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Forum: Hi, I am... 06-24-2020, 01:14 PM
Replies: 60
Views: 4,975
Posted By Which Roger
I agree wholeheartedly that having something to...

I agree wholeheartedly that having something to "retire to" makes the transition much easier. However, I think what made it so easy for me was what I was "retiring from". Company that was no longer...
Forum: Life after FIRE 06-11-2020, 08:13 AM
Replies: 78
Views: 8,999
Posted By Which Roger
I've avoided such organizations like the plague....

I've avoided such organizations like the plague. Seems like their roles are to (1) give retired type A micro-managers some continuation of their career and (2) give bored volunteers an opportunity to...
Forum: Life after FIRE 06-05-2020, 08:21 AM
Replies: 92
Views: 6,311
Posted By Which Roger
The thing that drained me the most was when an...

The thing that drained me the most was when an extroverted manager was leading a meeting and wanted to hash things out in the meeting until we made a decision. What I wanted was to have a little...
Forum: Life after FIRE 06-04-2020, 07:58 AM
Replies: 92
Views: 6,311
Posted By Which Roger
I like to travel, but on my own terms. DW and I...

I like to travel, but on my own terms. DW and I plan our own routes and activities, make our own reservations, and away we go. I can't imagine ever going on a trip where I'm at someone else's mercy,...
Forum: Other topics 05-11-2020, 08:34 AM
Replies: 118
Views: 3,963
Posted By Which Roger
67 for heating, 73 for cooling.

67 for heating, 73 for cooling.
Forum: FIRE and Money 04-26-2020, 08:22 AM
Replies: 69
Views: 3,588
Posted By Which Roger
This, or donate it.

This, or donate it.
Forum: FIRE and Money 04-15-2020, 09:18 AM
Replies: 737
Views: 48,286
Posted By Which Roger
DW and I just got ours. Time to sort out the...

DW and I just got ours. Time to sort out the charities.
Forum: FIRE and Money 04-13-2020, 08:25 AM
Replies: 6
Views: 607
Posted By Which Roger
Same here. Based on a poll a few months ago here,...

Same here. Based on a poll a few months ago here, it seems that the majority have enough in tax-deferred to do all rebalancing there. Since I have moved from stocks to bonds more frequently than the...
Forum: Stock Picking and Market Strategy 04-10-2020, 12:57 PM
Replies: 67
Views: 3,257
Posted By Which Roger
Market is driven by expected future earnings and...

Market is driven by expected future earnings and perceived risk, i.e., uncertainty about future earnings. We now have a better understanding of the level of risk than we did a couple weeks ago when...
Forum: COVID-19 | Containment Area 04-10-2020, 10:04 AM
Replies: 1,813
Views: 76,682
Posted By Which Roger
Michigan has been struggling with people fleeing...

Michigan has been struggling with people fleeing the more-populated areas for the less-populated areas, and finally (for better or worse) put the hammer down in the recent extension of the...
Forum: FIRE and Money 04-06-2020, 10:01 AM
Replies: 30
Views: 1,418
Posted By Which Roger
This thread was started yesterday with the...

This thread was started yesterday with the underlying assumption that the market will be going down, but it's up 5% so far today. Who knows what will happen going forward, but this does show the...
Forum: FIRE and Money 04-05-2020, 02:58 PM
Replies: 30
Views: 1,418
Posted By Which Roger
No. I don't see why we should think that an...

No. I don't see why we should think that an analyst would perform any better or worse now than at any other time.
Forum: FIRE and Money 03-28-2020, 07:27 PM
Replies: 176
Views: 8,541
Posted By Which Roger
"I plan to give it away" is leading in the poll!...

"I plan to give it away" is leading in the poll! Yay!
Forum: COVID-19 | Containment Area 03-28-2020, 09:00 AM
Replies: 73
Views: 3,796
Posted By Which Roger
Put me solidly in the "probably not the time to...

Put me solidly in the "probably not the time to ask the question" camp. We have more important immediate concerns.
Forum: FIRE and Money 03-27-2020, 06:11 PM
Replies: 105
Views: 7,374
Posted By Which Roger
I haven't looked. I have close to a 50/50...

I haven't looked. I have close to a 50/50 allocation, and stocks are down about 30%, so I'm confident I'd find that my total portfolio is down 15% +/- a bit. I'll take a close look in July which is...
Forum: COVID-19 | Containment Area 03-27-2020, 12:44 PM
Replies: 80
Views: 2,950
Posted By Which Roger
Yes, spend or donate. Ironically, on a LBYM...

Yes, spend or donate. Ironically, on a LBYM forum, we are urging people to not save!
Forum: COVID-19 | Containment Area 03-27-2020, 10:27 AM
Replies: 80
Views: 2,950
Posted By Which Roger
Yes, but somebody earlier in this thread said...

Yes, but somebody earlier in this thread said he/she would donate the money, which is a great idea for those who don't think they'll need it.
Forum: COVID-19 | Containment Area 03-27-2020, 10:25 AM
Replies: 80
Views: 2,950
Posted By Which Roger
I can't answer your question, but just want to...

I can't answer your question, but just want to thank you for donating, and for planting that idea in the minds of others (including myself).
Forum: FIRE and Money 03-26-2020, 06:44 AM
Replies: 105
Views: 7,374
Posted By Which Roger
That's something we should have all figured out a...

That's something we should have all figured out a long time ago, when we decided what asset allocation would allow us to sleep at night. The only reason I would take action now is if I realized I had...
Forum: Stock Picking and Market Strategy 03-25-2020, 05:14 PM
Replies: 35
Views: 1,558
Posted By Which Roger
At its root, diversification is owning different...

At its root, diversification is owning different assets that have lower correlation, not simply stocks vs bonds. If you own some stocks and some bonds that tend to behave like stocks, you're not...
Forum: COVID-19 | Containment Area 03-25-2020, 11:53 AM
Replies: 64
Views: 2,037
Posted By Which Roger
My feelings about bailouts in general: The...

My feelings about bailouts in general: The 2008-09 financial crisis was caused mostly by companies taking on too much risk. That was (mostly) a free market, where companies who make bad decisions...
Forum: FIRE and Money 03-25-2020, 10:55 AM
Replies: 105
Views: 7,374
Posted By Which Roger
I don't want to jinx anything, but the Dow is up...

I don't want to jinx anything, but the Dow is up 15% in the last day-and-a-half of trading. We don't know what will happen going forward, but I can say for certain that I didn't anticipate this any...
Forum: Stock Picking and Market Strategy 03-25-2020, 08:45 AM
Replies: 143
Views: 9,655
Posted By Which Roger
And a few years ago, when bond yields were...

And a few years ago, when bond yields were historically low, many were certain that they had nowhere to go but up and acted accordingly. More evidence in favor of the argument that the market is...
Forum: COVID-19 | Containment Area 03-25-2020, 08:38 AM
Replies: 1,813
Views: 76,682
Posted By Which Roger
The level of safety in re-opening and visiting a...

The level of safety in re-opening and visiting a business varies by population and population density. When I visit any business in the small town where I'm spending a lot of time in ER, I inevitably...
Forum: COVID-19 | Containment Area 03-24-2020, 06:29 PM
Replies: 1,813
Views: 76,682
Posted By Which Roger
No, because as we learn more about the virus, we...

No, because as we learn more about the virus, we will be able to manage it more effectively with less negative impact on the economy. We really can have (most of) our cake and eat (most of) it, too.
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