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Forum: Life after FIRE 07-08-2014, 03:58 PM
Replies: 10
Views: 1,608
Posted By e86s54
Not really on topic, but he can be either flown...

Not really on topic, but he can be either flown or driven.
Forum: Life after FIRE 07-08-2014, 06:34 AM
Replies: 10
Views: 1,608
Posted By e86s54
Thanks all! Some good info! Interesting how...

Thanks all! Some good info!

Interesting how many of us canucks go down there and how little forum like discussion there is (on this board or others). Was hoping to hear from some on their...
Forum: Life after FIRE 07-06-2014, 02:21 PM
Replies: 10
Views: 1,608
Posted By e86s54
For starters, here is a list of expense I foresee...

For starters, here is a list of expense I foresee with owning a home in AZ. Property Taxes, HOA fees, Alarm system, Internet\TV, Home Insurance, Electricity\Water\Sewer\Gas, Trash, Termite spray. ...
Forum: Life after FIRE 07-06-2014, 02:15 PM
Replies: 10
Views: 1,608
Posted By e86s54
Canadian Home Owners in AZ questions

All,

I'm looking at buying a small house/Condo/Townhouse/PatioHome in Arizona. One of the main reason to buy is our dog (Retriever size). It seems that when you have more than a lap dog, the...
Forum: FIRE and Money 03-26-2014, 08:17 PM
Replies: 11
Views: 1,908
Posted By e86s54
Thanks for the replies... It's not a...

Thanks for the replies...

It's not a McMansion, but a well built house in a good area. I don't think we want to sell and although its a bit more sq/ft than we need, not that much. If we do...
Forum: FIRE and Money 03-26-2014, 04:50 PM
Replies: 31
Views: 7,468
Posted By e86s54
Video was OK...my take...blah, blah, blah...4%...

Video was OK...my take...blah, blah, blah...4% rule is still good but needs to be fine tuned to the individual based on wants and needs.

What I didn't like of the video was the background...
Forum: FIRE and Money 03-26-2014, 03:59 PM
Replies: 11
Views: 1,908
Posted By e86s54
High Value House with No Appreciation Prospects

So we (DW & I) own our home outright and its worth about $750k (about 25% of our NW). My perceived problem is that historically, houses in the area do not appreciate much, if at all. We live in...
Forum: Travel Information 06-30-2013, 03:46 PM
Replies: 55
Views: 7,017
Posted By e86s54
I like them all (SoCal, Az, FL) for different...

I like them all (SoCal, Az, FL) for different reasons, however I haven't spent months there yet (one more year till my youngest is gone).

However, my thinking about this is changing. With the...
Forum: Travel Information 08-15-2012, 03:49 PM
Replies: 16
Views: 2,171
Posted By e86s54
So what were the ratings on those two? I...

So what were the ratings on those two?

I have rented many times with VRBO and AirBnB all over the world and have never had a problem. However, the ones I rented had perfect to almost perfect...
Forum: Hi, I am... 08-04-2012, 08:05 AM
Replies: 6
Views: 1,739
Posted By e86s54
Matt, I'll let others discuss the finer...

Matt,

I'll let others discuss the finer points with regards to money. But the amount you need and what else you could make doing odd jobs depends on you. But I say you can.

First, I think you...
Forum: FIRE and Money 06-26-2012, 06:15 AM
Replies: 17
Views: 1,997
Posted By e86s54
Yes but the HELOC gives us more flexibility. ...

Yes but the HELOC gives us more flexibility.




A couple of the major banks chief economists have mentioned this in the last few weeks citing low inflation and sluggish growth in the US/China...
Forum: FIRE and Money 06-25-2012, 08:29 PM
Replies: 17
Views: 1,997
Posted By e86s54
The nice thing about were I'm looking to buy is...

The nice thing about were I'm looking to buy is that it also has a huge civil service population so I would not need or likely want to rent to college students. It would be more upscale, so...
Forum: FIRE and Money 06-25-2012, 02:56 PM
Replies: 17
Views: 1,997
Posted By e86s54
Nords, First, thank you for your post...it...

Nords,

First, thank you for your post...it has many ideas I now need to investigate.

We never had a mortgage...I guess we were lucky that way.

We used the HELOC to help fund a business we...
Forum: FIRE and Money 06-25-2012, 11:40 AM
Replies: 17
Views: 1,997
Posted By e86s54
Kombat, Thanks...I think that's good advice....

Kombat,

Thanks...I think that's good advice. But as Animorph mentioned, the market as some short term downside risk, so I will wait for a plunge to enter. In the meantime, I will do research on...
Forum: FIRE and Money 06-25-2012, 06:57 AM
Replies: 17
Views: 1,997
Posted By e86s54
Its a downtown, very urban market. Owning a...

Its a downtown, very urban market. Owning a condo can be less hassle. Houses are about twice the price too...but yes we have been looking at house also.
Forum: FIRE and Money 06-25-2012, 06:53 AM
Replies: 17
Views: 1,997
Posted By e86s54
Thanks Richard, We are in Canada and not in...

Thanks Richard,

We are in Canada and not in the semi-bubble Toronto and Vancouver real estate markets.

For example, the area we were looking at for an investment condo is actually safer than...
Forum: FIRE and Money 06-25-2012, 06:07 AM
Replies: 17
Views: 1,997
Posted By e86s54
What To Do With House Equity?

We are in our late 40s, semi retired with one kid in college and another in high school. Our home is paid off and we have a Line Of Credit on it of over $500,000 with zero borrowed. This house...
Forum: Health and Early Retirement 06-13-2012, 07:05 AM
Replies: 6
Views: 2,621
Posted By e86s54
Don, Yes you are correct about the fruit. ...

Don,

Yes you are correct about the fruit. Press pressed is better tasting and no additives (except a little ice or water if too sweet). We use to drink Tropicana or Minute Maid. I see the USDA...
Forum: Health and Early Retirement 06-12-2012, 08:30 PM
Replies: 6
Views: 2,621
Posted By e86s54
New Diet Rule...nothing out of a box.

Seen and read a few articles on misleading packaging and it turns out everything is misleading. But what my DW found to be interesting is that they all come out of a box.

So we have now gone on a...
Forum: FIRE and Money 06-12-2012, 08:14 PM
Replies: 48
Views: 6,643
Posted By e86s54
I would cancel the bank account. I also do not...

I would cancel the bank account. I also do not allow any company to make monthly withdrawals on my bank account or credit cards. That way I can just stop paying if I'm not happy with the service.
...
Forum: Travel Information 06-04-2012, 02:56 PM
Replies: 78
Views: 5,719
Posted By e86s54
When buying gas, I use the 'Gas Buddy' app to...

When buying gas, I use the 'Gas Buddy' app to find the closes and cheapest gas bar. There are also parking apps, like Best Parking. I used it last weekend to go to a sporting event in Toronto. I...
Forum: Travel Information 05-27-2012, 10:31 AM
Replies: 7
Views: 1,411
Posted By e86s54
Trip was great...would have eliminated the Paris...

Trip was great...would have eliminated the Paris leg as I have been there too many times now.

Venice was really cool, like no other place I have ever been. Like the lack of noise from vehicles. ...
Forum: Travel Information 04-16-2012, 04:44 PM
Replies: 7
Views: 1,411
Posted By e86s54
My brother has two chandeliers from...

My brother has two chandeliers from Murano...similar to this one https://www.venicearte.com/media/Murano-Chandeliers/Venetians/Murano-Chandelier-San-Bartolomeo.jpg
Forum: Travel Information 04-10-2012, 06:30 AM
Replies: 7
Views: 1,411
Posted By e86s54
Venice & Barcelona Trip

All,

Going to be spending 4 days in Venice and 5 Days in Barcelona with the Kids (16 & 19) at the Beginning of May as part of a family vacation. We have the Travel books and my daughter has been...
Forum: Life after FIRE 10-20-2011, 08:51 PM
Replies: 21
Views: 4,114
Posted By e86s54
One issue you may find a pain is that the kid may...

One issue you may find a pain is that the kid may do it on his or his school/homework/activity timetable. Very few kids don't have regular activities (sports, clubs, etc).

I have a plow on my...
Showing results 1 to 25 of 190

 
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