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Forum: FIRE and Money 12-12-2018, 08:56 AM
Replies: 175
Views: 11,524
Posted By rafapark
We spend $1300 in average for two but buy...

We spend $1300 in average for two but buy everything organic, grass fed. Whole Foods, Trader Joes, local farn markets. You will pay more eventually in medical bills because all the pesticides and...
Forum: FIRE and Money 10-05-2015, 01:20 PM
Replies: 166
Views: 19,603
Posted By rafapark
A prenup gets nullified if it was badly written...

A prenup gets nullified if it was badly written or the other party convinces the judge that he/she was not properly represented or was deceived. That is why you need to get a specialized lawyer (both...
Forum: FIRE and Money 10-05-2015, 08:56 AM
Replies: 166
Views: 19,603
Posted By rafapark
I don't think the answer is never to get married....

I don't think the answer is never to get married. The answer is a solid prenump agreement done by an specialized lawyer. I am getting married in February 2015 and will retire in December and our...
Forum: FIRE and Money 08-25-2015, 07:43 AM
Replies: 47
Views: 4,781
Posted By rafapark
That's my point. Why would I endure the stress of...

That's my point. Why would I endure the stress of worrying about the stock market with a high equity allocation when I don't have to? I don't plan to get rich by investing in the stock market when I...
Forum: FIRE and Money 08-25-2015, 06:50 AM
Replies: 47
Views: 4,781
Posted By rafapark
Thank you

Thank you everybody for the responses. Yes, sorry for the typo, I meant 35%/65%

The reason I ask is that I have run firecalc and other tools including OTAR using 20%/80%, 30%/70% and anything in...
Forum: FIRE and Money 08-20-2015, 11:08 AM
Replies: 47
Views: 4,781
Posted By rafapark
Allocation vs withdrawal rates

I plan to retire in 2016 and throughout the past years I've been moving my investments to match where I want to eventually be in terms of allocation. My approach is similar to most people: take the...
Forum: FIRE and Money 01-23-2015, 09:09 AM
Replies: 11
Views: 1,960
Posted By rafapark
Great input everybody. Thanks a lot.

Great input everybody. Thanks a lot.
Forum: FIRE and Money 01-21-2015, 12:47 PM
Replies: 11
Views: 1,960
Posted By rafapark
Deferred compensation

I plan to retire on Jan 2017. I have some deferred compensation which will be paid starting Jan 2018 and beyond every year for around 5 to 6 years. I currently work in New York but will be residing...
Forum: FIRE and Money 08-07-2014, 12:59 PM
Replies: 18
Views: 2,117
Posted By rafapark
Financial Advisors and other things link

Hi guys. First time posting but have been reading the forum for years.

This is a good link about FAs and other things

https://www.dilbert.com/blog/entry/how_to_make_more_money_in_stocks/...
Forum: FIRE and Money 12-02-2011, 08:58 AM
Replies: 12
Views: 2,241
Posted By rafapark
Great input

I guess that is the biggest use of a financial or tax advisor. Not so much for asset allocation but for providing specific tax and money location as per the example above. I am sure the debate about...
Forum: FIRE and Money 12-01-2011, 03:00 PM
Replies: 12
Views: 2,241
Posted By rafapark
thank you

yes. I am considering munis as well but since I will have a significant portion of my portfolio on a non sheltered account, I'd be forced to consider other tax inefficient investments for that as...
Forum: FIRE and Money 12-01-2011, 10:02 AM
Replies: 12
Views: 2,241
Posted By rafapark
Also, is there a tool somewhere where I can...

Also, is there a tool somewhere where I can include all my portfolio that shows me tax implications for different location scenarios (sheltered, non sheltered)?
Forum: FIRE and Money 12-01-2011, 09:55 AM
Replies: 12
Views: 2,241
Posted By rafapark
yes but

Thank you for the responses . I understand what you are saying and I understand those basics. If you look at my numbers and my potential asset allocation of 70% bonds and 30% stocks, and taking into...
Forum: FIRE and Money 11-30-2011, 03:23 PM
Replies: 12
Views: 2,241
Posted By rafapark
Planning for retirement

Hello:
This is the first time I post in this forum so please be patient with me. I am no expert at all. This forum is helping me a great deal as well as all the books Iíve been reading. I have a...
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