I couldn't even get into the website yesterday, but was able this morning. I'm in the same boat as you.

At least they have my account number correct (or the last 4 digits anyway).:dance:
Forum: FIRE and Money 04-15-2020, 06:18 AM
Replies: 737
Views: 51,723
Posted By prototype
Like many who have posted, I have had only ACH...

Like many who have posted, I have had only ACH debits by the IRS for at least the last 3 years.

I went to the website link provided above (and in post #126) which is working as of 0530 EDT. I...
Forum: FIRE and Money 04-14-2020, 03:38 PM
Replies: 28
Views: 1,814
Posted By prototype
No changes.

No changes.
Forum: Health and Early Retirement 04-14-2020, 11:51 AM
Replies: 87
Views: 6,988
Posted By prototype
Yes, I would have taken a less out of total index...

Yes, I would have taken a less out of total index stock fund. That's where almost the extra taxable income (LTG) came from, about 30K if I remember correctly. The other funds I "hit" were total...
Forum: Health and Early Retirement 04-14-2020, 07:14 AM
Replies: 87
Views: 6,988
Posted By prototype
I certainly hope so, but I haven't seen that in...

I certainly hope so, but I haven't seen that in writing in the small percentage of the hundreds pages of SSA, Mediare, CMS... rules&regs that I looked at. I could have easily missed it somewhere in...
Forum: FIRE and Money 04-14-2020, 06:30 AM
Replies: 737
Views: 51,723
Posted By prototype
Mine has not appeared yet. I just hope they go by...

Mine has not appeared yet. I just hope they go by my 2019 tax return (filed in mid Feb) and not my 2018 return which had a MAGI spike that pushed me well over 75K.
Forum: Health and Early Retirement 04-14-2020, 06:24 AM
Replies: 87
Views: 6,988
Posted By prototype
Requesting a reccomendation:

Just received my Medicare Premium from SSA and I have been IRMAA'ed. This was not on my radar screen two years ago when I paid cash for a home in 2018.

So my 2018 tax return caused a one-time...
Forum: FIRE and Money 08-18-2018, 08:45 AM
Replies: 127
Views: 13,437
Posted By prototype
Runs between ~$200 and ~$800 not including giant...

Runs between ~$200 and ~$800 not including giant change jar with probably one or two hundred dollars in it.
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