Join Early Retirement Today
Showing results 1 to 25 of 242
Search took 0.02 seconds.
Search: Posts Made By: ut2sua
Forum: Other topics 06-12-2021, 02:04 PM
Replies: 60
Views: 1,789
Posted By ut2sua
Congratulations Sojourner. DW and I are very...

Congratulations Sojourner. DW and I are very happy for you. Wishing you all the best.
Forum: Travel Information 06-07-2021, 08:22 PM
Replies: 741
Views: 42,039
Posted By ut2sua
Would you mind sharing which web sites to book...

Would you mind sharing which web sites to book these last minute trips? DW and I would love to do the same. Thanks in advance.
Forum: FIRE and Money 05-07-2021, 06:34 PM
Replies: 85
Views: 6,395
Posted By ut2sua
OP, I think you do have a number of options: 1-...

OP, I think you do have a number of options:
1- Buy a house now for $700K cash. This option hurts a bit, but probably the most beneficial to your good sleep. Nothing to worry regarding future...
Forum: FIRE and Money 05-07-2021, 06:14 PM
Replies: 138
Views: 15,900
Posted By ut2sua
You are correct on the 72t. Just keep in mind...

You are correct on the 72t. Just keep in mind that you will need to withdraw the same amount at least 5 years or until 59.5 which ever is longer
Forum: FIRE and Money 05-07-2021, 06:11 PM
Replies: 138
Views: 15,900
Posted By ut2sua
This is my thinking also. If the market is going...

This is my thinking also. If the market is going to be great in the next 5 years, then I don't have $ problem. If it will be bad, I can hang on to my shares (if not buying more) during the next...
Forum: FIRE and Money 05-07-2021, 06:00 PM
Replies: 138
Views: 15,900
Posted By ut2sua
Thanks for sharing Beernutzbob. It is good to...

Thanks for sharing Beernutzbob. It is good to hear that I am not alone in my thinking. Ally and Marcus are where my $ sit also.
Forum: FIRE and Money 05-07-2021, 05:57 PM
Replies: 138
Views: 15,900
Posted By ut2sua
Thanks for sharing your thought GoodLife59

Thanks for sharing your thought GoodLife59
Forum: Hi, I am... 04-25-2021, 06:36 PM
Replies: 82
Views: 8,198
Posted By ut2sua
OP, you are on the right track. Your thinking is...

OP, you are on the right track. Your thinking is on the right track. You will be fine sooner than you think with a healthy NW 10->15 years from now. IMO, you have done the hard part, don't forget to...
Forum: FIRE and Money 04-25-2021, 06:17 PM
Replies: 382
Views: 28,058
Posted By ut2sua
Looking from another angle, RE is super cheap...

Looking from another angle, RE is super cheap right now. Only a handful of bitcoins will buy any house you want.
Forum: FIRE and Money 04-15-2021, 01:22 PM
Replies: 40
Views: 3,017
Posted By ut2sua
OP, thanks for sharing your great story. This is...

OP, thanks for sharing your great story. This is wonderful for folks out there that don't think they have a shot of making it to FI. Personally, DW and I were wishing of much lower numbers than we...
Forum: FIRE and Money 04-15-2021, 01:04 PM
Replies: 138
Views: 15,900
Posted By ut2sua
Rule 55 only works for 401K (not IRA). If I don't...

Rule 55 only works for 401K (not IRA). If I don't have that, I can move to IRA post RE
Forum: FIRE and Money 04-15-2021, 12:20 PM
Replies: 138
Views: 15,900
Posted By ut2sua
For #2, I was on a phone call with Fido (MC...

For #2, I was on a phone call with Fido (MC 401K), and the rep basically told me my MC 401K doesn't allow the 55 rule withdrawal. I tried to connect with MC HR, no one seems to know. I read the 401k...
Forum: FIRE and Money 04-14-2021, 12:39 PM
Replies: 19
Views: 1,711
Posted By ut2sua
Right now, you have too many moving pieces. You...

Right now, you have too many moving pieces. You are having both a time (when to stop work) and space (where to move to) problem. If you can settle the space issue by deciding where to move to, then...
Forum: FIRE and Money 04-14-2021, 12:13 PM
Replies: 20
Views: 1,484
Posted By ut2sua
We all want diversification because it is the...

We all want diversification because it is the only free lunch. One side effect of diversification is: not everything will be great at any one time (the hope is not everything will be bad at any one...
Forum: FIRE and Money 04-13-2021, 06:53 PM
Replies: 138
Views: 15,900
Posted By ut2sua
I learned from another thread that a MFJ couple...

I learned from another thread that a MFJ couple could buy 10K for each spouse (10K*2) plus 5K if you have a federal tax refund of 5K or more. All that would add up to $25K. Then if one has a living...
Forum: FIRE and Money 04-13-2021, 06:46 PM
Replies: 138
Views: 15,900
Posted By ut2sua
You are correct on the large balance required. I...

You are correct on the large balance required. I think it is due to the current super low interest rate. It probably won't matter too much since I should have the ability to invest the balance in...
Forum: FIRE and Money 04-13-2021, 06:37 PM
Replies: 25
Views: 1,503
Posted By ut2sua
Yes. It is really tax free for the first $500K of...

Yes. It is really tax free for the first $500K of profit. If the house was never a rental, and it sounded like you stayed there long enough as your principal residence.
Forum: FIRE and Money 04-13-2021, 01:36 PM
Replies: 138
Views: 15,900
Posted By ut2sua
I will definitely start some I-bonds purchases...

I will definitely start some I-bonds purchases next month. Thanks for sharing.
Forum: FIRE and Money 04-13-2021, 12:25 PM
Replies: 138
Views: 15,900
Posted By ut2sua
Thanks everyone for your input. I do feel better...

Thanks everyone for your input. I do feel better after reading all your comments. One option for us is: after I fire, to shift some of our 401K to an IRA and start a 72t to get some $ out (say 20K a...
Forum: FIRE and Money 04-13-2021, 12:13 PM
Replies: 138
Views: 15,900
Posted By ut2sua
I am new to I-Bond, but I believe if one cashes...

I am new to I-Bond, but I believe if one cashes out the bond after 1 year (and before 5 year or something like that), the only "penalty" is to lose 3 months of interest. So 3 month of interest would...
Forum: FIRE and Money 04-12-2021, 10:38 PM
Replies: 81
Views: 8,745
Posted By ut2sua
Congratulations to all in this "class" of...

Congratulations to all in this "class" of successful FIRE folks. It is motivational to those of us who will FIRE in the near future. It is great to hear that many have done so well. It actually makes...
Forum: FIRE and Money 04-12-2021, 07:12 PM
Replies: 138
Views: 15,900
Posted By ut2sua
Holding $600K in cash - feeling like an idiot. Options???

So our situation is: I may FIRE anytime between now and the next year or so :coolsmiley:
DW and I are 50 and 54. And we are holding 5x of expense in short term CD earning less than half a percent...
Forum: Hi, I am... 04-12-2021, 01:25 PM
Replies: 10
Views: 888
Posted By ut2sua
OP, congrats on having your FIRE date set. It is...

OP, congrats on having your FIRE date set. It is an exciting date to look forward to.
Forum: Hi, I am... 04-03-2021, 07:08 PM
Replies: 33
Views: 3,779
Posted By ut2sua
Congratulations!!! I hope to join you to FIRE...

Congratulations!!! I hope to join you to FIRE myself in the near future.
Forum: Health and Early Retirement 03-24-2021, 02:28 PM
Replies: 19
Views: 714
Posted By ut2sua
Yes. It looks like I was using the wrong term....

Yes. It looks like I was using the wrong term. Thanks.
Showing results 1 to 25 of 242

 
Forum Jump

 
All times are GMT -6. The time now is 07:39 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.