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Search: Posts Made By: 523HRR
Forum: FIRE and Money 04-28-2021, 02:47 PM
Replies: 42
Views: 4,463
Posted By 523HRR
Retired for almost 9 years now. Withdrawal rate...

Retired for almost 9 years now. Withdrawal rate has held below 3% and getting lower even as spending is as much or more than when I was w*rking. Sleeping wel.
Forum: Other topics 04-23-2021, 03:50 PM
Replies: 132
Views: 8,957
Posted By 523HRR
We moved to SW Florida in 2018 from Connecticut....

We moved to SW Florida in 2018 from Connecticut. Honestly, I can’t recommend it. Sure, sure the substantial financial benefits from zero income tax, zero estate tax, zero car tax, lower property tax,...
Forum: Other topics 02-23-2021, 01:56 PM
Replies: 274
Views: 12,649
Posted By 523HRR
We have a Generac 22kW standby generator here in...

We have a Generac 22kW standby generator here in hurricane-prone SW Florida. Went with Generac on electrician's recommendation because they apparently have the largest installed base, and so when...
Forum: FIRE and Money 02-10-2021, 03:02 PM
Replies: 114
Views: 14,348
Posted By 523HRR
Synchrony Bank 0.60% APY

Synchrony Bank 0.60% APY
Forum: FIRE and Money 01-19-2021, 02:56 PM
Replies: 80
Views: 5,270
Posted By 523HRR
Effective = 21.2% Marginal = 35%

Effective = 21.2%
Marginal = 35%
Forum: Life after FIRE 01-11-2021, 02:47 PM
Replies: 119
Views: 11,750
Posted By 523HRR
Retired in 2012 and moved from Connecticut to...

Retired in 2012 and moved from Connecticut to southwest Florida in 2018. Two reasons: 1) saving a bundle with no state income tax and 2) the weather here is amazing. We actually like the summers here...
Forum: FIRE and Money 12-19-2020, 06:45 PM
Replies: 180
Views: 11,667
Posted By 523HRR
Free link showed up today....earliest that I can...

Free link showed up today....earliest that I can remember.
Forum: FIRE and Money 12-05-2020, 02:39 PM
Replies: 9
Views: 533
Posted By 523HRR
I’ve run Quicken for Windows on my Mac (via...

I’ve run Quicken for Windows on my Mac (via Parallels) for many years. Works great. Have looked at other applications, but nothing else seems to be able to tie together my entire financial life and...
Forum: FIRE and Money 11-25-2020, 01:48 PM
Replies: 95
Views: 5,601
Posted By 523HRR
Yep. Paid off our mortgage upon retiring. Then...

Yep. Paid off our mortgage upon retiring. Then paid cash for new build in Florida. In hindsight, we would be better off financially if we had a mortgage and left the money in the stock market. But I...
Forum: FIRE and Money 11-24-2020, 04:38 PM
Replies: 246
Views: 21,833
Posted By 523HRR
Can't speak for the UHNW crowd, but I suspect...

Can't speak for the UHNW crowd, but I suspect that those with $10 million or so, despite being in 1% territory, don't actually feel all that rich. Certainly not enough to afford a G5 or a 100+ foot...
Forum: FIRE and Money 11-20-2020, 11:39 AM
Replies: 119
Views: 6,434
Posted By 523HRR
Married 25 years now and we have never had a...

Married 25 years now and we have never had a joint account. Only our home is titled jointly. But always look at everything in totality. Taxable accounts are held in each of our respective trusts, for...
Forum: FIRE and Money 11-11-2020, 04:00 PM
Replies: 107
Views: 9,053
Posted By 523HRR
1. Maximize wealth building, within an...

1. Maximize wealth building, within an appropriate risk tolerance, so that we will not be poor in retirement.
 Target = household net worth of $[xx] million and full retirement before age 55.
2....
Forum: Hi, I am... 09-30-2020, 02:37 PM
Replies: 68
Views: 12,661
Posted By 523HRR
I left the w*rkforce eight years ago after a...

I left the w*rkforce eight years ago after a 27-year mega corp career. Our son was a 9th-grader at the time in HCOL area, and our financial situation was similar to yours albeit higher liquid NW but...
Forum: Life after FIRE 08-20-2020, 02:19 PM
Replies: 124
Views: 13,846
Posted By 523HRR
My mega corp had been downsizing for several...

My mega corp had been downsizing for several years following the 2008 financial crisis. My boss comes to me in 2012 with an offer for a lateral move to an area that presented little interest to me. I...
Forum: FIRE and Money 08-14-2020, 02:41 PM
Replies: 204
Views: 24,109
Posted By 523HRR
+1

+1
Forum: FIRE and Money 07-07-2020, 01:36 PM
Replies: 222
Views: 12,914
Posted By 523HRR
Filed paper return March 28th. Just received my...

Filed paper return March 28th. Just received my refund check yesterday, July 6th.
Forum: Life after FIRE 06-18-2020, 02:45 PM
Replies: 152
Views: 7,935
Posted By 523HRR
27 years with mega corp then I was out at 49...

27 years with mega corp then I was out at 49...
Forum: FIRE and Money 04-11-2020, 01:26 PM
Replies: 180
Views: 11,667
Posted By 523HRR
I have received TurboTax Premiere free from...

I have received TurboTax Premiere free from Fidelity for many years, but it is a bit surprising how they create such consternation over this thing every year with their customers. The lack of...
Forum: FIRE and Money 02-25-2020, 05:35 PM
Replies: 28
Views: 1,785
Posted By 523HRR
Not a fan if putting my tax return info online. I...

Not a fan if putting my tax return info online. I just download the desktop TurboTax free from Fidelity and mail my return to the IRS.
Forum: FIRE and Money 01-08-2020, 04:27 AM
Replies: 57
Views: 6,316
Posted By 523HRR
The free TurboTax offer showed up in my Fidelity...

The free TurboTax offer showed up in my Fidelity account yesterday.
Forum: Stock Picking and Market Strategy 10-12-2019, 03:23 PM
Replies: 115
Views: 10,268
Posted By 523HRR
Ask the sales guy to show you how Fisher...

Ask the sales guy to show you how Fisher performed in the ‘08-‘09 bear market (supposedly Fisher’s forte). See how long it takes him to change the subject.
Forum: FIRE and Money 09-05-2019, 05:44 PM
Replies: 194
Views: 27,486
Posted By 523HRR
How did we do it? DW and I just worked hard at...

How did we do it? DW and I just worked hard at mega corp jobs overs the years, moving up the ladder and LBYM. Retired at 49 and moved to Florida. I don’t even have a blog!
Forum: Stock Picking and Market Strategy 08-24-2019, 01:51 PM
Replies: 26
Views: 3,001
Posted By 523HRR
Synchrony Bank - Currently 2.2%

Synchrony Bank - Currently 2.2%
Forum: Hi, I am... 07-22-2019, 11:59 AM
Replies: 23
Views: 2,107
Posted By 523HRR
Congrats! We pulled the plug on Connecticut last...

Congrats! We pulled the plug on Connecticut last year after 17 years. Once our son was off to college there was no reason to stay. Now full-time residents of Florida and loving it.
Forum: FIRE and Money 05-29-2019, 04:45 PM
Replies: 64
Views: 20,012
Posted By 523HRR
For now, living expenses are covered by Deferred...

For now, living expenses are covered by Deferred Compensation payouts from former Mega Corp employer that will extend into our mid-60s.
Showing results 1 to 25 of 145

 
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