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Forum: FIRE and Money 07-21-2021, 09:01 AM
Replies: 80
Views: 4,872
Posted By someguy
Using 6 years post law school at $70K savings...

Using 6 years post law school at $70K savings year, around $500K of your $1.5M is money you've saved, with the remaining $1M inherited? Are your current expenses around $70K/year (assuming $200K -...
Forum: Technology, Media & e-Gadgets 05-30-2021, 07:21 AM
Replies: 23
Views: 1,280
Posted By someguy
Wyze is American, but they are using inexpensive...

Wyze is American, but they are using inexpensive Xiaomi (Chinese) cameras.
Forum: FIRE and Money 05-17-2021, 07:34 AM
Replies: 14
Views: 686
Posted By someguy
Have you carefully read the details of each...

Have you carefully read the details of each policy? Some of those plans vary widely. I know you want to make sure it's "own occ" so that you aren't disqualified because you can't do your original...
Forum: Other topics 05-14-2021, 07:45 AM
Replies: 142
Views: 6,278
Posted By someguy
Go for it, as long as it's a turbo or turbo S :)

Go for it, as long as it's a turbo or turbo S :)
Forum: Hi, I am... 05-13-2021, 03:20 PM
Replies: 14
Views: 974
Posted By someguy
I agree with what others have said. I also would...

I agree with what others have said. I also would add that I got an average 2007-2021 savings of $18K per year (assuming the $70K of current cash was saved, not inherited/etc), and that is ignoring...
Forum: FIRE and Money 05-13-2021, 03:11 PM
Replies: 85
Views: 6,657
Posted By someguy
It must be differences in deductions? ADP take...

It must be differences in deductions? ADP take home calculator shows $4,145 less take home per year in CA vs WI on $150K. The difference jumps to $8,410 for CA vs WI-neighbor IN.
Forum: FIRE and Money 05-11-2021, 12:59 PM
Replies: 51
Views: 4,427
Posted By someguy
I've always found it cheaper to do the minimum...

I've always found it cheaper to do the minimum (but usually high) coverage plus an umbrella than to just jack up the basic coverage.

If your son is living at home, I would still put that under...
Forum: FIRE and Money 05-11-2021, 12:43 PM
Replies: 85
Views: 6,657
Posted By someguy
This.

This.
Forum: COVID-19 | Containment Area 05-07-2021, 07:37 AM
Replies: 332
Views: 17,587
Posted By someguy
I didn't look extensively, but I think you've...

I didn't look extensively, but I think you've misinterpreted the 27 number you received. It doesn't appear to be a 27% chance of catching COVID but rather simply a risk score on a scale of 100. ...
Forum: COVID-19 | Containment Area 05-02-2021, 09:22 AM
Replies: 1,063
Views: 58,134
Posted By someguy
So then the total protected number is currently...

So then the total protected number is currently somewhere between the number vaccinated and that plus number infected+recovered. Coming soon, that plus the number of under 16s that will get...
Forum: COVID-19 | Containment Area 05-02-2021, 08:07 AM
Replies: 1,063
Views: 58,134
Posted By someguy
Thankfully, the mRNA vaccines can be adapted very...

Thankfully, the mRNA vaccines can be adapted very quickly and easily, although that obviously still leaves out folks who want to but can't get vaccinated.

Have you seen stats on vaccinated plus...
Forum: COVID-19 | Containment Area 05-02-2021, 08:03 AM
Replies: 1,063
Views: 58,134
Posted By someguy
I think the difference is that some people cannot...

I think the difference is that some people cannot get a vaccine (eg, those under 16 or those with certain contraindicating health issues) but virtually everyone can wear a mask.
Forum: COVID-19 | Containment Area 04-29-2021, 10:32 AM
Replies: 1,063
Views: 58,134
Posted By someguy
HIPAA requires keepers/users (eg, health...

HIPAA requires keepers/users (eg, health providers) of patient health data to protect it. It doesn't cover asking a provider if he/she is vaccinated. There are also exceptions/exemptions in place...
Forum: COVID-19 | Containment Area 04-29-2021, 10:26 AM
Replies: 1,063
Views: 58,134
Posted By someguy
What type of massage did you receive? IMO/IME,...

What type of massage did you receive? IMO/IME, "Swedish Style" and some of the others are pretty useless and sometimes annoying. But firm therapeutic or deep tissue is amazing, although it's also a...
Forum: Other topics 04-24-2021, 07:19 AM
Replies: 1,053
Views: 49,502
Posted By someguy
The model 3 and Y have a surprising amount of...

The model 3 and Y have a surprising amount of space, especially head room. More, IMO, than the much larger model S.

The VW id4 and Mach E are worth sitting in. Also, the RAV4 Prime plug in...
Forum: Other topics 04-12-2021, 09:15 AM
Replies: 24
Views: 1,897
Posted By someguy
In at least some states, there's a uniform offer...

In at least some states, there's a uniform offer template and it includes the % down. There are a lot of all-cash no-contingency offers going, again at least in some states.

I think using...
Forum: FIRE and Money 02-02-2021, 11:39 AM
Replies: 18
Views: 974
Posted By someguy
The main factor is the risk and hassle. Hard...

The main factor is the risk and hassle. Hard pass!
Forum: FIRE and Money 02-02-2021, 11:28 AM
Replies: 13
Views: 837
Posted By someguy
Cost basis: SpecID (Specific ID) vs average cost

Has anyone run an analysis of $ using specID vs average cost? What I'm really interested in is some kind of idea of the total net difference. Obviously, specID is a superior method to average cost,...
Forum: Other topics 02-02-2021, 08:15 AM
Replies: 72
Views: 2,676
Posted By someguy
Many of the current cars have their own...

Many of the current cars have their own cellular/data connections which can relay telemetry and other data back to the manufacturer. Eventually, this will be a valuable revenue stream for...
Forum: COVID-19 | Containment Area 01-27-2021, 09:59 AM
Replies: 771
Views: 50,632
Posted By someguy
It's also possible the wife and/or daughter...

It's also possible the wife and/or daughter either already had (presumably asymptomatic) COVID. Or have it asymptomatically now if they aren't being periodically tested.
Forum: FIRE and Money 01-27-2021, 09:45 AM
Replies: 246
Views: 15,346
Posted By someguy
In at least some states, you can get a dealer...

In at least some states, you can get a dealer license and avoid that. I know several who have done that, and it also gives you the ability to get cars yourself from Manheim etc. I don't know what...
Forum: Other topics 01-27-2021, 08:09 AM
Replies: 29
Views: 1,237
Posted By someguy
+1 on this. Such a simple and relatively...

+1 on this. Such a simple and relatively inexpensive option. Some now are even cell network connected, so as long as your car is parked somewhere with cell phone coverage, you can use your phone to...
Forum: Other topics 01-27-2021, 07:57 AM
Replies: 61
Views: 3,563
Posted By someguy
Nice! That is some steep depreciation --...

Nice! That is some steep depreciation -- Cadillac or German maybe?
Forum: Other topics 01-26-2021, 06:38 PM
Replies: 61
Views: 3,563
Posted By someguy
Also, last I knew, they got standard commission...

Also, last I knew, they got standard commission regardless of direct purchase by consumer or via lessor. And a lease pretty much guarantees constant sales.
Forum: Other topics 01-24-2021, 07:17 PM
Replies: 61
Views: 3,563
Posted By someguy
It's possible. For example, for quite a while,...

It's possible. For example, for quite a while, there were amazing deals on the all-electric Nissan Leaf. Roughly $150/mo, 24 mo, 10K miles/year on a car stickering mid $30s. Also, for several...
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