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Search: Posts Made By: CaptTom
Forum: COVID-19 | Containment Area Today, 12:14 PM
Replies: 17
Views: 345
Posted By CaptTom
I totally agree. Exactly what risk are you...

I totally agree.

Exactly what risk are you trying to mitigate? If you're fully vaxxed, it's over. At least until there's a variant which the vaccine doesn't work against.

It's interesting how...
Forum: FIRE and Money Today, 11:59 AM
Replies: 35
Views: 1,687
Posted By CaptTom
Now this is the kind of thing I was getting at....

Now this is the kind of thing I was getting at. Can I just make a contribution to my existing 401k, or set up a new Roth or something?

As for health care, I have insurance through my former...
Forum: Other topics Today, 06:40 AM
Replies: 8
Views: 501
Posted By CaptTom
Another tip: Use some sort of container; don't...

Another tip: Use some sort of container; don't just dump the ashes. There's always some breeze, and, well, I won't get any more graphic than that.
Forum: FIRE and Money Today, 06:38 AM
Replies: 35
Views: 1,687
Posted By CaptTom
Thanks all! Seems the consensus is I'm OK. I do...

Thanks all! Seems the consensus is I'm OK. I do carry a decent umbrella policy. That won't help with a surprise medical bill, but I'm sure I could buy a forge and learn to cast gold doorknobs. But...
Forum: Other topics Today, 06:27 AM
Replies: 12
Views: 485
Posted By CaptTom
I belong to an organization which charges a...

I belong to an organization which charges a nominal "dues" fee annually. Plus anyone active ends up buying various gear we need, and often donating beyond the dues.

I think it all depends on how...
Forum: COVID-19 | Containment Area Today, 06:22 AM
Replies: 17
Views: 345
Posted By CaptTom
You're fully vaccinated. No worries. It's really...

You're fully vaccinated. No worries. It's really that simple.

This vaccine is remarkably effective. The risks to you are almost zero. The risk that the cousin isn't vaccinated, AND has come into...
Forum: FIRE and Money Yesterday, 02:22 PM
Replies: 35
Views: 1,687
Posted By CaptTom
The Dangers of Cash

I'm wondering if my strategy for cash will get me in trouble.

When I RE'd five years ago, I wasn't all that confident that it would work. I waited until I had about one year's worth of expenses in...
Forum: FIRE and Money 06-13-2021, 06:17 AM
Replies: 51
Views: 3,340
Posted By CaptTom
Another 5% gas card user here. I selected that...

Another 5% gas card user here. I selected that after they tried to switch me to "points" and I had to choose only one category for my cash back. Now the cards sit in our cars and never gets used for...
Forum: Other topics 06-13-2021, 06:09 AM
Replies: 110
Views: 5,589
Posted By CaptTom
Isn't this essentially what NFTs are?

Isn't this essentially what NFTs are?
Forum: Life after FIRE 06-13-2021, 06:01 AM
Replies: 19
Views: 774
Posted By CaptTom
Thanks for posting your experience with hosting! ...

Thanks for posting your experience with hosting!

In my younger days I actually thought it would be fun owning a campground. Meeting people, building stuff, fixing various systems, plus living in a...
Forum: Technology, Media & e-Gadgets 06-07-2021, 01:47 PM
Replies: 382
Views: 24,885
Posted By CaptTom
Oddly, I'm getting more spam calls lately, and...

Oddly, I'm getting more spam calls lately, and yes, mostly car warranties and the occasional "card services."

But almost ALL of them indicate they come from a North Carolina number. I don't even...
Forum: FIRE and Money 06-07-2021, 01:42 PM
Replies: 106
Views: 9,372
Posted By CaptTom
I think this demonstrates a thought I've had...

I think this demonstrates a thought I've had through all these discussions on leaving a "legacy."

I intend no disrespect toward those who see that as important. Good for you. Hopefully your...
Forum: Technology, Media & e-Gadgets 06-06-2021, 07:14 AM
Replies: 60
Views: 2,009
Posted By CaptTom
Same here. I did computer security for years. I'm...

Same here. I did computer security for years. I'm not obsessed, nor do I wear tin-foil hats. It's more of a hobby; a challenge; see how much I can avoid being tracked and marketed at. But when it...
Forum: Technology, Media & e-Gadgets 06-05-2021, 03:27 PM
Replies: 60
Views: 2,009
Posted By CaptTom
1) Yes, your comment made sense. What you suggest...

1) Yes, your comment made sense. What you suggest is exactly what I would like to do. Local control, no manufacturer server involved.

2) No, most remotely-accessible thermostats only accept remote...
Forum: Technology, Media & e-Gadgets 06-05-2021, 04:46 AM
Replies: 60
Views: 2,009
Posted By CaptTom
Agreed. Avoiding cloud dependency is a pretty big...

Agreed. Avoiding cloud dependency is a pretty big obstacle for an off-the-shelf, homeowner-grade device. The manufacturers don't want to support everyone's homegrown solution. They want a mass...
Forum: Technology, Media & e-Gadgets 06-04-2021, 06:52 AM
Replies: 60
Views: 2,009
Posted By CaptTom
I have three Honeywell WiFi thermostats. They...

I have three Honeywell WiFi thermostats. They work great, local and remotely, but...

They most certainly do require an external internet connection back to the Honeywell servers to operate...
Forum: Other topics 06-03-2021, 09:30 AM
Replies: 110
Views: 5,589
Posted By CaptTom
Shrinkage is a huge pet peeve for me. I have...

Shrinkage is a huge pet peeve for me.

I have a solution: Open a chain of stores with "full size" products. Just like the dollar store gets the manufacturers to make smaller packages so they can...
Forum: Other topics 06-03-2021, 05:18 AM
Replies: 110
Views: 5,589
Posted By CaptTom
Have you tried to buy an 8-ounce cup of yogurt...

Have you tried to buy an 8-ounce cup of yogurt lately? How about a half-gallon of ice cream?

These manufacturers must think we're stupid.

And, judging from the fact that we put up with this...
Forum: Other topics 06-03-2021, 05:16 AM
Replies: 86
Views: 4,421
Posted By CaptTom
You win. Reminds me of the time I was...

You win.

Reminds me of the time I was looking at an ancient pickup truck in the back lot of a local car dealer. Old flat-head 6 engine, wouldn't run. This was in the days before the internet; you...
Forum: Other topics 06-02-2021, 06:56 PM
Replies: 86
Views: 4,421
Posted By CaptTom
Here's an odd one: Oxy-Clean. No clue why...

Here's an odd one: Oxy-Clean.

No clue why the shelves at WalMart were totally cleaned out of all Oxy-Clean and all related or similar brands. The local supermarket had them, so I wonder if it's...
Forum: Other topics 06-01-2021, 05:26 AM
Replies: 42
Views: 2,601
Posted By CaptTom
Good point. But if it was a "fulfilled by Amazon"...

Good point. But if it was a "fulfilled by Amazon" sale, then the seller would have to order (or have a third party order) the real items.

The seller environment on Amazon is cut-throat. This sort...
Forum: Other topics 05-31-2021, 05:55 AM
Replies: 42
Views: 2,601
Posted By CaptTom
I fail to see what Amazon's motive would be for...

I fail to see what Amazon's motive would be for investigating brushing.

It would require paid staff time. It would reduce their sales, and associated fees. It would reduce the number of reviews,...
Forum: Life after FIRE 05-29-2021, 05:48 AM
Replies: 53
Views: 4,222
Posted By CaptTom
Interesting fact: May, 2021 had the dates...

Interesting fact:

May, 2021 had the dates fall on the same days of the week as May, 2016.

I officially retired June 1, 2016. But my last day of work was May 12, five years from two weeks ago...
Forum: Technology, Media & e-Gadgets 05-28-2021, 06:30 PM
Replies: 73
Views: 1,596
Posted By CaptTom
Wow. That's three of us who all like the...

Wow. That's three of us who all like the trackpoint device. I thought I was the last one!

Now we just have to convince the laptop makers to start selling them again. Lenovo is a decent brand, but...
Forum: Technology, Media & e-Gadgets 05-28-2021, 08:07 AM
Replies: 73
Views: 1,596
Posted By CaptTom
I hate the pads. Of the two, I'd always prefer a...

I hate the pads. Of the two, I'd always prefer a mouse. But...

On laptops, I've come to depend on the "pencil eraser" pointing device in between the home row keys on the keyboard. I think Lenovo...
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