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Forum: Life after FIRE 05-14-2011, 01:18 PM
Replies: 27
Views: 5,609
Posted By Fantasm
Better margins in the used car biz anyways right?

Better margins in the used car biz anyways right?
Forum: Young Dreamers 04-28-2011, 04:10 AM
Replies: 47
Views: 7,252
Posted By Fantasm
I would be looking at ways for that $665K to be...

I would be looking at ways for that $665K to be making you money on its own. Once you accomplish that, you can most definitely retire now.

The best ways I can think of are 1) real estate and 2)...
Forum: Young Dreamers 03-01-2011, 03:42 AM
Replies: 30
Views: 6,964
Posted By Fantasm
how did you grow 800k by an additional 200k in 1...

how did you grow 800k by an additional 200k in 1 year?
Forum: Young Dreamers 02-07-2011, 08:01 PM
Replies: 25
Views: 3,371
Posted By Fantasm
You need way more than $1MM to retire if you dont...

You need way more than $1MM to retire if you dont plan on having your $ work for you ...
I wish I could be done and done already and just do whatever I want, and I just reached $1MM in assets -- but...
Forum: Health and Early Retirement 01-06-2011, 07:07 PM
Replies: 0
Views: 1,006
Posted By Fantasm
LTC insurance for parents?

Hi
I just had a thought.
My parents are getting older, and I was thinking that when they get to the point where their health starts going and/or they require more frequent visits to the hospital,...
Forum: FIRE Related Public Policy 12-28-2010, 04:47 PM
Replies: 96
Views: 8,071
Posted By Fantasm
Not when you realize that all the hours you spend...

Not when you realize that all the hours you spend working, and close to 50% off the top of what you make is then paid out to someone else for doing nothing.
Its like protection money or the mafia...
Forum: FIRE Related Public Policy 12-28-2010, 02:41 PM
Replies: 96
Views: 8,071
Posted By Fantasm
My taxes are gonna be $195K again :( Unmarried...

My taxes are gonna be $195K again :(
Unmarried and no deductions :(
I fully support (all expenses) my long-time girlfriend of almost 9 years, and I still can't claim even "Head of Household" as far...
Forum: Hi, I am... 12-18-2010, 08:06 PM
Replies: 19
Views: 2,917
Posted By Fantasm
Do you own your house outright? As in, have no...

Do you own your house outright? As in, have no payments other than property tax?
What about renting it out?
Could the income from the rental, plus your pension afford you enough to rent a place in...
Forum: Life after FIRE 12-04-2010, 03:57 PM
Replies: 23
Views: 4,180
Posted By Fantasm
How does the risk for a boat go up 2-3% every...

How does the risk for a boat go up 2-3% every year?
What are you doing every single year that raises the risk of something happening to it?
Do they expect us to incrementally build up inappropriate...
Forum: Life after FIRE 11-27-2010, 07:25 PM
Replies: 23
Views: 4,180
Posted By Fantasm
I looked up the insurance I have on my 5 rental...

I looked up the insurance I have on my 5 rental houses in South FL.
I'm paying $400/year for each house valued at $125K.

This is thru Cypress Insurance Group
Forum: FIRE and Money 11-26-2010, 01:17 AM
Replies: 61
Views: 6,415
Posted By Fantasm
You may want to advise them / they may want to...

You may want to advise them / they may want to start building credit.
Even if they don't pay interest on their credit cards by paying off the balance each month, their credit history and score will...
Forum: Other topics 11-22-2010, 06:52 PM
Replies: 43
Views: 4,064
Posted By Fantasm
I'm the first 20-24 as of now (im 24)

I'm the first 20-24 as of now (im 24)
Forum: Life after FIRE 11-19-2010, 12:25 PM
Replies: 23
Views: 4,180
Posted By Fantasm
I'm paying $600/year~ for houses valued at around...

I'm paying $600/year~ for houses valued at around $115K
How's that sound?
Forum: Hi, I am... 11-19-2010, 11:52 AM
Replies: 37
Views: 3,290
Posted By Fantasm
I'm 24 too and in my opinion a house is part of...

I'm 24 too and in my opinion a house is part of the FI and/or ER requirement, but kids are an obstacle to FI/ER.

I would make sure that there was a lot more of a cash bankroll and a house deal had...
Forum: FIRE and Money 11-12-2010, 09:25 PM
Replies: 9
Views: 1,945
Posted By Fantasm
With a 30% downpayment, I would even be lenient...

With a 30% downpayment, I would even be lenient on the credit rating.
You are getting 30% down that is yours to keep even if you have to evict / foreclose them.
That will easily cover the costs...
Forum: FIRE and Money 11-12-2010, 03:00 AM
Replies: 26
Views: 6,941
Posted By Fantasm
JetBlue has an AMEX offer, spend $500 within a...

JetBlue has an AMEX offer, spend $500 within a certain period and get a free ticket to anywhere jetblue flies (could be roundtrip ticket even).

JetBlue | Airline Tickets, Flights, and Airfare...
Forum: Young Dreamers 11-09-2010, 07:55 PM
Replies: 13
Views: 1,563
Posted By Fantasm
Just find someone who will offer him a hard money...

Just find someone who will offer him a hard money loan @ 11%
Forum: Other topics 11-08-2010, 02:45 PM
Replies: 21
Views: 2,113
Posted By Fantasm
Wasn't joking, not sure why this isn't being...

Wasn't joking, not sure why this isn't being taken as a serious Q.
Anyways, if you don't really have any control over where you are sent or stay then it doesn't make it an option for me.

She's...
Forum: Other topics 11-03-2010, 01:29 AM
Replies: 21
Views: 2,113
Posted By Fantasm
Any opportunities in the military for my GF?

I'm trying to get my GF into a job of some type and doing stuff because I'm tired of her sitting at home every day.
Are there any opportunities in the military (any group) for a petite 5ft'3 110lbs...
Forum: Stock Picking and Market Strategy 10-31-2010, 02:34 AM
Replies: 20
Views: 7,350
Posted By Fantasm
I have a quick question about individual...

I have a quick question about individual bonds/preferred shares.
I bought an energy companys preferred shares at par cost of $25/share.
They pay 8.75% dividend until the year 2069 when I will get...
Forum: Young Dreamers 10-31-2010, 01:36 AM
Replies: 18
Views: 3,115
Posted By Fantasm
80_six, I own 5 houses in South East Florida...

80_six,

I own 5 houses in South East Florida (Vero Beach) that are investment properties (paid in cash).
my advice is to NOT buy a single house for $200k. the market fell really badly in Florida...
Forum: Other topics 10-25-2010, 02:54 AM
Replies: 54
Views: 3,942
Posted By Fantasm
i have some when i get too lazy to shave a few...

i have some when i get too lazy to shave a few days in a row
Forum: Other topics 09-23-2010, 06:34 PM
Replies: 34
Views: 2,771
Posted By Fantasm
You could get some money out of it and not have...

You could get some money out of it and not have to pay for the demo by calling up a recycling / salvage company.

Tell them they can take all they want from the house for a set fee and as long as...
Forum: Young Dreamers 09-23-2010, 06:28 PM
Replies: 24
Views: 3,384
Posted By Fantasm
Another poster approached it how I would ... how...

Another poster approached it how I would ... how secure are your jobs?
If you feel that they are pretty secure, I would just go ahead and pay off the mortgage.
If you did lose your jobs, that would...
Forum: Young Dreamers 08-13-2010, 05:01 PM
Replies: 77
Views: 9,004
Posted By Fantasm
try dsl or cable, you will never go back to...

try dsl or cable, you will never go back to dialup :)
and now a days with all the promos, its really not much more than dialup. you can get dsl for $20/month
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