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Search: Posts Made By: clobber
Forum: FIRE and Money Today, 04:10 AM
Replies: 10
Views: 451
Posted By clobber
For pay raises, you can look up the historical...

For pay raises, you can look up the historical values. I calculate the average since 1975 to be 3.3% and over the last 10 years to be 1.3%. You will also need to take promotions into account.

As...
Forum: Other topics Yesterday, 07:26 AM
Replies: 55
Views: 1,379
Posted By clobber
Personal opinion: I hate bathrooms where the...

Personal opinion: I hate bathrooms where the toilet is next to the tub. Who on earth wants to take a bath with their head next to the toilet (as many have done their whole life). Taking it a step...
Forum: Travel Information 07-20-2021, 07:00 AM
Replies: 49
Views: 2,886
Posted By clobber
Yes, this was my point. And I do appreciate the...

Yes, this was my point. And I do appreciate the suggestions.
Forum: Travel Information 07-12-2021, 03:40 AM
Replies: 49
Views: 2,886
Posted By clobber
Kitchen is preferred.

Kitchen is preferred.
Forum: Travel Information 07-11-2021, 05:23 AM
Replies: 49
Views: 2,886
Posted By clobber
Yes - I'm looking at New Orleans for sure. Could...

Yes - I'm looking at New Orleans for sure. Could really use some specifics.
Forum: Travel Information 07-11-2021, 05:22 AM
Replies: 49
Views: 2,886
Posted By clobber
Thanks, but for this ask it is USA only.

Thanks, but for this ask it is USA only.
Forum: Travel Information 07-10-2021, 05:43 PM
Replies: 49
Views: 2,886
Posted By clobber
Mainly kicking back is the answer. And it starts...

Mainly kicking back is the answer. And it starts by not spending the next 4 weeks searching through various websites and stressing out about it. Thats why Im looking for specific places. Utah is...
Forum: Travel Information 07-10-2021, 05:33 PM
Replies: 49
Views: 2,886
Posted By clobber
This is exactly my request. No, I dont expect...

This is exactly my request. No, I dont expect people to search Airbnb or Vrbo for me. I'm asking for specific places that people have been and really enjoyed. I know Maui is nice. I know Florida is...
Forum: Travel Information 07-10-2021, 07:52 AM
Replies: 49
Views: 2,886
Posted By clobber
I am familiar with the area. Can you recommend a...

I am familiar with the area. Can you recommend a specific location/rental/condo/house?
Forum: Travel Information 07-10-2021, 06:39 AM
Replies: 49
Views: 2,886
Posted By clobber
Tell me where to stay mid-Oct to mid-Nov?

I need to go somewhere in USA for a month or a little more, preferably warm or warm-ish. Can anyone recommend a specific place? Not just a general area, but a specific place (hotel, house, condo,...
Forum: Technology, Media & e-Gadgets 06-18-2021, 12:15 AM
Replies: 37
Views: 1,390
Posted By clobber
If you travel with an FireTVStick, Roku, etc it...

If you travel with an FireTVStick, Roku, etc it can be very difficult to use in a hotel. Many hotels have the login page which is hard to get past with those TV devices. If you connect it to your own...
Forum: Other topics 06-02-2021, 04:13 AM
Replies: 12
Views: 877
Posted By clobber
Thanks for that info

Thanks for that info
Forum: Other topics 05-30-2021, 04:06 PM
Replies: 43
Views: 3,079
Posted By clobber
NPR/Planet Money did an episode on this. Listen...

NPR/Planet Money did an episode on this. Listen or read the transcript here. (https://www.npr.org/transcripts/606517326)
Forum: Other topics 05-30-2021, 12:18 AM
Replies: 12
Views: 877
Posted By clobber
Compiling List of Interesting/Unique Living Locations

I'm a while from retirement, but always on the hunt for interesting/unique possible locations and properties (I'm not tied to any particular location.) Sometimes I just stumble on places, but I...
Forum: Stock Picking and Market Strategy 05-07-2021, 05:46 AM
Replies: 26
Views: 3,165
Posted By clobber
I have a completely different take on the decade....

I have a completely different take on the decade. For me it was "The Winning Years." Attached is a graph I created taken directly from my investing records.

Obviously the X axis is time, and I...
Forum: FIRE and Money 05-07-2021, 03:17 AM
Replies: 12
Views: 1,372
Posted By clobber
In 2021 - Is 60/40 the Same as 60/Cash

I understand that 60(equities)/40(bonds) might not be what it used to be. But these days, how is different than replacing the bonds with cash in a savings account?

Stated another way, if I have...
Forum: Other topics 04-25-2021, 05:54 AM
Replies: 18
Views: 742
Posted By clobber
$250-$750 Practical Gift

Looking to give a gift to relatives who have recently helped us out (non-monetary). Would like to find something really nice and practical. Only idea I can come up with is a nice espresso machine....
Forum: FIRE and Money 04-09-2021, 05:04 PM
Replies: 11
Views: 874
Posted By clobber
I think you got it right. Captal Gains do get...

I think you got it right. Captal Gains do get added into your AGI and taxable income. However, they get pulled back out when actually calculating the tax owed.



+1 - Specifically on the...
Forum: Other topics 04-03-2021, 05:24 AM
Replies: 7
Views: 344
Posted By clobber
Oops, thanks. Thanks you for pointing...

Oops, thanks.



Thanks you for pointing this out. Can you elaborate on why this might matter in this situation? Can you elaborate on why this would matter in any situation? Not being familiar...
Forum: Other topics 04-03-2021, 02:04 AM
Replies: 7
Views: 344
Posted By clobber
DD Internship - Taxes, 401(k), Support Test, Jump Start

Full-time student and my dependent DD has lined up an internship for the summer. I figure someone here has been through these issues. Found some tidbits in other threads but would like to hear your...
Forum: FIRE and Money 04-02-2021, 03:23 AM
Replies: 7
Views: 767
Posted By clobber
Well - have a look at Retiree Portfolio Model...

Well - have a look at Retiree Portfolio Model (https://www.bogleheads.org/wiki/Retiree_Portfolio_Model) from over at Bogleheads. I've only been playing around with it. It won't simply calculate the...
Forum: Stock Picking and Market Strategy 03-21-2021, 04:19 PM
Replies: 32
Views: 2,418
Posted By clobber
I guess he read my post above.

I guess he read my post above.
Forum: Other topics 03-19-2021, 09:29 PM
Replies: 83
Views: 4,759
Posted By clobber
I found this thread very interesting. I was...

I found this thread very interesting. I was expecting people to have more subscriptions in common. Only Music Lover and seem to have some overlap.

Rick Beato: Amazing. Primarily check out any of...
Forum: Stock Picking and Market Strategy 03-16-2021, 08:07 PM
Replies: 7
Views: 518
Posted By clobber
TD Ameritrade has a very good options course in...

TD Ameritrade has a very good options course in their education center.

Once you understand a little bit, Don Kaufman has some good videos on how to actually do stuff in ThinkORSwim trading...
Forum: Other topics 03-07-2021, 12:34 AM
Replies: 2
Views: 291
Posted By clobber
DoD SMART Scholarship - 1st Hand Experience?

Per the subject, anyone have first-hand experience with the DoD SMART Scholarship? I'd like to hear how it worked out and any challenges.
Showing results 1 to 25 of 329

 
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