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Search: Posts Made By: Tallman4123
Forum: Health and Early Retirement 03-04-2021, 12:09 PM
Replies: 12
Views: 609
Posted By Tallman4123
I had the same partial hip replacement 11 years...

I had the same partial hip replacement 11 years ago at age 54 after a fall off a ladder. The same procedure at 82 is quite different I'm sure. My only piece of advice is to watch her intake of pain...
Forum: FIRE and Money 02-01-2021, 09:10 AM
Replies: 95
Views: 4,686
Posted By Tallman4123
Northern CT Home Value (according to...

Northern CT

Home Value (according to Zillow): $331,000
Property Tax: $6,686
Homeowner's Ins: $845 (with $1k ded) plus $372 for $2 mil umbrella
Forum: FIRE and Money 04-01-2020, 02:20 PM
Replies: 105
Views: 7,336
Posted By Tallman4123
Will ultimately be down. There will be NO...

Will ultimately be down.

There will be NO golfing this year and therefore no annual golf club membership. DW and I made this decision even though golf courses are currently open in CT despite...
Forum: Health and Early Retirement 03-04-2020, 03:47 PM
Replies: 66
Views: 4,200
Posted By Tallman4123
DW and I have been on an ACA plan since January...

DW and I have been on an ACA plan since January 2019. I am about 2 years from Medicare eligibility but DW has 10 years until eligible. We are currently on an ACA Bronze plan with a $6k per person...
Forum: Other topics 01-12-2020, 09:46 AM
Replies: 676
Views: 26,584
Posted By Tallman4123
It was interesting to watch both games and hear...

It was interesting to watch both games and hear the announcers in the first game attribute the bye week "fresh legs" advantage of the 49ers' as a large part of their win and then hear the announcers...
Forum: Health and Early Retirement 10-27-2019, 06:47 PM
Replies: 38
Views: 2,518
Posted By Tallman4123
I wish you all the best frayne and, as you said,...

I wish you all the best frayne and, as you said, "a slow and deliberate recovery."

As an avid golfer (5+ times a week as the seasons allow) and a taller than average person, I consider myself...
Forum: FIRE and Money 10-24-2019, 08:26 AM
Replies: 149
Views: 12,273
Posted By Tallman4123
71% tax deferred, 3% in Roth & HSAs and 26%...

71% tax deferred, 3% in Roth & HSAs and 26% taxable.

The current Roth conversion thread has been great to read and digest, but I believe for now that prioritizing managing MAGI for ACA subsidies...
Forum: FIRE and Money 08-07-2019, 07:22 AM
Replies: 195
Views: 14,242
Posted By Tallman4123
Between $100 and $200. Mostly for any losses...

Between $100 and $200. Mostly for any losses incurred on the golf course and to buy a beer or two after the round (or during the round if deemed necessary).
Forum: Health and Early Retirement 04-23-2019, 04:12 PM
Replies: 127
Views: 23,455
Posted By Tallman4123
At 61 I'm nowhere near as athletic as I once was...

At 61 I'm nowhere near as athletic as I once was (baseball and football as a young guy with some accolades) but my golf game is as good as it's ever been. I usually hover around a 5 handicap and got...
Forum: Other topics 04-23-2019, 03:48 PM
Replies: 54
Views: 2,752
Posted By Tallman4123
There's something about being enclosed in a two...

There's something about being enclosed in a two ton piece of metal that gives many people a sense of anonymity, invincibility and entitlement. You have much less of that on a hiking trail.
Forum: Health and Early Retirement 04-16-2019, 06:45 AM
Replies: 62
Views: 4,495
Posted By Tallman4123
Bronze Point-of-Service plan with $6k deductible...

Bronze Point-of-Service plan with $6k deductible and $7.8k OOP Max per person. We pay $12 per month for the two of us with a subsidy of $1221 per month.
Forum: Other topics 04-15-2019, 02:43 PM
Replies: 63
Views: 4,074
Posted By Tallman4123
Two great kids, now 37 and 33. Separated and...

Two great kids, now 37 and 33. Separated and ultimately divorced when the kids were 6 and 10. For over a decade my income was distributed thusly: one-third child support, one-third tax gods and...
Forum: Young Dreamers 04-08-2019, 02:21 PM
Replies: 101
Views: 12,621
Posted By Tallman4123
The day after I retired in August 2016, I told my...

The day after I retired in August 2016, I told my DW, "If I die tomorrow, just know I died a happy man." And although I didn't NEED to be retired to die happy, it certainly helps!

I still feel...
Forum: Health and Early Retirement 12-11-2018, 09:11 PM
Replies: 70
Views: 4,329
Posted By Tallman4123
No breakfast here other than black coffee. I'm...

No breakfast here other than black coffee. I'm one of those 8 hours on/16 hours off Intermittent Fasting folks as well. Have lost 10% of body weight in about a year. Another 10 pounds and I'll be...
Forum: Other topics 11-17-2018, 05:17 PM
Replies: 78
Views: 4,110
Posted By Tallman4123
I've lived within a hundred miles of my...

I've lived within a hundred miles of my birthplace for my entire life:

Springfield MA (5)
Albany NY
Holyoke MA
Ware MA
East Longmeadow MA
Broad Brook CT
North Granby CT
Waltham MA
Forum: FIRE and Money 07-10-2018, 06:57 AM
Replies: 187
Views: 25,712
Posted By Tallman4123
My rule regarding discussing FIRE with family,...

My rule regarding discussing FIRE with family, friends or complete strangers: Speak only when spoken to (and let others determine the depth of the conversation).

I break this rule rarely and...
Forum: Life after FIRE 06-21-2018, 01:38 PM
Replies: 50
Views: 4,470
Posted By Tallman4123
It's only been two years FIRE'd for me. When I...

It's only been two years FIRE'd for me. When I listen to my friend's stories of stresses at work, I (1) feel my own blood pressure and anxiety begin to build, and (2) am grateful for my simple little...
Forum: Other topics 06-16-2018, 07:01 AM
Replies: 223
Views: 10,652
Posted By Tallman4123
https://www.youtube.com/watch?v=YGOGrk25gko

https://www.youtube.com/watch?v=YGOGrk25gko
Forum: Other topics 06-04-2018, 04:54 PM
Replies: 93
Views: 5,715
Posted By Tallman4123
We are 100% dependent on our portfolio for the...

We are 100% dependent on our portfolio for the next 9 years when I hit 70 and DW hits 62 just four months apart and we will take SS. Until then, our withdrawal rate (I hesitate to call it a SWR!) is...
Forum: FIRE and Money 05-31-2018, 01:37 PM
Replies: 33
Views: 4,339
Posted By Tallman4123
Thank you for posting! Just sent this along...

Thank you for posting!

Just sent this along to my three siblings. One just retired in March and one is retiring today!!
Forum: Travel Information 05-25-2018, 08:07 PM
Replies: 54
Views: 3,388
Posted By Tallman4123
2015 Scottsdale AZ San Diego CA Pebble...

2015
Scottsdale AZ
San Diego CA
Pebble Beach CA
Cabo San Lucas MX
NY, NY
Las Vegas, NV
Charlottesville, VA
Wells, ME
Forum: FIRE and Money 05-16-2018, 12:56 PM
Replies: 36
Views: 3,630
Posted By Tallman4123
Couldn't agree more!! Sorry to hear of your...

Couldn't agree more!! Sorry to hear of your troubles.

I check my bank and credit card accounts every time I go online, which is virtually every day. Why?

1. It fits with my somewhat...
Forum: FIRE and Money 05-03-2018, 10:23 AM
Replies: 98
Views: 14,976
Posted By Tallman4123
My mother outlived her savings as of age 86 (she...

My mother outlived her savings as of age 86 (she is now 89) and my three siblings and I support her. She remains in the house I was born in and lives on less than $18k per year with ~$4k of that...
Forum: FIRE and Money 05-02-2018, 03:40 PM
Replies: 976
Views: 92,354
Posted By Tallman4123
-0.35% through April 30th. AA is 58/37/5 AA

-0.35% through April 30th. AA is 58/37/5 AA
Forum: FIRE and Money 04-29-2018, 07:25 PM
Replies: 18
Views: 1,584
Posted By Tallman4123
We secured a HELOC last year right before my DW...

We secured a HELOC last year right before my DW retired at my age 60. We will use it - or not - as a hedge against a significant bear market. My plan is to consider a reverse mortgage in 10 years...
Showing results 1 to 25 of 138

 
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