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Forum: Hi, I am... 01-22-2015, 12:46 PM
Replies: 27
Views: 5,012
Posted By ginny37
Ready, Set, Go ,,,but scared to plunge

Thanks. I'm having fun preparing to transition my work.


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Forum: Hi, I am... 01-22-2015, 10:26 AM
Replies: 27
Views: 5,012
Posted By ginny37
While I realize carrying affordable megacorp HC...

While I realize carrying affordable megacorp HC is a risk, for 2015 my out of pocket will be 10.00 per mt for the policy and 1300 out of pocket deductible with 20% copay. In addition I am a veteran...
Forum: Hi, I am... 01-21-2015, 01:15 PM
Replies: 27
Views: 5,012
Posted By ginny37
Thanks kimcdougc , Rodi and Options. ...

Thanks kimcdougc , Rodi and Options.

Options, my retirement date is based on an Enhanced Pension Option from Megacorp. One of my retirement benefits is subsidized health care, so there will be a...
Forum: Hi, I am... 01-21-2015, 09:17 AM
Replies: 27
Views: 5,012
Posted By ginny37
It's been a while since I posted an update. ...

It's been a while since I posted an update. During 2014, I endured the OMM syndrome and it was really hard, but now it is confirmed that I will be retiring on 3/31/15. My financials changed a bit...
Forum: FIRE and Money 02-27-2014, 09:11 AM
Replies: 9
Views: 1,430
Posted By ginny37
No it wasn't a requirement to rollover, but he...

No it wasn't a requirement to rollover, but he needed to make a withdrawal and given the provisions of his plan, the option that he chose was to take a portion for his required distribution and roll...
Forum: FIRE and Money 02-27-2014, 06:51 AM
Replies: 9
Views: 1,430
Posted By ginny37
He retired on 12/31/12 and we moved it to a...

He retired on 12/31/12 and we moved it to a stable fund account until we decided to roll over to Vanguard last month. We had initially connected up with A FA and was going to consolidate all assets...
Forum: FIRE and Money 02-26-2014, 10:12 PM
Replies: 9
Views: 1,430
Posted By ginny37
Thanks I may have to reassess the entire strategy...

Thanks I may have to reassess the entire strategy as I prepare to retire by combining all assets at that point. I plan to retire before the end of 2014 and then combine the strategy of total...
Forum: FIRE and Money 02-26-2014, 09:44 PM
Replies: 23
Views: 3,082
Posted By ginny37
My husbands transfer of funds took over a month. ...

My husbands transfer of funds took over a month. I was excited about using Vanguard, but sorely disappointed with this start up process. Now on to step 2 in finding the appropriate funds to invest...
Forum: FIRE and Money 02-26-2014, 09:40 PM
Replies: 9
Views: 1,430
Posted By ginny37
Rollover of husbands 401k

I just rolled over 111k from my husbands 401k plan into a Vanguard traditional IRA and placed this in a Money Market account temporarily until we decide how we want to have this invested. I am still...
Forum: Hi, I am... 02-24-2014, 04:57 PM
Replies: 6
Views: 1,395
Posted By ginny37
Congratulations. Best wishes to you in FI living.

Congratulations. Best wishes to you in FI living.
Forum: Hi, I am... 01-13-2014, 06:31 PM
Replies: 27
Views: 5,012
Posted By ginny37
Thanks, I will certainly take all the input into...

Thanks, I will certainly take all the input into consideration. I do have intentions of downsizing and would consider this if I could get my house on the market by 2/1 and sell in 30 days before I...
Forum: Hi, I am... 01-04-2014, 06:08 PM
Replies: 27
Views: 5,012
Posted By ginny37
I haven't tracked my actual spending down to the...

I haven't tracked my actual spending down to the penny. However, I do know where most of my spending takes place ( grocery, dining and shopping on a whim) and where I am starting to focus on cutting...
Forum: Hi, I am... 01-04-2014, 06:05 PM
Replies: 27
Views: 5,012
Posted By ginny37
Good idea.

Good idea.
Forum: Hi, I am... 01-04-2014, 10:36 AM
Replies: 27
Views: 5,012
Posted By ginny37
Excellent. Thanks for the suggestion.

Excellent. Thanks for the suggestion.
Forum: Hi, I am... 01-04-2014, 07:27 AM
Replies: 27
Views: 5,012
Posted By ginny37
Ready, Set, Go ,,,but scared to plunge

Thanks. The Firecal show 100% success rate over 37 years. I do plan to pay off the car by end of 1st year of retirement and reduce consumer debt down to a minimum over the next 2 years, using some...
Forum: Hi, I am... 01-04-2014, 06:37 AM
Replies: 27
Views: 5,012
Posted By ginny37
Ready, Set, Go ,,,but scared to plunge

Hi All,

I am 58 years old, and have worked for the past 41 years. I just celebrated 36 years years of service with a megacorp and is eligible for 48K annually of pension if I leave end of March. ...
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