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Forum: FIRE and Money Today, 01:52 PM
Replies: 1
Views: 195
Posted By Midpack
The 13 Characteristics of a Good Investor

I shamelessly stole this from Bogleheads. Though there's nothing new that hasn't been shared here before, I thought some here might enjoy this 3 page summary of personal financial planning (link...
Forum: Other topics Today, 12:19 PM
Replies: 961
Views: 43,535
Posted By Midpack
Most buyers don't agree. Hybrids had their day...

Most buyers don't agree. Hybrids had their day (we've owned 3), but it's coming to an end.

Hybrids
PHEV. Tesla Model 3/Y sell more in a quarter than the all the Prius Primes ever made - Prime 1st...
Forum: Travel Information Today, 09:59 AM
Replies: 23
Views: 529
Posted By Midpack
Might not be exactly as described by the OP, but...

Might not be exactly as described by the OP, but DW and I have driven to destinations that are further than a days drive without reservations many times. Usually it’s on a two day drive, but we like...
Forum: Other topics Yesterday, 01:00 PM
Replies: 50
Views: 1,528
Posted By Midpack
We had a pool at our house in FL, never again....

We had a pool at our house in FL, never again. Once the novelty wore off, we only used it to jump in to cool off, and then back out again. Not worth the expense and upkeep for that. And we found out...
Forum: Other topics 06-13-2021, 01:53 PM
Replies: 961
Views: 43,535
Posted By Midpack
I was acknowledging the disadvantage of EV...

I was acknowledging the disadvantage of EV charging time vs ICE refueling. But thanks for finding another interpretation to critique and tell us what we already know…
Forum: FIRE and Money 06-13-2021, 01:15 PM
Replies: 8
Views: 474
Posted By Midpack
I used https://incomestrategy.com/, cost me $20,...

I used https://incomestrategy.com/, cost me $20, and I’m in my third year of Roth conversions. It takes some effort, but I wasn’t willing to voluntarily pay taxes now without seeing the complete...
Forum: Other topics 06-13-2021, 10:58 AM
Replies: 961
Views: 43,535
Posted By Midpack
Of course there's an impact on range/cost per...

Of course there's an impact on range/cost per mile with all vehicles while towing, so for some comparison.
Doesn't address the difference in EV charging versus gasoline refueling convenience. And...
Forum: FIRE and Money 06-13-2021, 06:00 AM
Replies: 4
Views: 561
Posted By Midpack
Social Security Decision Tree

Of course thereís more to it, but a decent rough guide. From a source that came up in another thread.
...
Forum: Other topics 06-12-2021, 07:58 AM
Replies: 961
Views: 43,535
Posted By Midpack
^^ I saw that. It’s amazing there will be a...

^^ I saw that. It’s amazing there will be a $130-140K production car that’s faster (quarter mile and 0-60) than ANY other production car ever made - including Ferrari, Porsche, McLaren, Bugatti, some...
Forum: Life after FIRE 06-12-2021, 04:51 AM
Replies: 133
Views: 10,022
Posted By Midpack
Sounds great, youíll have fun. One of my golf...

Sounds great, youíll have fun. One of my golf buddies played The Ocean Course a few months ago and absolutely loved it - even though it kicked his butt.
Forum: FIRE and Money 06-11-2021, 02:51 PM
Replies: 22
Views: 2,166
Posted By Midpack
10 Charts About Retirement Every Retiree Should See (2020)

Some of you know all this, but a nice summary of 10 charts all in one sitting.

Link https://retirementfieldguide.com/10-charts-about-retirement-every-retiree-should-see/

Some examples below:
Forum: FIRE and Money 06-11-2021, 02:26 PM
Replies: 44
Views: 2,229
Posted By Midpack
Well I misread DW. When I asked DW to read the...

Well I misread DW. When I asked DW to read the applicable chapters in Die with Zero about giving more to charities and some to nieces & nephews now - she said "no way, we can spend more on...
Forum: Other topics 06-11-2021, 02:23 PM
Replies: 32
Views: 986
Posted By Midpack
Maybe I wasn't direct enough. DW is the one who...

Maybe I wasn't direct enough. DW is the one who is worried...
Forum: Other topics 06-11-2021, 12:19 PM
Replies: 32
Views: 986
Posted By Midpack
That's what I'm afraid of, both above. And...

That's what I'm afraid of, both above.

And just to complicate the repair the walls are "agreeable gray" and the ceilings are "white" so the wall to ceiling cracks might require two color touchup....
Forum: Other topics 06-11-2021, 11:47 AM
Replies: 32
Views: 986
Posted By Midpack
WWYD? Normal Drywall Settling Hairline Cracks

We moved and bought a house in 2019, the house was built in 2016 so it's relatively new. There are about a half dozen hairline cracks that I am convinced are just from normal post construction...
Forum: FIRE and Money 06-11-2021, 09:34 AM
Replies: 115
Views: 3,725
Posted By Midpack
[/QUOTE] I'm probably wasting my time (again). ...

[/QUOTE]
I'm probably wasting my time (again).

FWIW, you've done this in other threads. I draw a conclusion that may not apply to you, and you choose to take it personally **. "We" is just a...
Forum: FIRE and Money 06-11-2021, 06:20 AM
Replies: 115
Views: 3,725
Posted By Midpack
We like to think that, but journalists give us...

We like to think that, but journalists give us what we want. If most of us didn’t prefer to read and share crap, selling more ads, they wouldn’t keep feeding it to all of us. The OP is easily...
Forum: Technology, Media & e-Gadgets 06-10-2021, 04:20 PM
Replies: 37
Views: 1,015
Posted By Midpack
In addition to video/photo editing as you...

In addition to video/photo editing as you mention, if you want to watch video/streaming TV you might want it bigger. Or if you often work with multiple windows open, a larger monitor would make them...
Forum: FIRE and Money 06-10-2021, 12:29 PM
Replies: 115
Views: 3,725
Posted By Midpack
Our crack media know the public are way more...

Our crack media know the public are way more likely to click on articles suggesting the little guy is getting screwed by the rich, so they're just giving us what we (collectively) want. A recent...
Forum: Technology, Media & e-Gadgets 06-10-2021, 07:39 AM
Replies: 37
Views: 1,015
Posted By Midpack
[/QUOTE] You could if you’re willing to...

[/QUOTE]

You could if you’re willing to settle for lesser displays as many/some will be. But an M1 Mac Mini, with an equivalent 4.5K 24” monitor, keyboard, mouse and speakers will cost you (way)...
Forum: Technology, Media & e-Gadgets 06-10-2021, 04:57 AM
Replies: 37
Views: 1,015
Posted By Midpack
If you need transportability and price isn’t a...

If you need transportability and price isn’t a consideration then by all means. But you can’t buy a M1 MacBook Pro and a 35” (or even 24”) monitor for anywhere near the cost of a 24” M1 iMac - to use...
Forum: FIRE and Money 06-10-2021, 04:49 AM
Replies: 16
Views: 473
Posted By Midpack
+1. Plenty close enough to estimate what to...

+1. Plenty close enough to estimate what to expect in 2021 IME. When I started Roth conversions I created a second TT return with Roth conversions to see the impact, and left all other entries the...
Forum: Other topics 06-09-2021, 02:07 PM
Replies: 65
Views: 3,075
Posted By Midpack
One of the most influential personal finance...

One of the most influential personal finance books I've read. DW and I were already frugal, but it reinforced the idea which was helpful. Told us we were on the right track, and not to be impressed...
Forum: Technology, Media & e-Gadgets 06-08-2021, 10:55 AM
Replies: 432
Views: 25,136
Posted By Midpack
Although we're paying more now for streaming than...

Although we're paying more now for streaming than a few years ago ($40/mo for PSV, now $65/mo for Hulu+Live), we are still saving substantially by cord cutting when comparing apples to apples channel...
Forum: FIRE and Money 06-08-2021, 10:27 AM
Replies: 39
Views: 4,075
Posted By Midpack
There have been negative real and even nominal...

There have been negative real and even nominal bond returns before, we'll see how persistent the current trend is. People have been saying bonds are bad since 2008, they may finally be right, we'll...
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