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Search: Posts Made By: dtbach
Forum: FIRE and Money 04-13-2021, 11:23 AM
Replies: 34
Views: 2,986
Posted By dtbach
Other than this year, my income as been fairly...

Other than this year, my income as been fairly stable so I figured out what % I have paid in the last few years, averaged it and then had that amount plus a couple of percent over.
Forum: FIRE and Money 01-14-2021, 06:27 PM
Replies: 188
Views: 21,765
Posted By dtbach
Looks like I'm in the top 2% in Wisconsin. But...

Looks like I'm in the top 2% in Wisconsin. But more importantly I still have good health, great kids and have enough to give generously to charities with plenty left over for myself and family.
Forum: Life after FIRE 12-24-2020, 07:21 PM
Replies: 659
Views: 71,431
Posted By dtbach
And to think it was once a poor manís piece of...

And to think it was once a poor manís piece of meat!
Forum: Life after FIRE 12-22-2020, 05:04 PM
Replies: 659
Views: 71,431
Posted By dtbach
I got the 8x42's. I have a pair of 10x42 Nikon...

I got the 8x42's. I have a pair of 10x42 Nikon Monarch 7's so already had that power. The NL Pures are really amazing. FOV is fantastic.
Forum: Life after FIRE 12-21-2020, 07:20 PM
Replies: 659
Views: 71,431
Posted By dtbach
Just got a Swarovski NL Pure binoculars for my...

Just got a Swarovski NL Pure binoculars for my birding hobby. $3K well spent.
Forum: FIRE and Money 12-02-2020, 07:33 AM
Replies: 5
Views: 901
Posted By dtbach
Great chart! I don't need anywhere close to 4%...

Great chart! I don't need anywhere close to 4% but the 30 year column says I can take 3.81%. I think I will just go with 3.5% and let it go at that.
Forum: FIRE and Money 12-01-2020, 07:52 PM
Replies: 68
Views: 7,979
Posted By dtbach
I don't have a whole lot, maybe 3%. But then my...

I don't have a whole lot, maybe 3%. But then my military pension and SS pay all the bills now that I'm debt free so really no need to hold much cash.
Forum: FIRE and Money 12-01-2020, 07:47 PM
Replies: 68
Views: 6,435
Posted By dtbach
But it's not just about how long you live. It's...

But it's not just about how long you live. It's also about during life itself. How many people during this Covid era who lost jobs or hours are suffering now because they have no savings to get...
Forum: FIRE and Money 12-01-2020, 07:37 PM
Replies: 5
Views: 901
Posted By dtbach
reset my % of SWR?

So I retired at 60 a few (well a bit more than few:laugh:) years ago and set a WR of 3.75%. Since then, my assets have almost doubled (with the help of a nice inheritance) but I'm still taking the...
Forum: FIRE and Money 10-15-2020, 03:43 PM
Replies: 125
Views: 13,141
Posted By dtbach
Well with the military pension (mine is only...

Well with the military pension (mine is only $36k) and heathcare with tricare, I think you are golden. Travel with "Space A" and enjoy life now. The top secret clearance (which i had) was golden. ...
Forum: Life after FIRE 10-15-2020, 03:00 PM
Replies: 3,420
Views: 309,707
Posted By dtbach
Garbage Disposal took a sh_t and rotted out the...

Garbage Disposal took a sh_t and rotted out the cabinet base board (particle board) so had to get some 6x1 pine to make a foundation and some sanded plywood to make the base. Much stronger and nicer...
Forum: FIRE and Money 10-15-2020, 02:55 PM
Replies: 125
Views: 13,141
Posted By dtbach
Yeah, I think you are OK. Maybe take a part time...

Yeah, I think you are OK. Maybe take a part time job as they come available if suits you. Otherwise it seems you have plenty of slack to weather slim times.
Forum: FIRE and Money 10-05-2020, 12:31 PM
Replies: 314
Views: 32,401
Posted By dtbach
This!

This!
Forum: FIRE and Money 09-21-2020, 08:36 AM
Replies: 6
Views: 968
Posted By dtbach
Thank you very much MissMolly, That works...

Thank you very much MissMolly,
That works great!!
Forum: FIRE and Money 09-18-2020, 03:03 PM
Replies: 6
Views: 968
Posted By dtbach
Exactly!

Exactly!
Forum: FIRE and Money 09-18-2020, 11:19 AM
Replies: 6
Views: 968
Posted By dtbach
Need to find out what my SS rate will be after restricted file and suspend

About a year ago I did a restricted file and suspend on my DW benefit. All fine and well. I just logged into the ssa.gov site to see what my own benefit would be but there was no way to find that! ...
Forum: Life after FIRE 09-16-2020, 08:43 AM
Replies: 83
Views: 6,928
Posted By dtbach
OP here. I don't really listen to Dave...

OP here.


I don't really listen to Dave Ramsey and not sure what he preaches other than to dig hard to get out of debt. I titled the thread because of his "We're Debt Free" yell he has the...
Forum: Life after FIRE 09-13-2020, 08:11 AM
Replies: 83
Views: 6,928
Posted By dtbach
My Dave Ramsey moment

I'm debt Free!!!:dance:
Didn't think I would be here this fast but then this year has been pretty weird no? DW and I just started getting SS this year and I thought, well, it's new $$ so why not...
Forum: FIRE and Money 04-15-2020, 12:15 PM
Replies: 737
Views: 54,938
Posted By dtbach
Got the stimulus plus SS checks (early):)

Got the stimulus plus SS checks (early):)
Forum: FIRE and Money 04-15-2020, 11:11 AM
Replies: 737
Views: 54,938
Posted By dtbach
+1

+1
Forum: FIRE and Money 02-20-2020, 02:13 PM
Replies: 58
Views: 7,271
Posted By dtbach
Isn't this akin to measuring with a micrometer,...

Isn't this akin to measuring with a micrometer, marking with chalk and cutting with a chainsaw? All these parameters are guessing to a degree.


Are you going to test how accurate this all is a...
Forum: FIRE and Money 02-16-2020, 07:39 PM
Replies: 91
Views: 7,155
Posted By dtbach
I plan to do both. Live on some massive capital...

I plan to do both. Live on some massive capital gains and leave most to the kids. But I also know that sometimes you HAVE to sell if the stock is getting into trouble. I'd rather sell high than...
Forum: FIRE and Money 02-16-2020, 07:14 PM
Replies: 91
Views: 7,155
Posted By dtbach
Well, I could do that all day long but my goal is...

Well, I could do that all day long but my goal is to have massive capital gains not sell for zero and spend the money.
Forum: Life after FIRE 02-16-2020, 06:55 PM
Replies: 659
Views: 71,431
Posted By dtbach
Having a bathroom remodel. 'nough said.

Having a bathroom remodel. 'nough said.
Forum: FIRE and Money 02-16-2020, 06:41 PM
Replies: 91
Views: 7,155
Posted By dtbach
I get it. It's a game that gives me headaches...

I get it. It's a game that gives me headaches though. Just not worth it to me.
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