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Forum: FIRE and Money 07-11-2021, 12:10 PM
Replies: 16
Views: 685
Posted By Deej
We haven't used our HELOC yet, but, are set up to...

We haven't used our HELOC yet, but, are set up to do so when the time comes. We took out a HELOC in 2017 just before or after (I forget which) paying off our mortgage at the suggestion of our "then"...
Forum: Other topics 06-24-2021, 07:45 PM
Replies: 52
Views: 2,588
Posted By Deej
Banquet = no shorts...or sneakers!

Banquet = no shorts...or sneakers!
Forum: FIRE and Money 06-24-2021, 07:35 PM
Replies: 439
Views: 39,197
Posted By Deej
If you subscribe to the Zillow site, you'll...

If you subscribe to the Zillow site, you'll notice a change when asking prices are showing up as "reduced". The more you see of this is a tell-tale. During the mist of the crazy market, I never saw...
Forum: Life after FIRE 06-16-2021, 02:31 PM
Replies: 131
Views: 8,787
Posted By Deej
Heck, I've lived in SE PA all my life and I'm...

Heck, I've lived in SE PA all my life and I'm still not used to the humidity. And, the older we get, the more intolerable it becomes.
Forum: Other topics 06-12-2021, 03:08 PM
Replies: 67
Views: 3,344
Posted By Deej
Well, that certainly is the best news I've heard...

Well, that certainly is the best news I've heard all day, and I don't even know you. Congratulations and wishing you and the future Mrs. "Sojournor" a very happy life together.
Forum: Technology, Media & e-Gadgets 05-28-2021, 03:00 PM
Replies: 73
Views: 1,758
Posted By Deej
Mouse

Mouse
Forum: FIRE and Money 05-26-2021, 11:05 AM
Replies: 28
Views: 1,686
Posted By Deej
We secured a HELOC for $250K (the most we could...

We secured a HELOC for $250K (the most we could get without any cost to us) just after we paid off our mortgage in 2017 (advice from our old accountant). Of course, we could get a higher amount now...
Forum: Technology, Media & e-Gadgets 05-26-2021, 09:31 AM
Replies: 140
Views: 5,655
Posted By Deej
I'm not fond of the built in nav systems mainly...

I'm not fond of the built in nav systems mainly because they aren't nearly as good as the stand alone Garmin types, IMO. No GPS is spot on 100% of the time. I only use my phone GPS in an emergency...
Forum: FIRE and Money 05-13-2021, 06:42 PM
Replies: 301
Views: 27,459
Posted By Deej
DH has two corporate (non-cola) pensions, fully...

DH has two corporate (non-cola) pensions, fully funded by the company, and totals about $46K/yr. Forty years in with four more months to go until ER!:clap:
Forum: FIRE and Money 05-11-2021, 08:15 PM
Replies: 73
Views: 5,579
Posted By Deej
OP here. I mean did you continue (if you even...

OP here. I mean did you continue (if you even started) putting a bit of cash into each savings "bucket" for vacation, car repair, new car, house repairs, etc) from your monthly income during...
Forum: FIRE and Money 05-03-2021, 08:05 PM
Replies: 73
Views: 5,579
Posted By Deej
Do you continue to save in retirement for high ticket items?

When I say save, I mean for things like car replacement, home upgrades, huge vacation and the like. Like us, I know many have savings buckets for these things before retirement to allocate money...
Forum: Technology, Media & e-Gadgets 04-24-2021, 03:14 PM
Replies: 34
Views: 1,503
Posted By Deej
I have an older Brother CW490 all-in-one printer...

I have an older Brother CW490 all-in-one printer and it has never given me issues other than going offline, but, that's an easy fix. And, Brother supports ALL problems that may arise for the life of...
Forum: Other topics 02-16-2021, 07:51 PM
Replies: 99
Views: 6,640
Posted By Deej
I'm a wife and make sure I know what's going on...

I'm a wife and make sure I know what's going on from bank accounts to pension to retirement funds, insurance, and everything in between. We're not retired yet, but close, and, we prefer to keep Excel...
Forum: Hi, I am... 12-15-2020, 06:46 PM
Replies: 71
Views: 5,126
Posted By Deej
"I plan to stay until I retire, whenever that may...

"I plan to stay until I retire, whenever that may be."

Putting it this way may sidestep them from asking you, "When do you plan to retire?"

Just my 2 cents.
Forum: Health and Early Retirement 11-21-2020, 11:02 AM
Replies: 13
Views: 774
Posted By Deej
I would keep it at that low rate. We bought in...

I would keep it at that low rate. We bought in our early 50s without COLA ($2,900/yr), and it has increased to $5,100/yr., ($425/mo), now in our early 60s. This coming year, we will see an increase,...
Forum: Hi, I am... 11-18-2020, 08:11 PM
Replies: 11
Views: 1,694
Posted By Deej
Good to get feedback that we are in good shape....

Good to get feedback that we are in good shape. SaltedOut: The biz doesn't have much $ value and with covid it's at a standstill (entertainment). Will see what 2021 brings by year end and make a...
Forum: Hi, I am... 11-15-2020, 06:31 PM
Replies: 11
Views: 1,694
Posted By Deej
Thanks all. It's really nerve racking when so...

Thanks all. It's really nerve racking when so close to RE, and not sure when to pull the plug. It's hard to walk away from a decent salary, 401 match, and benes because it's final. I'm sure many have...
Forum: Hi, I am... 11-14-2020, 03:54 PM
Replies: 11
Views: 1,694
Posted By Deej
Opinion on finances, ER

Hello Wise Ones,

Iíve been reading ER for a few years and find the knowledge of the peeps here to be quite helpful so I finally gained the courage to post our financials with other details. DH...
Forum: FIRE and Money 10-25-2020, 11:34 AM
Replies: 52
Views: 4,667
Posted By Deej
We have LTCI so I am quite familar with how it...

We have LTCI so I am quite familar with how it works after doing much research myself before purchasing. I found your article very informative for those who may be considering such insurance. I...
Forum: Hi, I am... 09-27-2020, 07:51 AM
Replies: 10
Views: 875
Posted By Deej
If the gum graft was advised, do it. It will save...

If the gum graft was advised, do it. It will save your teeth. I had it done many years ago due to bad recession on the bottoms from the frenulum (the skin that is attached the lip to bottom gum). My...
Forum: COVID-19 | Containment Area 03-15-2020, 10:38 AM
Replies: 260
Views: 10,314
Posted By Deej
We have been buying the giant pack of TP from...

We have been buying the giant pack of TP from Costco for many years whenever we run low on it. We have 4 toilets and hate the thought of ever running out. Didn't need to stock up for the potential...
Forum: Technology, Media & e-Gadgets 08-24-2019, 07:57 PM
Replies: 127
Views: 9,574
Posted By Deej
Do the paid monthly unused talk time, texts, and...

Do the paid monthly unused talk time, texts, and data roll over month to month? Is there a maximum rollover they will allow. Thank you.
Forum: Other topics 12-06-2018, 06:55 PM
Replies: 175
Views: 10,868
Posted By Deej
Bought my 2018 EXL just shy of a year ago with...

Bought my 2018 EXL just shy of a year ago with absolutely NO issues. Since I learned of the oil problems a month after buying it, I've been diligent in checking the oil every week or two. Just had my...
Forum: Health and Early Retirement 11-05-2018, 11:46 AM
Replies: 90
Views: 18,268
Posted By Deej
Ditto what Sojourner wrote above. I just...

Ditto what Sojourner wrote above.

I just had the double procedure a few weeks ago. Before having me turn on my side, and putting me out, my last words were, "make sure I'm out and make sure I...
Forum: Health and Early Retirement 06-19-2017, 10:36 AM
Replies: 15
Views: 1,395
Posted By Deej
Cognitive decline and finances - how to trust an outside person?

I've been thinking about what elders do when they lose their cognitive skills and can not handle their own finances anymore while living at home or anywhere for that matter, especially when they...
Showing results 1 to 25 of 29

 
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