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Forum: Hi, I am... 02-21-2020, 08:06 AM
Replies: 23
Views: 1,434
Posted By Omalley
As mentioned above, you need to understand how...

As mentioned above, you need to understand how every dollar is currently being spent. Then you can perform a reasonable analysis of how expenses may change during the next 8 years. I use Quicken to...
Forum: Travel Information 02-17-2020, 10:41 AM
Replies: 21
Views: 974
Posted By Omalley
We don't make to WDW as often as I would like,...

We don't make to WDW as often as I would like, but hopefully during upcoming winters when we snowbird in FL we can visit more often. If you become a FL resident there are several annual pass options...
Forum: Other topics 02-03-2020, 01:48 PM
Replies: 676
Views: 23,475
Posted By Omalley
It has been a great few years for Kansas (and...

It has been a great few years for Kansas (and Missouri) fans of the Chiefs and Royals. We have liked Andy Reid back to his Philly days and glad he got his Super Bowl victory, even better while in KC.
Forum: Hi, I am... 01-23-2020, 06:59 AM
Replies: 94
Views: 7,154
Posted By Omalley
I agree with an earlier post that teaching in a...

I agree with an earlier post that teaching in a school setting may be difficult without obtaining a four year degree and education training. However, there a many non-school options to have a...
Forum: Other topics 01-14-2020, 11:47 AM
Replies: 11
Views: 495
Posted By Omalley
Also see if your local library is part of a...

Also see if your local library is part of a regional inter-library loan system. I have access to library's from over 50 cities. It takes a couple of days to arrive at my branch, but it does help...
Forum: Health and Early Retirement 12-27-2019, 08:34 PM
Replies: 22
Views: 934
Posted By Omalley
OP sorry about needing a new crown. I have had...

OP sorry about needing a new crown. I have had several over the years. My dentist for the 20 yrs said he is on a 5 yr exit plan and wants to leave his patients in great shape. He doesn't like the...
Forum: FIRE and Money 11-21-2019, 11:29 AM
Replies: 353
Views: 15,490
Posted By Omalley
If I could bring myself to spend upwards of $70k...

If I could bring myself to spend upwards of $70k on any vehicle I would consider this https://rivian.com/r1t/ However, it has a Honda Ridgeline vibe and fails the 'ability to haul a sheet of...
Forum: Hi, I am... 11-20-2019, 07:47 AM
Replies: 87
Views: 15,281
Posted By Omalley
Are you also using this time to practice living...

Are you also using this time to practice living on your planned retirement budget? Earlier this year you mentioned amounts ranging from $42-50k/year.
Forum: Other topics 11-05-2019, 09:09 AM
Replies: 3,167
Views: 246,460
Posted By Omalley
DD car needs snow tires, and I like having summer...

DD car needs snow tires, and I like having summer and winter tires on their own rims so I can swap them out at my leisure. I had the winter tires on hand, but needed an extra set of rims so I order...
Forum: Hi, I am... 10-10-2019, 07:21 AM
Replies: 69
Views: 4,255
Posted By Omalley
Not much has been shared about your income and...

Not much has been shared about your income and expenses, if you aren't already you need to track both down to the penny while you are on this debt elimination journey. I still track our expenses 26...
Forum: Hi, I am... 10-03-2019, 06:27 AM
Replies: 64
Views: 8,792
Posted By Omalley
Seems like your daughter may have just started...

Seems like your daughter may have just started high school, and that could bring increased spending depending on your "keeping up with the neighbors" inclinations. Possibly additional...
Forum: Other topics 09-10-2019, 10:06 AM
Replies: 22
Views: 1,214
Posted By Omalley
I would think in our current state of medical...

I would think in our current state of medical advancement that if a child is born with any rare genetic condition, then both parents would have been exposed to a full DNA workup to find the issue. ...
Forum: Other topics 08-23-2019, 10:51 AM
Replies: 48
Views: 4,086
Posted By Omalley
Perhaps the use of the drone technology is a sign...

Perhaps the use of the drone technology is a sign that the company is forward-thinking in their use of technology in other aspects of their business operations (scheduling, procurement, payroll)...
Forum: Life after FIRE 08-02-2019, 02:42 PM
Replies: 63
Views: 8,000
Posted By Omalley
About 10 days behind YVRRocketSurgery. I hit...

About 10 days behind YVRRocketSurgery. I hit 1000 days left tomorrow, but who is counting!

Omalley
Forum: Young Dreamers 07-20-2019, 05:37 PM
Replies: 16
Views: 1,991
Posted By Omalley
Amazing progress for age 29! Probably need more...

Amazing progress for age 29! Probably need more information to help analyze the mortgage paydowns. Hearing that your business income may end in the next couple of years you may want to keep cash on...
Forum: Other topics 06-06-2019, 01:50 PM
Replies: 272
Views: 8,573
Posted By Omalley
Leaving for France as soon as the kids finish up...

Leaving for France as soon as the kids finish up finals. We will see the US-Chile match on 6/16 and plan to see an elimination game in Reims on 6/24.

Omalley
Forum: FIRE and Money 04-01-2019, 09:06 PM
Replies: 2,220
Views: 765,711
Posted By Omalley
I normally only update the portfolio value at...

I normally only update the portfolio value at month-end (last Friday), but I ran the numbers after the market run-up today and we hit $4M in NW for the first time! We usually focus on investable...
Forum: FIRE and Money 03-06-2019, 12:46 PM
Replies: 89
Views: 10,060
Posted By Omalley
A good reminder to thank the 'helpful' caller for...

A good reminder to thank the 'helpful' caller for the information and letting them know that you will call your bank/credit card/brokerage directly to verify the issue.

I will share this latest...
Forum: FIRE and Money 02-26-2019, 07:16 AM
Replies: 12
Views: 710
Posted By Omalley
Thanks for all of the feedback. Based on my...

Thanks for all of the feedback. Based on my initial shot at an analysis spreadsheet, I realized it would be difficult to generate a quick one size fits all solution.

May decide to only have DW...
Forum: FIRE and Money 02-25-2019, 03:34 PM
Replies: 12
Views: 710
Posted By Omalley
Backdoor Roth IRA question

Question about the best time to convert an existing Traditional IRA (TIRA) to a Roth IRA. I have had a TIRA for 25 yrs, with a hypothetical balance of $50k of which $10k were previously taxed...
Forum: Other topics 02-15-2019, 11:31 AM
Replies: 38
Views: 1,913
Posted By Omalley
I managed Megacorp's unclaimed property for a...

I managed Megacorp's unclaimed property for a bit, and similar to REWahoo's story above at times the amount escheated to the states could be substantial. Once sent in seven figures related to an...
Forum: FIRE and Money 02-14-2019, 12:38 PM
Replies: 41
Views: 4,329
Posted By Omalley
How much is your total tax liability? Generally,...

How much is your total tax liability? Generally, underwitholding by 10% will not generate a penalty. You just have to realize that a tax bill will be due every April and plan to have the required...
Forum: Life after FIRE 02-12-2019, 10:24 AM
Replies: 63
Views: 8,000
Posted By Omalley
Officially in for 2022

After starting with an initial (unannounced) FIRE plan for 2016, we will make 2022 official - for now. We could probably make a run at FIRE now, but a couple more years of investments will allow for...
Forum: Health and Early Retirement 01-17-2019, 09:27 AM
Replies: 4,012
Views: 490,656
Posted By Omalley
New to this thread

I was been watching my calorie intake for over a year with great results, losing 55 pounds from Aug-17 to Aug-18. However, I quickly gained back 25 pounds when I returned to my old habits. I am...
Forum: Other topics 10-23-2018, 08:41 AM
Replies: 86
Views: 4,529
Posted By Omalley
When preparing DM's house for sale after she...

When preparing DM's house for sale after she died, I chose to use an off-site auction service. I lived out of state, and spent a week going through every box and drawer in the house to find a few...
Showing results 1 to 25 of 105

 
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