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Forum: Health and Early Retirement 01-22-2014, 01:47 PM
Replies: 11
Views: 2,475
Posted By teekaymn
DW and I have looked at the idea of living off...

DW and I have looked at the idea of living off cash and possibly the sale of our home for the first few years of retirement (1/1/2017 retirement date). We'd like to delay withdrawals from our 401k's...
Forum: FIRE and Money 11-03-2013, 02:59 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks for the tip on the spreadsheet output,...

Thanks for the tip on the spreadsheet output, Lbscal -- I'm going to take a look at that. Current portfolio is about 70/30.
Forum: FIRE and Money 11-03-2013, 02:55 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks, Independent -- I like your idea of...

Thanks, Independent -- I like your idea of converting assets to actual cash/short terms before retirement. Kind of the "bucket" approach.

Based on our current lifestyle, 60k is actually a pretty...
Forum: FIRE and Money 11-03-2013, 02:40 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Revlefty -- We have one kid that is completely...

Revlefty -- We have one kid that is completely independent already and another that is on the verge of college graduation. Even if he has to depend on our help for a bit while he gets launched, I...
Forum: FIRE and Money 11-03-2013, 02:37 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks Meadbh -- I liked this simple visual of...

Thanks Meadbh -- I liked this simple visual of what goes in the body under conditions of stress. Explained better than most long-winded technical articles could do.
Forum: FIRE and Money 11-03-2013, 02:34 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks Katsmeow -- I think your philosophy and...

Thanks Katsmeow -- I think your philosophy and approach is similar to how I'd like to look at our situation. I like to play with FIRECALC in such a way that I assume conservative input and see what...
Forum: FIRE and Money 11-03-2013, 02:20 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks for this response, Katsmeow. It expresses...

Thanks for this response, Katsmeow. It expresses pretty much my own philosophy (or pipe dreams, anyway, as I'm still w*rking) and what I've tried to do when I play with FIRECALC. I figure if I throw...
Forum: FIRE and Money 11-03-2013, 02:10 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Yep, I've run it several different ways with...

Yep, I've run it several different ways with today's existing portfolio balance and our projected contributions. We have lots of time yet, and many scenarios that could play out, including DW going...
Forum: Other topics 11-01-2013, 02:34 PM
Replies: 4
Views: 1,118
Posted By teekaymn
My jack-o-lantern from last night17408

My jack-o-lantern from last night17408
Forum: FIRE and Money 11-01-2013, 02:15 PM
Replies: 25
Views: 3,572
Posted By teekaymn
Thanks Ziggy29. Our combined SS (at 75%) in 2022...

Thanks Ziggy29. Our combined SS (at 75%) in 2022 will be about 36k, so we'd only have to make up about 24k annually out of our portfolio. I think you verbalized what I didn't in my original post,...
Forum: FIRE and Money 11-01-2013, 01:54 PM
Replies: 25
Views: 3,572
Posted By teekaymn
BS creep

In the field that DW and are in (and I'm sure others use the term, too) we have a term called "scope creep". It happens when a project's design/fabrication goes on WAY too long and things just keep...
Forum: Hi, I am... 06-27-2013, 06:48 AM
Replies: 30
Views: 6,935
Posted By teekaymn
I always feel very poorly informed when others...

I always feel very poorly informed when others talk of annuities. I know that SPIA's (single premium immediate annuities) don't have the same negative connotations as variables, but I'd love to have...
Forum: Hi, I am... 04-11-2013, 07:45 AM
Replies: 31
Views: 5,543
Posted By teekaymn
Wow! Your story is inspirational, Jeremy! I've...

Wow! Your story is inspirational, Jeremy! I've started reading your blog and I'm hooked. Your writing and Winnie's photography immediately grabbed my curiosity to learn more about your story. Both...
Forum: Health and Early Retirement 02-27-2013, 01:42 PM
Replies: 6
Views: 887
Posted By teekaymn
Thanks Kramer -- I always look forward to your...

Thanks Kramer -- I always look forward to your posts and replies.
Forum: Health and Early Retirement 02-27-2013, 01:22 PM
Replies: 6
Views: 887
Posted By teekaymn
Thanks Michael. I figured that was the case, but...

Thanks Michael. I figured that was the case, but I also wonder if some treatment methods that are commonplace in other countries might not make the cut, such as acupuncture, acupressure,...
Forum: Health and Early Retirement 02-27-2013, 11:23 AM
Replies: 6
Views: 887
Posted By teekaymn
medical expenses outside of U.S.

Is it permissible to use HSA money to pay for medical expenses outside of the U.S., or would they be non-qualified right off the bat?
Forum: FIRE and Money 02-08-2013, 07:47 AM
Replies: 19
Views: 2,545
Posted By teekaymn
It would seem the prudent thing to do would be to...

It would seem the prudent thing to do would be to "plan for the worst and hope for the best". I'll stick with the Constant Spending model for my budgeting for now, and if Bernicke turns out to be a...
Forum: FIRE and Money 02-07-2013, 02:10 PM
Replies: 19
Views: 2,545
Posted By teekaymn
If Bernicke's Model is that flawed (no allowance...

If Bernicke's Model is that flawed (no allowance for HC factor), should it even be a choice as a model? Or is it only a good choice for those that don't anticipate rising HC costs? I have no trouble...
Forum: FIRE and Money 02-07-2013, 11:07 AM
Replies: 19
Views: 2,545
Posted By teekaymn
Thanks Bondi. The fact that Bernicke didn't...

Thanks Bondi. The fact that Bernicke didn't figure in high health care costs seems very short-sighted indeed. It's only THE big question mark for most folks trying to do the math. Unless I hear from...
Forum: FIRE and Money 02-07-2013, 10:53 AM
Replies: 19
Views: 2,545
Posted By teekaymn
Maybe not print money, but minting giant coins to...

Maybe not print money, but minting giant coins to cover it, now THAT's an idea!
Forum: FIRE and Money 02-07-2013, 10:26 AM
Replies: 19
Views: 2,545
Posted By teekaymn
Constant spending vs. Bernicke

I'm curious to know which FIRECALC choice is favored by those on the forum. I prefer to use "constant spending", but the Bernicke approach gives me a significantly higher annual spending ceiling, at...
Forum: Health and Early Retirement 02-06-2013, 09:30 AM
Replies: 12
Views: 1,254
Posted By teekaymn
This is really helpful, Kramer -- thanks! I'll be...

This is really helpful, Kramer -- thanks! I'll be doing some rooting around on World Nomads web site.
Forum: Health and Early Retirement 02-06-2013, 07:45 AM
Replies: 12
Views: 1,254
Posted By teekaymn
Thanks very much, kramer. Based on the limited...

Thanks very much, kramer. Based on the limited amount of reading I've done to this point, I've come to pretty much the same conclusion: "It's too early to tell."

DW and I are still about 5 years...
Forum: Health and Early Retirement 02-06-2013, 07:38 AM
Replies: 12
Views: 1,254
Posted By teekaymn
Thanks Kevin -- can you provide any ballpark...

Thanks Kevin -- can you provide any ballpark numbers on typical costs for a World Nomads policy to cover a visit (or visits) back to the States?
Forum: Health and Early Retirement 02-05-2013, 02:26 PM
Replies: 12
Views: 1,254
Posted By teekaymn
Wow. I can hear that agent's "gulp" from here. ...

Wow. I can hear that agent's "gulp" from here.

In order to claim Mexico as "home", though, wouldn't I need to reside there a minimum of 330 days, or some such number?
Showing results 1 to 25 of 61

 
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