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Forum: FIRE and Money 09-27-2018, 02:27 PM
Replies: 76
Views: 6,910
Posted By king smoothie
I don't know much about Ameriprise specifically....

I don't know much about Ameriprise specifically. I recommend using FINRA.org's broker check as well as their guidance on how to choose an advisor. The SEC has a nice SEC investor bulletin on how to...
Forum: FIRE and Money 09-13-2018, 03:28 PM
Replies: 186
Views: 16,494
Posted By king smoothie
If we talk state taxes on retirees, I like this...

If we talk state taxes on retirees, I like this site. https://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/index.php
Forum: Stock Picking and Market Strategy 09-05-2018, 11:50 AM
Replies: 39
Views: 3,509
Posted By king smoothie
If you move out of TSP have some very good...

If you move out of TSP have some very good reasons. One of those reasons used to be limited withdraw options, however that recently changed, although the change wasn't fully implemented the last time...
Forum: FIRE and Money 08-31-2018, 03:52 PM
Replies: 164
Views: 11,685
Posted By king smoothie
This is going to be a book, because I still...

This is going to be a book, because I still struggle with this, with only the 2 out of the 5 in college so far. We committed to paying about $12000 a year for college. They were supposed to come up...
Forum: FIRE and Money 08-27-2018, 10:29 AM
Replies: 33
Views: 2,613
Posted By king smoothie
I didn't see if you said where you went to get...

I didn't see if you said where you went to get your free report, it should be able to be done by going to each bureau's site. If you have them frozen and you are trying to use a commercial site to...
Forum: Life after FIRE 08-01-2018, 02:03 PM
Replies: 11
Views: 1,495
Posted By king smoothie
I was aware of changes. We have got ours by...

I was aware of changes. We have got ours by buying a year through Costco after reading a thread here back in December or January I think. Got our money's worth. But they were mentioned on the news as...
Forum: FIRE and Money 08-01-2018, 11:25 AM
Replies: 17
Views: 1,319
Posted By king smoothie
Well I'll be...they passed the pro rate exclusion...

Well I'll be...they passed the pro rate exclusion part while I was on deployment and I missed it. Odd I have never come across it while reading since then, but I wasn't looking for it. I always had...
Forum: Other topics 07-31-2018, 10:27 PM
Replies: 4
Views: 831
Posted By king smoothie
Banishment (the show)

I am watching the series Banishment on Amazon. The convicts keep using a term for someone who rats out on their mates to authorities, I can't quite make out the word. Kind of sounds like gaus? For...
Forum: FIRE and Money 07-31-2018, 02:06 PM
Replies: 8
Views: 775
Posted By king smoothie
It looks like you are trying to do what was our...

It looks like you are trying to do what was our goal, pay for half the cost of in state tuition for our children. I have two in college right now (3 more) and we have met/are meeting the goal - but I...
Forum: Other topics 07-26-2018, 10:49 AM
Replies: 32
Views: 2,392
Posted By king smoothie
I still struggle with the idea that because...

I still struggle with the idea that because others are doing better than you that is somehow harms you. I just don't "feel" harmed, and my experience indicates no harm to me. The conclusion of the...
Forum: Other topics 07-25-2018, 10:30 AM
Replies: 132
Views: 31,501
Posted By king smoothie
I must have missed the idealistic stage. Well,...

I must have missed the idealistic stage. Well, maybe not entirely I did want to serve my country, I saw that as important. But what I wanted as I graduated high school was to work hard and eventually...
Forum: FIRE and Money 07-25-2018, 10:23 AM
Replies: 25
Views: 2,707
Posted By king smoothie
I am not a T-bills investor, but I am curious....

I am not a T-bills investor, but I am curious. Couldn't you buy T-bills from treasurydirect.gov and maybe avoid some fees? What is the advantage of buying through a brokerage?
Forum: FIRE and Money 07-17-2018, 12:39 PM
Replies: 48
Views: 5,313
Posted By king smoothie
If he hasn't transferred benefits yet, then he...

If he hasn't transferred benefits yet, then he incurs a 4 year service obligation when he does. So
Forum: Health and Early Retirement 05-24-2018, 11:48 AM
Replies: 59
Views: 5,912
Posted By king smoothie
I think she said it was a steroid. I'll ask...

I think she said it was a steroid. I'll ask tonight and mention Euflexxa.
Forum: FIRE and Money 05-24-2018, 11:40 AM
Replies: 19
Views: 2,569
Posted By king smoothie
Actually only after Dec 31, 2018. Therefore,...

Actually only after Dec 31, 2018. Therefore, still taxable for OP. So anyone in the divorce process right now may want to speed up or slow down the process depending on whether they will be paying or...
Forum: Other topics 05-23-2018, 10:25 AM
Replies: 32
Views: 1,991
Posted By king smoothie
Should I rant? Cell phone at the gas pump.

I am sure I have seen it before, but for some reason yesterday when I saw it I was really annoyed. I was pumping gas and the guy behind me was doing the same, talking on his cell phone. I stared at...
Forum: Health and Early Retirement 05-22-2018, 03:49 PM
Replies: 59
Views: 5,912
Posted By king smoothie
We discovered early last year my wife had what...

We discovered early last year my wife had what they called advanced arthritis in one knee and now we have confirmed it in on other knee. The first was discovered when she had surgery for the meniscus...
Forum: FIRE and Money 05-07-2018, 04:19 PM
Replies: 27
Views: 2,700
Posted By king smoothie
Usually each time you apply for a credit card...

Usually each time you apply for a credit card your score dips a bit, maybe 10 to 15 points. Multiple new applications magnify the dip, although how much depends on the super secret formula. It...
Forum: Young Dreamers 05-02-2018, 02:54 PM
Replies: 12
Views: 1,463
Posted By king smoothie
I was in a similar position. Maybe you would want...

I was in a similar position. Maybe you would want a lower stress route (and likely lower income). Get the AFC designation from AFCPE and be a military personal financial counselor. Give back to the...
Forum: Hi, I am... 04-04-2018, 12:49 PM
Replies: 42
Views: 5,583
Posted By king smoothie
SBP

Dual military as well, although I retired as an E7 when my wife (who was also an E7) started MECP to become a nurse and officer so that I wouldn't have to salute her. She is now an O3E. I have...
Forum: FIRE and Money 01-18-2018, 10:43 PM
Replies: 164
Views: 10,968
Posted By king smoothie
DR has helped a lot of people and his program is...

DR has helped a lot of people and his program is great for getting people out of debt. For the most part people who have to be told what to do, who have been superconsumers their entire adult life....
Forum: FIRE and Money 01-04-2018, 12:11 PM
Replies: 96
Views: 7,446
Posted By king smoothie
I don't really spend much on non-essentials, but...

I don't really spend much on non-essentials, but I do to tend to look at cars as an operating expense. So annually, I'd like to keep that expense down to something reasonable. On older cars I have no...
Forum: Other topics 12-28-2017, 11:45 AM
Replies: 14
Views: 1,167
Posted By king smoothie
Is there any reason I couldn't hand my debit card...

Is there any reason I couldn't hand my debit card to my teenager and let them see a movie?
Forum: FIRE and Money 12-22-2017, 12:28 PM
Replies: 24
Views: 2,271
Posted By king smoothie
The Blended Retirement System decision is a big...

The Blended Retirement System decision is a big one. He is early in his career, which means statistically he is more likely to leave service without a pension than with one. He should strongly...
Forum: FIRE and Money 12-14-2017, 01:37 PM
Replies: 16
Views: 1,454
Posted By king smoothie
We are in the same category, but since all of our...

We are in the same category, but since all of our houses now are rentals (military family) and since they are moving up the child tax credit phase out, increasing the child tax credit and providing a...
Showing results 1 to 25 of 42

 
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