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Forum: Other topics Today, 06:35 PM
Replies: 390
Views: 22,456
Posted By John Galt III
Electric bill. Cost per kilowatt hour jumped from...

Electric bill. Cost per kilowatt hour jumped from 12 cents to 16 cents in the last 4 months. Goes up a little each month. That's a 33% increase.
Forum: FIRE and Money Today, 06:19 PM
Replies: 1,299
Views: 129,305
Posted By John Galt III
Because you are in tune with the Zeitgeist, my...

Because you are in tune with the Zeitgeist, my friend. 4% is everyone's magic number, including mine. Makes me think it will get to 3.99 % and slowly go back down, ha ha. Seriously, though, I am...
Forum: FIRE and Money Today, 02:33 PM
Replies: 1,299
Views: 129,305
Posted By John Galt III
Scored another $5,000 at 3.2% Penfed 5 year CD. ...

Scored another $5,000 at 3.2% Penfed 5 year CD. I know there are 4 % CD's out there for 5 year, somewhere but either I can't join them, or it's too much hassle to keep track of yet another...
Forum: FIRE and Money Yesterday, 02:48 PM
Replies: 1,299
Views: 129,305
Posted By John Galt III
I see I have a lot of 5 year CD's from 2019 that...

I see I have a lot of 5 year CD's from 2019 that are 3.35 %. (Penfed). What was going on in 2019 that lead to the 'massive' 3.35 % ?
Forum: FIRE and Money Yesterday, 11:38 AM
Replies: 52
Views: 2,786
Posted By John Galt III
Just made the transition. The worst part was...

Just made the transition.

The worst part was the * mandatory * revealing of your annual income and your 'liquid net worth'. They said regulations require that info. Disappointing.

Took me...
Forum: FIRE and Money 08-15-2022, 05:25 PM
Replies: 52
Views: 2,786
Posted By John Galt III
Great, thanks, Gumby.

Great, thanks, Gumby.
Forum: FIRE and Money 08-15-2022, 03:07 PM
Replies: 52
Views: 2,786
Posted By John Galt III
What is the problem with 2FA (two factor...

What is the problem with 2FA (two factor authentication) people are talking about? I have an old flip phone . Can't I just have them text me a code to enter when I log on?
Forum: FIRE and Money 08-14-2022, 10:47 AM
Replies: 63
Views: 5,377
Posted By John Galt III
I would prefer a 5 or 7 year term for that 3.25%...

I would prefer a 5 or 7 year term for that 3.25% because my crystal ball says in 3 years rates will be way down, and then the CD holder has to do something with principal. Stocks? Spend it? I'd...
Forum: Other topics 08-14-2022, 10:27 AM
Replies: 293
Views: 27,140
Posted By John Galt III
Started a collection of short stories by Anton...

Started a collection of short stories by Anton Checkov. Not what I expected. But so far, so good.
Forum: FIRE and Money 08-13-2022, 09:21 AM
Replies: 1,299
Views: 129,305
Posted By John Galt III
Was going to buy some Penfed 5 or 7 year CDs at...

Was going to buy some Penfed 5 or 7 year CDs at 3.2% but don't have the right phone with me for two factor authentication ! Will have to wait til Monday. Arggghh.
Forum: FIRE and Money 08-13-2022, 06:44 AM
Replies: 63
Views: 5,377
Posted By John Galt III
My crystal ball calls for rates to drop in three...

My crystal ball calls for rates to drop in three years, so I want to have a nice 5 year or 7 year CD in place earning a smug 4% when the prevailing rate is way back down to 1% or so. I could be...
Forum: Health and Early Retirement 08-11-2022, 08:22 AM
Replies: 41
Views: 2,519
Posted By John Galt III
I hear you, man. It's tough. But I believe...

I hear you, man. It's tough. But I believe there's someone for everyone. If you wait long enough, maybe. Frankly, I'm wondering if I will ever find my unicorn. Still searching. Been counting my...
Forum: FIRE and Money 08-10-2022, 12:32 PM
Replies: 63
Views: 5,377
Posted By John Galt III
May I ask where the 3.95% 5 year CD's are?

May I ask where the 3.95% 5 year CD's are?
Forum: FIRE and Money 08-10-2022, 11:34 AM
Replies: 1,299
Views: 129,305
Posted By John Galt III
Already scored substantial 3.0% and 3.5% CD's at...

Already scored substantial 3.0% and 3.5% CD's at Penfed, 5 and 7 year terms. But have lots of dry powder still. Now worried about dropping rates ! Frozen in fear. Waiting and hoping for 4%.
Forum: Other topics 08-09-2022, 12:47 PM
Replies: 390
Views: 22,456
Posted By John Galt III
Walked around the fairgrounds prior to the start....

Walked around the fairgrounds prior to the start. A food booth was up already, with the prices posted. Gyro $10, said the sign. After the fair started, I went back and the Gyro was now $14. Must...
Forum: Life after FIRE 08-09-2022, 12:32 PM
Replies: 41
Views: 2,406
Posted By John Galt III
At my senior center there is one of those rooms...

At my senior center there is one of those rooms full of very old looking depressed folks. They are playing cards, possibly bridge. But I'd be surprised if they can still play, since it has so many...
Forum: FIRE and Money 08-07-2022, 08:38 AM
Replies: 1,299
Views: 129,305
Posted By John Galt III
REW, don't you have to have a j*b to open an IRA?...

REW, don't you have to have a j*b to open an IRA? Or were you transferring an existing IRA?
Forum: Health and Early Retirement 08-07-2022, 08:19 AM
Replies: 41
Views: 2,519
Posted By John Galt III
EWG, I'll have to remember that "can you please...

EWG, I'll have to remember that "can you please apply the cream to my shaved bald head?" as a future pickup line, lol. I was out at a huge music festival yesterday, wearing a baseball cap, to keep...
Forum: Life after FIRE 08-06-2022, 08:17 AM
Replies: 309
Views: 22,482
Posted By John Galt III
Big thick London broils on the charcoal grill, 15...

Big thick London broils on the charcoal grill, 15 minutes per side. Black pepper is the only seasoning. And a little salt. Exquisite, imho.
Forum: Life after FIRE 08-06-2022, 08:12 AM
Replies: 41
Views: 2,406
Posted By John Galt III
Programming? Computer programming?

Programming? Computer programming?
Forum: Life after FIRE 08-06-2022, 08:06 AM
Replies: 41
Views: 2,406
Posted By John Galt III
I love my senior center. Most senior centers are...

I love my senior center. Most senior centers are not very good, nothing interesting. But I found one that is a half hour away that is great. I play cribbage tues and thurs, also pickleball on those...
Forum: Health and Early Retirement 08-06-2022, 07:53 AM
Replies: 41
Views: 2,519
Posted By John Galt III
EWG, the eyebrows and eyelashes got thin about 10...

EWG, the eyebrows and eyelashes got thin about 10 years ago, and it didn't bother me much, anyway. And my son is going quite bald, thanks to his mother's side of the family. He is coping with it...
Forum: Health and Early Retirement 08-04-2022, 07:52 PM
Replies: 41
Views: 2,519
Posted By John Galt III
Hmmm. Yes, June, July, August. 3 months later.

Hmmm. Yes, June, July, August. 3 months later.
Forum: Health and Early Retirement 08-04-2022, 07:35 PM
Replies: 41
Views: 2,519
Posted By John Galt III
Thanks for the encouraging words, Pellice. If a...

Thanks for the encouraging words, Pellice. If a 23 year old supermodel became available to me, I would be skeptical of the whole thing, lol. Today I was out playing Pickleball, and when I checked my...
Forum: Health and Early Retirement 08-04-2022, 07:24 PM
Replies: 41
Views: 2,519
Posted By John Galt III
Well, if I had covid, it was asymptomatic. And I...

Well, if I had covid, it was asymptomatic. And I have not been testing for it. Does the hair grow back?
Showing results 1 to 25 of 2388
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