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Search: Posts Made By: BeachOrCity
Forum: FIRE and Money Yesterday, 07:31 AM
Replies: 893
Views: 101,787
Posted By BeachOrCity
I think people should differentiate between what...

I think people should differentiate between what a business might try to do and what they legally can do. Any financial institution can “try” to cancel the add on feature.

GTE “tried” to do so...
Forum: Life after FIRE Yesterday, 05:38 AM
Replies: 90
Views: 5,497
Posted By BeachOrCity
It was a mobile home community so the Jones are...

It was a mobile home community so the Jones are probably close together. Most likely to prevent “dog barking” from disturbing neighbors.

Many condos in Florida don’t allow pets for this reason as...
Forum: Other topics 11-28-2020, 08:41 AM
Replies: 158
Views: 4,396
Posted By BeachOrCity
Just FYI, it (Apple News+) does not have the...

Just FYI, it (Apple News+) does not have the WaPo.

If it had the WSJ, NYT, and WaPo it would be killer IMHO.... but alas I don't think it is getting to be that "single subscription" many hoped it...
Forum: Other topics 11-28-2020, 07:29 AM
Replies: 158
Views: 4,396
Posted By BeachOrCity
Thank you for bringing to the forums attention...

Thank you for bringing to the forums attention the need for the fourth estate and the need to pay for it.

Right or left, the fourth estate is here to keep government in check. If it’s not paid...
Forum: COVID-19 | Containment Area 11-22-2020, 08:51 AM
Replies: 30
Views: 1,113
Posted By BeachOrCity
People need to meet people "where they are". For...

People need to meet people "where they are". For some their personal risk (or those they live with) is higher and as such even outdoor dining is off the table. For others, indoor dining well spaced...
Forum: FIRE and Money 11-22-2020, 08:40 AM
Replies: 95
Views: 4,318
Posted By BeachOrCity
The whole thread illustrates the value of using a...

The whole thread illustrates the value of using a "good" real estate agent. A good one could guide you on the likely taxes for any home you consider.
Forum: Life after FIRE 11-22-2020, 08:30 AM
Replies: 90
Views: 5,497
Posted By BeachOrCity
I wouldn't do it at 59, but maybe at a later age....

I wouldn't do it at 59, but maybe at a later age. Keep in mind that the communities 'age' as the get older. So if you move into a new community avg age will be younger.
You choose Sun City Florida...
Forum: COVID-19 | Containment Area 11-21-2020, 01:42 PM
Replies: 230
Views: 11,606
Posted By BeachOrCity
Seems to me with the Vaccine for most (in USA)...

Seems to me with the Vaccine for most (in USA) available in 1H2021, it seems like the light at the end of the tunnel is now visible.

I would rather be smart and forgo the immediate comfort of...
Forum: Technology, Media & e-Gadgets 11-18-2020, 03:34 PM
Replies: 66
Views: 2,676
Posted By BeachOrCity
I mostly keep an soma so I can have a landline...

I mostly keep an soma so I can have a landline number to give to people and businesses that I don't want to have my cell number.
I used the ooma today to make a call for the 1st time in months. ...
Forum: Health and Early Retirement 11-11-2020, 03:17 PM
Replies: 94
Views: 6,778
Posted By BeachOrCity
Did you consider a catastrophic plan? If the...

Did you consider a catastrophic plan? If the cheapest Bronze plan is >9% of your EXPECTED (not your actual) income for 2021, you are eligible to buy one.
For me, the premiums are 1/2 the bronze...
Forum: COVID-19 | Containment Area 11-10-2020, 07:42 AM
Replies: 66
Views: 2,745
Posted By BeachOrCity
We have had the same cleaner for many years. ...

We have had the same cleaner for many years. Don’t need her and her husband anymore, but just don’t have the heart to say we are done until we are on the other side of the pandemic.

She is...
Forum: Health and Early Retirement 11-06-2020, 12:29 PM
Replies: 94
Views: 6,778
Posted By BeachOrCity
Got Catastrophic exemption serial number 0001 in...

Got Catastrophic exemption serial number 0001 in DC today. Approved for BCBS Cat plan. Premiums for 2 ages 54 and 55 $~575/mo COMBINED!

Woo Hoo!
Forum: Health and Early Retirement 10-24-2020, 01:39 AM
Replies: 94
Views: 6,778
Posted By BeachOrCity
So I got my proposed 35% Non subsidized rate...

So I got my proposed 35% Non subsidized rate increase earlier this year.
Did my research and looked at their filing. The catastrophic plan had a 49% claims ratio.

So I went and testified at...
Forum: Health and Early Retirement 10-24-2020, 01:35 AM
Replies: 94
Views: 6,778
Posted By BeachOrCity
I sat in on a rate commissioner hearing this...

I sat in on a rate commissioner hearing this year.
Insurance companies didn’t want to talk about it, but when pressed, admitted costs have been lower because of all the deferred procedures. ...
Forum: COVID-19 | Containment Area 10-02-2020, 08:16 AM
Replies: 47
Views: 3,103
Posted By BeachOrCity
This is really more about public awareness and...

This is really more about public awareness and acceptance. I hope that having the President infected will make people realize....

It doesn't matter WHO you are...
Wear a mask in public or when...
Forum: COVID-19 | Containment Area 09-18-2020, 08:30 AM
Replies: 126
Views: 4,748
Posted By BeachOrCity
If you looked, you would have seen that it was...

If you looked, you would have seen that it was under the section "family". It was not meant to be a science based article.

The author linked to sources that are generally both veiwed as...
Forum: Technology, Media & e-Gadgets 09-18-2020, 07:22 AM
Replies: 26
Views: 1,294
Posted By BeachOrCity
+1 same for macOS too.

+1 same for macOS too.
Forum: COVID-19 | Containment Area 09-18-2020, 07:21 AM
Replies: 126
Views: 4,748
Posted By BeachOrCity
It was a good article. What surprised me...

It was a good article.

What surprised me about this thread is how much peoples views varied and a few who were somewhat hostile to it. The article really was more of an subjective piece since it...
Forum: Travel Information 09-15-2020, 03:51 PM
Replies: 242
Views: 11,792
Posted By BeachOrCity
Glacier. Via their regional affiliate. But they...

Glacier. Via their regional affiliate. But they connect thru Dallas or Chicago.
Forum: Travel Information 09-12-2020, 04:05 PM
Replies: 114
Views: 6,396
Posted By BeachOrCity
Drive. You control the risk when you do this. ...

Drive. You control the risk when you do this. Flying you can’t control the risk.

All the hotels will let you book and checkin from your phone.

Gas is a credit card and sanitize ur hands...
Forum: Technology, Media & e-Gadgets 09-12-2020, 04:01 PM
Replies: 62
Views: 2,797
Posted By BeachOrCity
I had kept our 50 dollar land line because our...

I had kept our 50 dollar land line because our vintage 1980s alarm needed it. Finally went simplisafe and ooma a few months ago

Between the two it’s like 800 bucks a year cheaper. For something...
Forum: Travel Information 09-12-2020, 03:55 PM
Replies: 242
Views: 11,792
Posted By BeachOrCity
Funny you asked. We just booked tickets RT from...

Funny you asked. We just booked tickets RT from east coast to Montana for 10k aa miles a piece. Fully reinstatable no fee

Crap shoot on whether we can go but it’s on the calendar for next July.
Forum: Hi, I am... 09-12-2020, 03:45 PM
Replies: 19
Views: 1,436
Posted By BeachOrCity
WHEREver you go THERE you are. Sorry for...

WHEREver you go THERE you are.

Sorry for the pun. Mobile and no fixed long term plan is your best bet. You will know it when you find a place that feels right to put down roots
Forum: Stock Picking and Market Strategy 09-04-2020, 04:30 AM
Replies: 61
Views: 4,239
Posted By BeachOrCity
OF COURSE appl results are great this year. All...

OF COURSE appl results are great this year. All around the world people have needed to beef up their home technology for remote work.

When will that effect fall off and will it result in sales...
Forum: Life after FIRE 09-02-2020, 06:20 AM
Replies: 47
Views: 3,311
Posted By BeachOrCity
I wouldn’t let taxes be a primary factor in where...

I wouldn’t let taxes be a primary factor in where I retired.

If you are subject to any significant income tax it means you have some money and the taxes alone won’t make or break your retirement...
Showing results 1 to 25 of 804

 
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