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Forum: Life after FIRE 07-10-2021, 05:19 PM
Replies: 378
Views: 285,671
Posted By Focus
You must have gone to Valencia in the summer. The...

You must have gone to Valencia in the summer. The greatest heat and highest humidity I've experienced were during an August in that city. Despite that, I liked the city a lot. Although I have...
Forum: FIRE and Money 07-07-2021, 06:35 PM
Replies: 24
Views: 1,721
Posted By Focus
I recently sold my house in the midst of this...

I recently sold my house in the midst of this craziness, and I'll never regret it, even if the party keeps going. Smoothest transaction ever (no inspection, no repairs) and winning offer was way...
Forum: FIRE and Money 06-07-2021, 07:35 PM
Replies: 38
Views: 4,617
Posted By Focus
The perpetual motion machine has finally been...

The perpetual motion machine has finally been successfully invented.
The market will keep going up and up indefinitely.
This time is different.
Forum: Life after FIRE 05-20-2021, 11:22 PM
Replies: 57
Views: 5,176
Posted By Focus
A timely Fidelity article about this:...

A timely Fidelity article about this: https://www.fidelity.com/viewpoints/personal-finance/rent-vs-buy
Forum: Other topics 05-18-2021, 09:26 PM
Replies: 102
Views: 4,100
Posted By Focus
Thanks for making me realize those dreams stopped...

Thanks for making me realize those dreams stopped for me at some point in the six-plus years since retiring. But then I give such little thought to my last job that it seems like it was 20 years ago.
Forum: Life after FIRE 05-18-2021, 06:20 PM
Replies: 57
Views: 5,176
Posted By Focus
None of the items on your list match my current...

None of the items on your list match my current rental apartment experience.
Forum: Life after FIRE 05-14-2021, 08:37 PM
Replies: 57
Views: 5,176
Posted By Focus
Only?! That was approximately our pre-downsizing...

Only?! That was approximately our pre-downsizing amount of space, and it seemed like plenty for two people. As I mentioned above, I downsized (alone) to 400+ square feet. Now, that's small! But I...
Forum: Life after FIRE 05-12-2021, 08:53 PM
Replies: 57
Views: 5,176
Posted By Focus
Just did it. Post divorce, downsized from a...

Just did it. Post divorce, downsized from a single-family home to a rental apartment of little more than 400 square feet. Although I had been trimming possessions for years, it still turned out to be...
Forum: Life after FIRE 05-06-2021, 06:55 PM
Replies: 378
Views: 285,671
Posted By Focus
Smart to check it out in person before packing...

Smart to check it out in person before packing your bags. Spain and Portugal may seem like Iberian Peninsula siblings, but their cultures are quite different. Of course, if you plan to socialize...
Forum: Life after FIRE 04-06-2021, 02:46 AM
Replies: 378
Views: 285,671
Posted By Focus
What some people do is withdraw all their Roth...

What some people do is withdraw all their Roth funds before moving to Spain and reinvest the money in a taxable account. Of course, that's less than ideal.
Forum: Life after FIRE 04-05-2021, 03:41 PM
Replies: 378
Views: 285,671
Posted By Focus
Right you are. I had my heart set on moving to...

Right you are. I had my heart set on moving to Spain, a country I know well. At first, it seemed like a no-brainer: higher quality of life and lower cost of living. However, the deeper I looked, the...
Forum: FIRE and Money 03-22-2021, 08:16 PM
Replies: 56
Views: 5,041
Posted By Focus
Yet another example of how much it varies by...

Yet another example of how much it varies by location. In my city, HOAs are hovering around $700 for smallish condos.
Forum: FIRE and Money 03-21-2021, 06:55 PM
Replies: 56
Views: 5,041
Posted By Focus
In the U.S. it's taken as a given that buying is...

In the U.S. it's taken as a given that buying is better than renting, and like you, not sure I agree. I'm about to sell my house and rent a small apartment. I haven't rented in almost three decades....
Forum: Life after FIRE 03-19-2021, 12:57 AM
Replies: 69
Views: 15,968
Posted By Focus
Wow. Never expected this old post to be bumped!...

Wow. Never expected this old post to be bumped! Glad you found it affirming. Our experiences aligned almost exactly.

You might be interested in the sequel: Top 3 findings in 3 years...
Forum: Health and Early Retirement 03-09-2021, 04:50 PM
Replies: 54
Views: 4,682
Posted By Focus
I'm theoretically overdue for my next...

I'm theoretically overdue for my next colonoscopy. I was planning to do it last year, but Covid got in the way. I had nothing the first time (in my 40s) and a couple of miniscule benign polyps the...
Forum: Technology, Media & e-Gadgets 02-24-2021, 06:22 PM
Replies: 88
Views: 3,770
Posted By Focus
I use the free LastPass Chrome extension on my...

I use the free LastPass Chrome extension on my chromebook. I haven't seen anything yet that clarifies whether that is considered "mobile" or "computer" usage. Sometimes -- rarely -- I use LastPass on...
Forum: FIRE and Money 02-21-2021, 06:30 PM
Replies: 106
Views: 16,462
Posted By Focus
Good luck with that. I wrote my two senators and...

Good luck with that. I wrote my two senators and representative, and I linked to specifics. Only two got back to me with long boilerplate responses along the lines of "I'm a big supporter of Social...
Forum: FIRE and Money 02-08-2021, 03:10 PM
Replies: 74
Views: 8,282
Posted By Focus
Found a link to the study the graphic came from:...

Found a link to the study the graphic came from: https://www.apa.org/pubs/journals/releases/psp-104-4-635.pdf

Based on a quick skim, it looks like the "spending on others" is limited to donations...
Forum: FIRE and Money 02-07-2021, 07:00 PM
Replies: 8
Views: 719
Posted By Focus
Me too. At this point, I think we can...

Me too.

At this point, I think we can assume all of our personal information has been accessed by one hacker or another. It's clear the only way to effectively deal with this issue is to remove...
Forum: FIRE and Money 02-07-2021, 06:46 PM
Replies: 74
Views: 8,282
Posted By Focus
This graphic has me puzzled too. It's from 2012....

This graphic has me puzzled too. It's from 2012. It's possible that the U.S. has shifted toward the purple side of the spectrum since then. Also, in other advanced economies people give more to...
Forum: Hi, I am... 01-30-2021, 11:14 PM
Replies: 96
Views: 10,620
Posted By Focus
I would have done the same. The quality of life...

I would have done the same. The quality of life difference is more than worth it. Congrats on your decision.
Forum: FIRE and Money 01-29-2021, 12:19 AM
Replies: 174
Views: 10,690
Posted By Focus
Speaking of LTC: Why Is Florida the Worst State...

Speaking of LTC: Why Is Florida the Worst State for Long-Term Care? (https://www.nextavenue.org/why-is-florida-the-worst-state-for-long-term-care/) (Next Avenue)
Forum: FIRE and Money 01-27-2021, 08:13 PM
Replies: 174
Views: 10,690
Posted By Focus
This was part of my thought process before...

This was part of my thought process before dropping my LTC policy, since I plan to move to a country where inexpensive home care is much more available.
Forum: FIRE and Money 01-26-2021, 06:10 PM
Replies: 174
Views: 10,690
Posted By Focus
I got it in my 40s. Premiums, despite major...

I got it in my 40s. Premiums, despite major increases along the way, remained comparatively low. However, after a divorce and the latest premium increase, I opted to let it go. I did a lot of...
Forum: FIRE and Money 01-07-2021, 06:41 PM
Replies: 136
Views: 11,230
Posted By Focus
I sense a general bullishness as well. I thought...

I sense a general bullishness as well. I thought we were overdue for a major correction when the pandemic hit. It's possible the pandemic has thrown the cycle out of whack and the post-pandemic...
Showing results 1 to 25 of 616

 
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