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Search: Posts Made By: Olbidness
Forum: COVID-19 | Containment Area 11-03-2020, 02:11 PM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Iím suspicious of anything that I see as being...

Iím suspicious of anything that I see as being politicized. That includes the misandrist meme of this thread.
Forum: Life after FIRE 08-06-2020, 04:54 PM
Replies: 67
Views: 7,638
Posted By Olbidness
I had a particularly nosey neighbor that didnít...

I had a particularly nosey neighbor that didnít approve of me retiring early. He told me the reason he retired at 75 was because he didnít want his ďgood mindĒ to go to waste. I laughed out loud.
Forum: FIRE and Money 07-20-2020, 04:00 PM
Replies: 18
Views: 1,011
Posted By Olbidness
I just trimmed more of my stock position today,...

I just trimmed more of my stock position today, now 65/35. The government may decide to take it all after November so it might not matter what I do. Scary times indeed.
Forum: FIRE and Money 07-18-2020, 09:55 AM
Replies: 110
Views: 11,202
Posted By Olbidness
Iím no expert on early retirement as Iíve only...

Iím no expert on early retirement as Iíve only been doing it a short time but I think itís my nature to spend more during flush times and less during lean. I probably will be more likely to spend...
Forum: FIRE and Money 07-18-2020, 09:13 AM
Replies: 110
Views: 11,202
Posted By Olbidness
Thatís exactly what The data suggests, a variable...

Thatís exactly what The data suggests, a variable WR, and then fall back to pension during during bad times (2001 or 2008) then return to OWR. My mother does this instinctively.
Forum: FIRE and Money 07-18-2020, 08:32 AM
Replies: 110
Views: 11,202
Posted By Olbidness
I read a article by Wade Pfau that made the point...

I read a article by Wade Pfau that made the point that there was a SWR and OWR (optimal withdrawal rate) . His data showed the OWR would be 7% if the retiree had a stable income source of a pension...
Forum: FIRE and Money 07-17-2020, 06:32 PM
Replies: 18
Views: 1,011
Posted By Olbidness
I looked up the rate of return on the bond fund....

I looked up the rate of return on the bond fund. It shows average daily rate YTD 3.03???
Forum: Life after FIRE 07-17-2020, 03:57 PM
Replies: 24
Views: 2,106
Posted By Olbidness
Any gypsynesters?

I follow 2 blogs that Iíll use as a rough guide gocurrycracker for the international travels and weíretherussos for the domestic. Iím going to try and do a hybrid of the two.

I was able to travel...
Forum: FIRE and Money 07-17-2020, 12:43 PM
Replies: 18
Views: 1,011
Posted By Olbidness
The rates on bonds are very low but my hope is to...

The rates on bonds are very low but my hope is to at least equal the inflation rate.
Forum: FIRE and Money 07-17-2020, 12:19 PM
Replies: 18
Views: 1,011
Posted By Olbidness
Are short term govt bonds the same as cash?

For almost all of the time I have been investing I only invested in stocks or stock funds with a small MM account. Iíve been transferring stock funds to a short term government bond fund. Iím still...
Forum: FIRE and Money 07-15-2020, 06:12 PM
Replies: 18
Views: 1,011
Posted By Olbidness
Are short term govt bonds the same as cash?

Iíve been adjusting my AA out of S&P index and into short term government bonds. I see people posting their AA in terms of Stock/bonds/cash. Is there any difference in risk between government bonds...
Forum: Life after FIRE 07-15-2020, 07:50 AM
Replies: 103
Views: 6,692
Posted By Olbidness
I remember my first interview for an ISO9000...

I remember my first interview for an ISO9000 compliance audit, a company representative standing behind the auditor mouthing the answers to the questions like a stage mom.

SAP software so flawed...
Forum: COVID-19 | Containment Area 07-08-2020, 04:52 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
While I find the data interesting I donít see...

While I find the data interesting I donít see particular value in wallowing in it. My response to the information is my focus.

Acceptance of risk is not the same as not taking the situation...
Forum: COVID-19 | Containment Area 07-07-2020, 01:21 PM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Wow, itís getting really scary in Texas!

Not close to being overwhelmed at the moment.

There are many regional medical facilities that are capable of handling COVID cases. My choice is Clear Lake where several of my doctors have treated...
Forum: COVID-19 | Containment Area 07-07-2020, 10:43 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
I think most Texans could find Houston.

I think most Texans could find Houston.
Forum: COVID-19 | Containment Area 07-07-2020, 10:30 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Complex problems are often overcome by series of...

Complex problems are often overcome by series of imperfect solutions. We have not yet brought the full weight of this country to bear on this problem. While the current state of infection,...
Forum: COVID-19 | Containment Area 07-07-2020, 09:52 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
For every solution there is a problem.

For every solution there is a problem.
Forum: COVID-19 | Containment Area 07-07-2020, 09:42 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Wow, itís getting really scary in Texas!

I think the admissions to the ship were mismanaged. They were to accept non-COVID cases to open up beds on shore.
Hopefully if called into service they will have learned from that experience.

The...
Forum: COVID-19 | Containment Area 07-07-2020, 08:59 AM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Or sail a military hospital ship into Houston....

Or sail a military hospital ship into Houston. Just like they did in NY.
Forum: COVID-19 | Containment Area 07-05-2020, 12:11 PM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Iíll never be able to see Will Ferrell and not...

Iíll never be able to see Will Ferrell and not think of that song.
Forum: Life after FIRE 07-01-2020, 08:42 AM
Replies: 43
Views: 2,659
Posted By Olbidness
Purging the house

I donated a pickup truck to the Red Cross which had a value of 3k. My grandparents told the story of them surviving a tornado with nothing but the clothes on their backs. The Red Cross was there...
Forum: Life after FIRE 06-30-2020, 07:20 PM
Replies: 43
Views: 2,659
Posted By Olbidness
Purging the house

Watch an episode of Hoarders, it really motivates me.
Forum: COVID-19 | Containment Area 06-30-2020, 05:09 PM
Replies: 1,910
Views: 108,080
Posted By Olbidness
Donít fear the reaper.

Donít fear the reaper.
Forum: Travel Information 06-29-2020, 09:15 PM
Replies: 77
Views: 5,428
Posted By Olbidness
Teardrop trailers

I see the comparison between hotels and RV often but to my mind it misses some facts. When you travel by RV you can have your bathroom, kitchen and bed with you at all times. Then thereís the amount...
Forum: Life after FIRE 06-29-2020, 06:33 PM
Replies: 24
Views: 2,106
Posted By Olbidness
Any gypsynesters?

I am currently living full time in my RV. My plan is to do combination of domestic and international travel. I have a secure place to store the RV when I travel internationally.
Of course all plans...
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