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Forum: FIRE and Money 01-17-2021, 11:35 AM
Replies: 105
Views: 5,843
Posted By Sirka
+1 I only keep returns for 3 years for a...

+1
I only keep returns for 3 years for a reference
Forum: Hi, I am... 12-20-2020, 11:01 AM
Replies: 42
Views: 2,464
Posted By Sirka
+1 I would keep the condo, get helth insurance...

+1
I would keep the condo, get helth insurance in Spain as recommended by others and enjoy the retirement.
Forum: Hi, I am... 12-04-2020, 12:36 PM
Replies: 46
Views: 5,912
Posted By Sirka
+1 We took SS at 62. It helped me with no...

+1
We took SS at 62. It helped me with no steady income worries since the 0 interest rates are killing the old idea of 'live off interest'. Most of our basic expense is covered now.

Health...
Forum: Other topics 11-09-2020, 01:19 PM
Replies: 48
Views: 1,617
Posted By Sirka
We snow bird in AZ, so no time change for us. I...

We snow bird in AZ, so no time change for us. I really like it. This year I noticed the time change for everyone else, since our daughter moved to Alabama. She calls at different time now.
It takes...
Forum: Other topics 09-04-2020, 02:45 PM
Replies: 27
Views: 977
Posted By Sirka
I like using Skype to stay in touch with my...

I like using Skype to stay in touch with my brother. It's easy to use as a video phone. But our kids and grand kids will not have it. They wish we would get iPhones, like everyone else, so we could...
Forum: Technology, Media & e-Gadgets 08-30-2020, 12:23 PM
Replies: 15
Views: 954
Posted By Sirka
I use DuckDuckGo browser on Android cell and...

I use DuckDuckGo browser on Android cell and Firefox on our PCs. I try to backup bookmarks to html file often so I can recover from browser update problems.
Forum: Other topics 08-17-2020, 10:54 AM
Replies: 188
Views: 8,432
Posted By Sirka
Sirka rhymes with Jirka. I was teased at young...

Sirka rhymes with Jirka. I was teased at young age: Jirka...Sirka....Bubenik...ha ha hahaha. So I have used Bubenik, also. I don't play drums, but my farther was a musician.
Forum: Other topics 08-17-2020, 10:43 AM
Replies: 188
Views: 8,432
Posted By Sirka
I was along the same line; I always read the name...

I was along the same line; I always read the name as 'Pushkin '. Lol it makes sense to me somehow .
Forum: Life after FIRE 06-07-2020, 12:22 PM
Replies: 105
Views: 6,171
Posted By Sirka
+2 Housing costs depends on where you choose to...

+2
Housing costs depends on where you choose to live in retirement. :)
Forum: FIRE and Money 04-15-2020, 10:28 AM
Replies: 737
Views: 52,431
Posted By Sirka
We got $2,400 from IRS deposited in our bank...

We got $2,400 from IRS deposited in our bank today, like they estimated.:dance:
Forum: Other topics 02-16-2020, 10:50 AM
Replies: 101
Views: 4,940
Posted By Sirka
I was surprised last year that California State...

I was surprised last year that California State software itemized deductions even though Federal used standard deductions. Some states do that.
Forum: Other topics 02-16-2020, 10:22 AM
Replies: 101
Views: 4,940
Posted By Sirka
Me too. I usually get couple of revisions.

Me too. I usually get couple of revisions.
Forum: Other topics 12-08-2019, 12:01 PM
Replies: 30
Views: 1,521
Posted By Sirka
I think this covers it pretty good.

I think this covers it pretty good.
Forum: FIRE and Money 11-17-2019, 10:07 AM
Replies: 314
Views: 30,958
Posted By Sirka
+1 ETFs are managed also.

+1 ETFs are managed also.
Forum: FIRE and Money 11-17-2019, 10:04 AM
Replies: 314
Views: 30,958
Posted By Sirka
I manage our portfolio of stocks and ETFs. It's...

I manage our portfolio of stocks and ETFs. It's much easier with low or no broker fees. I would start looking to move the IRA now and learn as much as possible from the people on this forum.
Forum: FIRE and Money 10-09-2019, 06:37 PM
Replies: 66
Views: 6,034
Posted By Sirka
401K Fees can also be excessive

+1
Fees are unknown & IRA is easy to manage. I would go with IRA ASAP!
Forum: FIRE and Money 09-17-2019, 05:46 PM
Replies: 258
Views: 20,424
Posted By Sirka
Same Here, once we started SS we did not have to...

Same Here, once we started SS we did not have to spend from Portfolio - except for one time expenses. And this where it gets tricky. Let's say you need to replace a car; want a new RV and buy...
Forum: Life after FIRE 08-09-2019, 08:08 PM
Replies: 136
Views: 11,546
Posted By Sirka
Why not it's free money?

+1
We also charge insurance & other bills to get the 2% cash back. I had an aha moment, when I did the usual auto Pay from our checking. Hey, I was giving up some free money.
Forum: Technology, Media & e-Gadgets 07-24-2019, 04:54 PM
Replies: 111
Views: 5,454
Posted By Sirka
keep it in a front pocket

+1
Galaxy S10e fits in my pocked nicely & clear back rubberized sides case stops me from dropping it.
Forum: Life after FIRE 06-21-2019, 06:01 PM
Replies: 52
Views: 5,415
Posted By Sirka
Effective Tax Rate

Our Effective Tax Rate
Year * Fed * State * Total
2016 6.59% 0.38% 6.97%
2017 5.82% 0.08% 5.90%
2018 7.13% 0.0% 7.13%

We keep the rate steady by controlling Roth conversions and...
Forum: Technology, Media & e-Gadgets 06-15-2019, 08:12 PM
Replies: 99
Views: 4,829
Posted By Sirka
Gigabit Fiber FTTH for $65 is great after years...

Gigabit Fiber FTTH for $65 is great after years of DSL headaches. DSLExtreme was OK, but it was like being on your own trying to fix the connection. I thought we were done with DSL, until we bought a...
Forum: FIRE and Money 05-07-2019, 05:09 PM
Replies: 87
Views: 6,506
Posted By Sirka
consider a mortgage?

+1
After we sold our house we rented in a resort area that we liked. We found a lot to build a new house in the area. No way would I consider a mortgage, since the paychecks stopped coming after...
Forum: Life after FIRE 04-22-2019, 11:46 AM
Replies: 161
Views: 9,606
Posted By Sirka
No way! Life is short.

No way! Life is short.
Forum: FIRE and Money 02-08-2019, 06:59 PM
Replies: 77
Views: 5,058
Posted By Sirka
How cool is that; they spread your money across...

How cool is that; they spread your money across several banks (from the list), depending on your balance.

We have TD Ameritrade investment checking - it shows Payable trough: TD Bank USA
Forum: FIRE and Money 02-08-2019, 06:35 PM
Replies: 77
Views: 5,058
Posted By Sirka
3 checking, 2 CD's and 3 Money Market for a total...

3 checking, 2 CD's and 3 Money Market for a total of 8.
I need Quicken to keep track of funds, but I feel it is needed for diversification. I ran into different complication while traveling; like...
Showing results 1 to 25 of 231
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