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Search: Posts Made By: ejw93
Forum: FIRE and Money 05-05-2021, 04:07 PM
Replies: 28
Views: 2,061
Posted By ejw93
SecondCor - Unfortunately, the rollover/72t...

SecondCor -

Unfortunately, the rollover/72t options don't provide the income that 5 years of 401k withdrawals will... anything shy of 5 years of withdrawals from the entirety of the 401k balance...
Forum: FIRE and Money 05-05-2021, 04:03 PM
Replies: 28
Views: 2,061
Posted By ejw93
Exit2024 - Yes, this is exactly what has me...

Exit2024 - Yes, this is exactly what has me concerned.
There's no clear IRS guidance on how to document that you have 'retired' from a Sole Proprietorship, so the consensus/safe assumption seems...
Forum: FIRE and Money 05-05-2021, 08:34 AM
Replies: 28
Views: 2,061
Posted By ejw93
SecondCor - Thanks for the reference. My concern...

SecondCor - Thanks for the reference. My concern is regarding documenting that I have "Separated from Service" from a Sole Proprietorship (myself).... not sure how this would be sufficiently...
Forum: FIRE and Money 05-04-2021, 05:44 PM
Replies: 28
Views: 2,061
Posted By ejw93
Q: Has anyone here SUCCESSFULLY (ie without 10%...

Q: Has anyone here SUCCESSFULLY (ie without 10% penalty) withdrawn from a Solo 401k starting at age 55 for multiple years? What did you have to demonstrate to the IRS to accomplish this?

I have...
Forum: Life after FIRE 04-27-2021, 09:30 PM
Replies: 155
Views: 21,605
Posted By ejw93
Guilty! 339 days to go :)

Guilty! 339 days to go :)
Forum: FIRE and Money 01-15-2021, 05:52 PM
Replies: 281
Views: 17,921
Posted By ejw93
Call to activate the EIP card, then download the...

Call to activate the EIP card, then download the MoneyNetwork app for your phone. (I figured this was more secure on iOS than the website option).

Create security questions, verify your email and...
Forum: Life after FIRE 01-15-2021, 05:46 PM
Replies: 155
Views: 21,605
Posted By ejw93
R in 48 - I've been struggling with similar...

R in 48 -

I've been struggling with similar issues... feeling like I am living the life of a Double Agent. We've kept the cards close to the vest with our group of friends and my work...
Forum: Life after FIRE 12-30-2020, 10:05 AM
Replies: 155
Views: 21,605
Posted By ejw93
YVR - Sounds like a good plan. Advice about...

YVR - Sounds like a good plan. Advice about announcing resigning/retiring ranges from 2 Weeks to 2 years depending on where you read it. If you have a good relationship with our manager then 3...
Forum: Life after FIRE 12-22-2020, 04:26 PM
Replies: 155
Views: 21,605
Posted By ejw93
I'm counting down the days to April 01, 2022. ...

I'm counting down the days to April 01, 2022.

I could technically punch out now and do PT/Gig work for a few years, but I like who I work with, the pay I am earning, and the company I work for...
Forum: Stock Picking and Market Strategy 12-21-2020, 06:26 PM
Replies: 43
Views: 3,121
Posted By ejw93
In my taxable account I am using short term munis...

In my taxable account I am using short term munis (SUB) for 'ballast'. If you want to beat inflation (which is a long-term problem), stocks are the only way to go (which are long-term investments)....
Forum: Life after FIRE 01-06-2014, 10:12 AM
Replies: 18
Views: 2,149
Posted By ejw93
Mrs. GubMints is pretty happy with her new...

Mrs. GubMints is pretty happy with her new Republic Wireless Moto X.

I've posted our long-term (30-day review) on my website.

Summary: There's a learning curve when you leave iOS, but the...
Forum: FIRE and Money 04-10-2013, 03:49 PM
Replies: 10
Views: 2,505
Posted By ejw93
Scubablue, it sounds like you have already been...

Scubablue, it sounds like you have already been hosed by OPM and/or your HR office.

You should have received half credit for your 600 hrs of sick leave balance in your FERS annuity calculation:...
Forum: FIRE and Money 04-06-2013, 06:51 PM
Replies: 43
Views: 3,390
Posted By ejw93
For those like me in GenX, SS will be there, but...

For those like me in GenX, SS will be there, but either with much later age requirements or much lower payout ratios.

Personally, I'm not baking it in to my retirement calculations.
Forum: FIRE and Money 03-22-2013, 08:43 AM
Replies: 12
Views: 3,643
Posted By ejw93
Duo - Great Post! Thanks for the briefing...

Duo -

Great Post! Thanks for the briefing slides.

I did not know 'someone else' was keeping a copy of Military Buy Back receipts.

Good to know this in case there is a house fire and/or...
Forum: Young Dreamers 02-24-2013, 10:34 AM
Replies: 88
Views: 18,002
Posted By ejw93
timo2 - Negative. All that has been...

timo2 -

Negative. All that has been announced (for civilians and AD) is that there will be Administrative Furloughs of civilians of up to 22 days/176 hours in FY13.

A primer on OPM Admin...
Forum: Young Dreamers 02-23-2013, 11:30 PM
Replies: 88
Views: 18,002
Posted By ejw93
Ironically, CNO announced that the Navy could not...

Ironically, CNO announced that the Navy could not afford to do civilian RIFs in FY2013, as the up-front bonus 'carrot' payments would cost too much... so the end result is that we keep all the...
Forum: Health and Early Retirement 02-17-2013, 07:33 PM
Replies: 22
Views: 10,408
Posted By ejw93
Richard, I've been wondering the same thing,...

Richard,

I've been wondering the same thing, so I ran the numbers here:

ObamaCare Whips Federal Employee Health Benefit, Tricare? | GubMints (https://wp.me/p2Nyqo-6U)

Under most ObamaCare...
Forum: FIRE and Money 02-16-2013, 11:19 PM
Replies: 32
Views: 4,090
Posted By ejw93
Been using Mint for 2+ years now and am happy...

Been using Mint for 2+ years now and am happy with the product.

Only glitch I have seen is that when you refi a mortgage, it has a tendency to wipe out the old mortgage, as if it never existed...
Forum: FIRE and Money 02-16-2013, 11:04 PM
Replies: 10
Views: 5,804
Posted By ejw93
Jeff - Happy to write the review- Enjoyed...

Jeff -

Happy to write the review- Enjoyed the book thoroughly!

Here is the link to the full review if you have not found it yet:

Book Report: How to Retire the Cheapskate Way | GubMints...
Forum: Hi, I am... 02-11-2013, 05:07 PM
Replies: 16
Views: 3,282
Posted By ejw93
Welcome to the Forum, Doc! I'm not...

Welcome to the Forum, Doc!

I'm not personally a big fan of Wrap accounts, but it sounds like you have someone ethical managing your investments.

With both you and your wife as Dr's, the...
Forum: Health and Early Retirement 02-11-2013, 04:54 PM
Replies: 530
Views: 44,728
Posted By ejw93
Ugh. A new legion of Annuity Salesmen disguised...

Ugh. A new legion of Annuity Salesmen disguised as [-]College Financial Consultants[/-] Health Care Insurance Consultuants.
Forum: FIRE and Money 02-08-2013, 10:40 AM
Replies: 10
Views: 5,804
Posted By ejw93
Book Review - How to Retire the Cheapskate Way (Jeff Yeager)

Just downloaded and read "How to Retire the Cheapskate Way: The Ultimate Cheapskates' Guide to Retirement" by Jeff Yeager.

Executive Summary:
Good read! While nothing in the book by itself is...
Forum: Other topics 01-18-2013, 03:17 PM
Replies: 37
Views: 2,185
Posted By ejw93
Best of luck with the wind-up toy. Our...

Best of luck with the wind-up toy.

Our house was year 2000 New Construction with a GE OTR microwave.

The magnetron (cooking energy generator thingy) died in ~2011.

Got a drop-in...
Forum: Hi, I am... 01-11-2013, 12:03 PM
Replies: 18
Views: 2,541
Posted By ejw93
With your savings, it looks like you are in good...

With your savings, it looks like you are in good shape.

You may want to guarantee a portion of your retirement income and buy a FIXED annuity with some of your savings WHEN you retire (not now)....
Forum: FIRE and Money 01-06-2013, 06:04 PM
Replies: 100
Views: 9,715
Posted By ejw93
We use TT Deluxe online, discounted a few bucks...

We use TT Deluxe online, discounted a few bucks through Fido. Nice feature is the auto-import of taxable data from your Fido acct. Vault is another nice feature, where TT auto-fills personal data...
Showing results 1 to 25 of 90

 
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