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Forum: FIRE and Money 10-15-2008, 04:08 PM
Replies: 37
Views: 3,739
Posted By slepyhed
Years ago on this very forum someone here...

Years ago on this very forum someone here suggested that I read this book:
Amazon.com: The Misbehavior of Markets: A Fractal View of Risk, Ruin & Reward: Benoit Mandelbrot, Richard L. Hudson: Books...
Forum: Young Dreamers 07-25-2008, 11:12 AM
Replies: 36
Views: 4,313
Posted By slepyhed
I've noticed that as this whole "retire early"...

I've noticed that as this whole "retire early" midset takes root, my ambitions have become much less money-centric.

For example, the first thing I would do in this scenario is clean up the...
Forum: Young Dreamers 05-31-2008, 06:05 AM
Replies: 17
Views: 4,276
Posted By slepyhed
These guys are being "ultra-conservative". You...

These guys are being "ultra-conservative". You have the good fortune of youth and the opportunity to take advantage of it.

You could also choose more volatile investments, with an eye towards...
Forum: Young Dreamers 05-03-2008, 01:23 AM
Replies: 15
Views: 2,526
Posted By slepyhed
I'm an engineer, have been for 14 years. The job...

I'm an engineer, have been for 14 years. The job is not like what you would think.

I spend all day communicating with people, mostly other engineers. I make powerpoint slides and graphs. I...
Forum: FIRE and Money 01-20-2008, 08:02 AM
Replies: 23
Views: 3,360
Posted By slepyhed
I suppose you could then buy another RV and go...

I suppose you could then buy another RV and go "on the lam". Besides, you can then start doing drugs for a hobby. Its a recreational vehical after all! :coolsmiley:
Forum: Young Dreamers 11-30-2007, 05:10 PM
Replies: 111
Views: 13,407
Posted By slepyhed
That's pretty close to how I live. I have...

That's pretty close to how I live.

I have an *actual* 1950's 3 bed, 1 bath ranch. One kid. My pickup truck is 9 years old and will last another 10 years easy. I cook from scratch.

My...
Forum: Young Dreamers 11-26-2007, 11:48 AM
Replies: 111
Views: 13,407
Posted By slepyhed
You call this a plan? Both pensions and...

You call this a plan?

Both pensions and social security fund retirees out of the contributions of the workers. You underestimate Gen-X's slacking abilities!>:D
Forum: Young Dreamers 11-21-2007, 01:02 PM
Replies: 111
Views: 13,407
Posted By slepyhed
If 62% of Gen Xer's admit to living paycheck to...

If 62% of Gen Xer's admit to living paycheck to paycheck, then as many as 38% may be planning ahead to fund their own retirement.

Not very impressive, but that would be much better than the...
Forum: Life after FIRE 10-23-2007, 03:54 PM
Replies: 49
Views: 5,103
Posted By slepyhed
I have a slide taped up in my cubicle. It has a...

I have a slide taped up in my cubicle. It has a picture of George C. Scott dressed up like Gen. Patten, and says

"If Patten were alive today:

'No one ever won a war by making Power Point...
Forum: Young Dreamers 10-11-2007, 10:45 AM
Replies: 71
Views: 9,259
Posted By slepyhed
On a resume, its clearly unethical to put things...

On a resume, its clearly unethical to put things that you've never done.

However, it is OK to leave extra things out. When I respond to a help wanted ad, my resume only has those experiences that...
Forum: FIRE and Money 10-11-2007, 09:59 AM
Replies: 49
Views: 12,201
Posted By slepyhed
Yes, that is being rich. $80k income per year,...

Yes, that is being rich. $80k income per year, for life, without having to lift a finger!!!!

Its almost twice the median household income. All those median and below households, people have to...
Forum: FIRE and Money 09-28-2007, 09:09 AM
Replies: 47
Views: 6,329
Posted By slepyhed
I simply don't have enough yet. But I'm piling it...

I simply don't have enough yet. But I'm piling it on and it won't be too much longer - maybe 5 years?

I fear that I may fall into the "One more year" trap. Do you settle for "enough", or stick it...
Forum: Life after FIRE 09-20-2007, 10:02 AM
Replies: 13
Views: 2,289
Posted By slepyhed
I still work. I'm reading a book about six...

I still work.

I'm reading a book about six sigma, because I have to. In chapter one, they address the issue of why I have to do six sigma:

Imagine you're being chased by a bear. Its not good...
Forum: FIRE and Money 09-19-2007, 10:47 AM
Replies: 16
Views: 2,409
Posted By slepyhed
I follow the "asset allocation with annual...

I follow the "asset allocation with annual rebalance" strategy because I believe that trying to time the market is futile at best.

My choice of what time of year to check my asset allocation and...
Forum: Young Dreamers 09-18-2007, 01:54 PM
Replies: 12
Views: 2,039
Posted By slepyhed
FIRE as a mental health issue!

Lost amongst the news about rate cuts and mortgage forclosures was this little tidbit:
Depression Pushes Middle-Aged Workers to Retire - Yahoo! News...
Forum: Young Dreamers 07-06-2007, 10:38 AM
Replies: 34
Views: 7,625
Posted By slepyhed
I'd agree, the intelligence and discipline...

I'd agree, the intelligence and discipline required to achieve that result is amazing. I'm in awe!:o
Forum: FIRE and Money 06-29-2007, 11:08 AM
Replies: 74
Views: 9,253
Posted By slepyhed
It seems like a lot of work to try to impose your...

It seems like a lot of work to try to impose your own values on your MIL.
Forum: Young Dreamers 06-16-2007, 06:29 AM
Replies: 5
Views: 2,168
Posted By slepyhed
FIRE observations after job change

Its a long post, but I'm not appologizing.

I recently changed jobs and now that the dust has settled, I thought I'd post about how I feel about FIRE now.

My old job sucked in several ways. My...
Forum: FIRE and Money 06-12-2007, 09:23 AM
Replies: 11
Views: 2,298
Posted By slepyhed
If I subtract this years value from last year's,...

If I subtract this years value from last year's, then divide by the number of participants, then it works out to an average increase of $10k per person.

I suppose that's pretty good, considering...
Forum: FIRE and Money 06-09-2007, 05:49 AM
Replies: 23
Views: 3,696
Posted By slepyhed
I'm the guy at 10% or less - but let me explain! ...

I'm the guy at 10% or less - but let me explain!

My wife and I plan on moving before retiring, so it looks like our savings will be about 6% of the portfolio value before picking up stakes and...
Forum: FIRE and Money 06-05-2007, 05:56 PM
Replies: 21
Views: 4,690
Posted By slepyhed
Agreed, unclemick! However, this brings up...

Agreed, unclemick!

However, this brings up something I've been mulling over for the past few weeks. One of the phrases that comes up mostly when talking about rising property taxes is "folks...
Forum: FIRE and Money 06-05-2007, 04:05 PM
Replies: 1
Views: 1,426
Posted By slepyhed
I believe the answer is given on page 6 of 6: ...

I believe the answer is given on page 6 of 6:

"Finally, assume that your client’s investment portfolio is allocated to a mix of balanced mutual funds (or ETFs, SMAs, etc) and you estimate that...
Forum: FIRE and Money 06-05-2007, 03:14 PM
Replies: 21
Views: 4,690
Posted By slepyhed
I think the reason for the enduring popularity of...

I think the reason for the enduring popularity of the x% of income method is that most folks can figure out their income, but few really have a grasp on their expenses.
Forum: FIRE and Money 06-05-2007, 10:49 AM
Replies: 21
Views: 4,690
Posted By slepyhed
What about hedonism? Scott sort of left that out....

What about hedonism? Scott sort of left that out.

He seems to think that when the kids get out of college, your expenses go down. It seems to me that most folks stop paying tuition and instead...
Forum: FIRE and Money 06-04-2007, 08:01 AM
Replies: 63
Views: 7,668
Posted By slepyhed
There's a recurring theme in this thread: ...

There's a recurring theme in this thread:

"one time, I made a nice profit on a house, so its not a bad investment"


Folks, one time I went to a casino and placed a bet on the Roulette wheel...
Showing results 1 to 25 of 117

 
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