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Search: Posts Made By: wanderingwheelz
Forum: FIRE and Money 01-30-2020, 10:25 PM
Replies: 49
Views: 4,177
Posted By wanderingwheelz
For more than 10 years I was a financial advisor...

For more than 10 years I was a financial advisor and I can say without hesitation that most people think they have the perfect allocation to stocks until there’s a major sell-off.

My allocation to...
Forum: FIRE and Money 01-30-2020, 10:10 PM
Replies: 23
Views: 1,757
Posted By wanderingwheelz
877-311-0014 would be where I’d start. I’m a...

877-311-0014 would be where I’d start. I’m a flagship customer there, too.
Forum: FIRE and Money 01-27-2020, 02:59 PM
Replies: 78
Views: 7,435
Posted By wanderingwheelz
The one thing you absolutely do not want to...

The one thing you absolutely do not want to happen is find yourself in a situation where you’re liquidating stocks when they’re at historical lows. That’s what SORR is- not being diversified enough....
Forum: Life after FIRE 01-24-2020, 03:16 PM
Replies: 49
Views: 3,452
Posted By wanderingwheelz
I’m fortunate to be self employed in an industry...

I’m fortunate to be self employed in an industry that is being driven into the ground by e-commerce (customers are showing up less and less frequently and prices are being driven lower and lower), so...
Forum: Hi, I am... 01-23-2020, 08:44 AM
Replies: 31
Views: 2,076
Posted By wanderingwheelz
Thanks. I’m using total stock market stock funds...

Thanks. I’m using total stock market stock funds for both domestic and international in the taxable brokerage account largely due to their inherent tax efficiency (No cap gains distributions). We do...
Forum: Hi, I am... 01-23-2020, 07:56 AM
Replies: 31
Views: 2,076
Posted By wanderingwheelz
Iím new to the discussions regarding FIRE...

Iím new to the discussions regarding FIRE lifestyle so the notion of receiving/trying to qualify for government assistance hasnít been front of mind, as you might imagine.

We have accumulated...
Forum: Hi, I am... 01-23-2020, 03:35 AM
Replies: 31
Views: 2,076
Posted By wanderingwheelz
Huh? Obamacare caused the cost of similar/same...

Huh? Obamacare caused the cost of similar/same insurance to rise sharply. Because we are high earning self employed people, my wife and I pay A LOT more because of it.

What you said is true that...
Forum: Hi, I am... 01-22-2020, 06:41 PM
Replies: 12
Views: 1,243
Posted By wanderingwheelz
There’s some missing info here. Pension size...

There’s some missing info here.

Pension size and future social security?

Debts? Husbands salary, your expected future earned income from travel agency?

Assets.. tax deferred? Taxable? 1MM...
Forum: FIRE and Money 01-22-2020, 06:39 AM
Replies: 2,220
Views: 765,965
Posted By wanderingwheelz
My wife and I both still work full-time(ish), but...

My wife and I both still work full-time(ish), but 2019 was a year where our portfolio grew by roughly triple what our gross earned incomes are, combined. And out combined income in 2018 (donít...
Forum: FIRE and Money 01-22-2020, 06:31 AM
Replies: 302
Views: 15,971
Posted By wanderingwheelz
Iím not famous by any stretch, but as long-time...

Iím not famous by any stretch, but as long-time business owners my wife and I are well known in our area, including many of the servers at local restaurants. We never tip less than 25% (usually more)...
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