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Forum: FIRE and Money Yesterday, 10:44 AM
Replies: 41
Views: 1,570
Posted By GTFan
I also have a mid-90s heat pump and know the days...

I also have a mid-90s heat pump and know the days are numbered. But my understanding (from my father-in-law who used to teach HVAC) is that I'd have to do a full replacement including air handler,...
Forum: FIRE and Money Yesterday, 10:01 AM
Replies: 103
Views: 3,908
Posted By GTFan
Some points have been very good over time -...

Some points have been very good over time - Membership Rewards, Ultimate Rewards etc. I try to earn mostly Chase URs because their redemption value can easily be 2cents per point or more (been that...
Forum: Stock Picking and Market Strategy 01-15-2021, 11:23 AM
Replies: 67
Views: 4,608
Posted By GTFan
Given current events in the US I'd say it's a...

Given current events in the US I'd say it's a prudent move to diversify some of a portfolio offshore. Mine has stayed around 25-30% for years now and yeah it's underperformed, but I'm not changing...
Forum: Other topics 01-14-2021, 10:03 AM
Replies: 322
Views: 10,527
Posted By GTFan
And they get those recruits because few other...

And they get those recruits because few other teams get the playoff exposure these guys do, plus the Saban mystique/record. And they're the best team in the best conference (on average).

The rich...
Forum: FIRE and Money 01-14-2021, 09:35 AM
Replies: 103
Views: 3,908
Posted By GTFan
You'd be surprised how much money you can make...

You'd be surprised how much money you can make off CC bonuses alone, you don't have to charge near as much as you're saying to make a good chunk (points can be resold in the grey market, for...
Forum: Other topics 01-12-2021, 11:17 AM
Replies: 322
Views: 10,527
Posted By GTFan
OSU's defense was horrible last night, tons of...

OSU's defense was horrible last night, tons of Bama catches made with receivers running wild through the secondary. There's no way Fields could've made up for that poor play.
Forum: Other topics 01-10-2021, 09:39 PM
Replies: 322
Views: 10,527
Posted By GTFan
Doesn't change the fact that some P5 conference...

Doesn't change the fact that some P5 conference champs (i.e. entire regions of the country) are shut out, as are arguably deserving teams like A&M that would've been a better pick than ND this year...
Forum: Other topics 01-10-2021, 10:44 AM
Replies: 322
Views: 10,527
Posted By GTFan
Yeah he probably shouldn't have mentioned...

Yeah he probably shouldn't have mentioned specific coaches, but it's really about what Herbstreit said initially - the same handful of teams will be in the playoffs years from now (with little else)...
Forum: Other topics 01-09-2021, 09:45 AM
Replies: 322
Views: 10,527
Posted By GTFan
They earn it by expanding the playoffs to include...

They earn it by expanding the playoffs to include the G5. There is no other way with the P5 regime calling the CFP shots now.
...
Forum: Other topics 01-07-2021, 03:05 PM
Replies: 322
Views: 10,527
Posted By GTFan
We'll never know because they never get a chance...

We'll never know because they never get a chance same for all the good G5 teams. I think Cincy could've hung in just as well as ND did against Bama, frex, but no I don't think they'd win.

At this...
Forum: Other topics 01-03-2021, 09:04 AM
Replies: 322
Views: 10,527
Posted By GTFan
He made a good point about ND though, the CFP...

He made a good point about ND though, the CFP wanted them in it but every time ND shows that they don't belong there.
Forum: Other topics 01-02-2021, 11:04 AM
Replies: 322
Views: 10,527
Posted By GTFan
Yeah but I think you were implying that you can't...

Yeah but I think you were implying that you can't rank teams/conferences and that's just not true, you look at the body of work and then you can generally say where P5 vs. G5 falls. E.g. does anyone...
Forum: Other topics 01-01-2021, 10:50 AM
Replies: 322
Views: 10,527
Posted By GTFan
On the flip side, Houston and UCF both won bowls...

On the flip side, Houston and UCF both won bowls against P5 teams in recent years.

But yeah I agree that there is a tier between the upper end of the P5 and everyone else. I don't agree with...
Forum: Other topics 12-27-2020, 09:19 AM
Replies: 322
Views: 10,527
Posted By GTFan
Good? Who knows this year when non-conference...

Good? Who knows this year when non-conference games were all but eliminated? And when teams like OSU only play six games in what turned out to be a craptacular Big10 and still get in the CFP?

We...
Forum: Other topics 12-26-2020, 09:59 AM
Replies: 322
Views: 10,527
Posted By GTFan
We'll just have to agree to disagree. Cincy...

We'll just have to agree to disagree. Cincy deserved it this year over, say ND. They dominated everyone. This was a unique year where they should've been given a shot but no G5 team gets one no...
Forum: Other topics 12-26-2020, 09:59 AM
Replies: 322
Views: 10,527
Posted By GTFan
Revenue for the P5, sure. Everyone else gets to...

Revenue for the P5, sure. Everyone else gets to pound sand.
Forum: Other topics 12-24-2020, 10:06 AM
Replies: 322
Views: 10,527
Posted By GTFan
As I said, good G5 teams have beaten good P5...

As I said, good G5 teams have beaten good P5 teams in bowls. But we'll never know in the CFP if a #7 or 8 could win because the P5 won't let it happen.
Forum: FIRE and Money 12-22-2020, 11:09 AM
Replies: 49
Views: 3,058
Posted By GTFan
Yes, a lot of MegaCorps like the one I retired...

Yes, a lot of MegaCorps like the one I retired from do self-insurance, where the insurance company just handles the claims but the corp pays the bills. So they're not covered by state regulators (a...
Forum: Health and Early Retirement 12-22-2020, 10:55 AM
Replies: 94
Views: 5,296
Posted By GTFan
A 'bias' based on facts? This isn't the fake...

A 'bias' based on facts? This isn't the fake news you're looking for.
Forum: Other topics 12-22-2020, 10:52 AM
Replies: 322
Views: 10,527
Posted By GTFan
Damn shame that the Power5 want to keep all the...

Damn shame that the Power5 want to keep all the money in the CFP, as Herbstreit pointed out we're stuck with the same half-dozen or so teams every year because they won't expand to eight. Good teams...
Forum: Health and Early Retirement 12-20-2020, 11:00 AM
Replies: 94
Views: 5,296
Posted By GTFan
Gotta love the folks here saying we're haters...

Gotta love the folks here saying we're haters just by pointing out the risks and lifestyle restrictions inherent in these plans.

Facts are what they are, there's no emotion involved. It's a...
Forum: FIRE and Money 12-19-2020, 10:20 AM
Replies: 15
Views: 797
Posted By GTFan
Yep I've used TT free online for the past few...

Yep I've used TT free online for the past few years but the AGI limits are very low, think it was $33k last year. You do get all the forms if you qualify and it's easy to use.

Credit Karma still...
Forum: Technology, Media & e-Gadgets 12-19-2020, 10:14 AM
Replies: 3,734
Views: 256,225
Posted By GTFan
What pisses me off is Comcast jacking the RSN fee...

What pisses me off is Comcast jacking the RSN fee every year because they're heavily in the RSN business themselves, forcing everyone to pay for it. These channels should've been moved to the sports...
Forum: Health and Early Retirement 12-17-2020, 10:02 AM
Replies: 94
Views: 5,296
Posted By GTFan
In the meantime you could be on the hook for...

In the meantime you could be on the hook for multiple $100k's of treatment. Not saying it's likely, just possible.

I had to LOL at the 'moral & ethical' requirements of membership in that pdf. ...
Forum: Other topics 12-17-2020, 09:57 AM
Replies: 25
Views: 919
Posted By GTFan
Exactly, this has Mustang II written all over it...

Exactly, this has Mustang II written all over it marketing-wise.
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