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Forum: FIRE and Money 05-24-2015, 03:20 AM
Replies: 38
Views: 6,166
Posted By doughroller
If you are pretty sure you will need the knee...

If you are pretty sure you will need the knee replacement, you should think about doing this while you are still working, for the following reasons:

1. you will be covered under your employer's...
Forum: FIRE and Money 03-18-2015, 03:09 PM
Replies: 74
Views: 10,244
Posted By doughroller
In your case there may a reason to wait until 70....

In your case there may a reason to wait until 70. That is survivor benefits for DW. She will get bigger benefits if you wait. Then I believe she can take the bigger amount of her survivor benefits...
Forum: FIRE and Money 03-17-2015, 10:48 AM
Replies: 13
Views: 1,978
Posted By doughroller
Try adding your old P&I amount into the "Retired...

Try adding your old P&I amount into the "Retired yet?" tab in the "How much will you add to your portfolio until then, per year?" input. When we retired our mortgage we applied the P&I amount to our...
Forum: Life after FIRE 03-09-2015, 02:52 PM
Replies: 29
Views: 4,725
Posted By doughroller
I guess the grass is always greener on the other...

I guess the grass is always greener on the other hill. I can imagine going through similar scenarios althought I am about 5-10 year out. DW is now retired and is happily organizing the house and...
Forum: FIRE and Money 03-06-2015, 01:39 AM
Replies: 34
Views: 5,117
Posted By doughroller
It is a minefield. When one transfers or does a...

It is a minefield. When one transfers or does a rollover do not assume the bank or institution knows what they are doing. I transferred a bank IRA CD to an IRA savings account in preparation for a...
Forum: FIRE and Money 03-03-2015, 11:43 AM
Replies: 16
Views: 1,852
Posted By doughroller
At the risk of hijackiing this thread, what is...

At the risk of hijackiing this thread, what is the consensus on this forum on non-deductible traditional IRA vs. taxable investing? My take, illustrated by this thread is that bookkeeping tends to...
Forum: FIRE and Money 03-03-2015, 11:18 AM
Replies: 22
Views: 4,983
Posted By doughroller
This is a great answer. What you need to save...

This is a great answer. What you need to save for depends on what your basic expenses are. A $1 mil. portfolio for someone with expenses at $75k/yr. may not be enough if you do not have other...
Forum: Hi, I am... 02-15-2015, 01:25 PM
Replies: 63
Views: 10,621
Posted By doughroller
What is it that you want to do that will require...

What is it that you want to do that will require more money? The thing that comes to my mind is travel. From what I read, most people spend more when they first retire then spending goes down as...
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