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Forum: Life after FIRE Yesterday, 06:39 AM
Replies: 381
Views: 29,052
Posted By Out of Steam
Bedroom ceiling fan didn't last nearly that long,...

Bedroom ceiling fan didn't last nearly that long, label says 2010. Harbor Breeze brand from Lowe's.
Forum: Life after FIRE 07-25-2021, 09:07 PM
Replies: 381
Views: 29,052
Posted By Out of Steam
I took down our bedroom ceiling fan because it...

I took down our bedroom ceiling fan because it was starting to get noisy. I dropped some oil into the outside of the main shaft, top and bottom. Let it sit for about an an hour and added...
Forum: FIRE and Money 07-24-2021, 01:13 PM
Replies: 118
Views: 8,869
Posted By Out of Steam
My wife and I retired at 58 and 60. Had...

My wife and I retired at 58 and 60.

Had hoped to retire at 55 when I was younger, but did the math when our daughter was born and realized that wouldn't be possible. :)
Forum: Other topics 07-24-2021, 01:06 PM
Replies: 75
Views: 1,866
Posted By Out of Steam
Tokyo is on the same latitude as North Carolina,...

Tokyo is on the same latitude as North Carolina, and with a north-flowing ocean current like the US East Coast, I understand the climate is similar.
Forum: Other topics 07-24-2021, 10:13 AM
Replies: 84
Views: 5,844
Posted By Out of Steam
Easy access to BWI Airport is one of the things...

Easy access to BWI Airport is one of the things we will miss most about leaving Maryland, though it's been largely irrelevant because of the pandemic.
Forum: Other topics 07-24-2021, 10:09 AM
Replies: 84
Views: 5,844
Posted By Out of Steam
The tax friendliness of Pennsylvania for seniors...

The tax friendliness of Pennsylvania for seniors was a draw for me, as well as being within a day trip of family. But the areas we liked within an hour of Philadelphia proved too expensive, and the...
Forum: Life after FIRE 07-21-2021, 01:08 PM
Replies: 1,677
Views: 104,191
Posted By Out of Steam
I'm refinishing a dresser that we will use in the...

I'm refinishing a dresser that we will use in the house once our daughter moves out at the end of the month.

What I learned is that sandpaper can go bad, or just not work. The medium grit paper I...
Forum: Health and Early Retirement 07-21-2021, 12:58 PM
Replies: 40
Views: 1,560
Posted By Out of Steam
I believe that much of this is disingenuous, to...

I believe that much of this is disingenuous, to convince people that Social Security, Medicare, pensions, etc. cannot possibly be funded. We hear all the time that "when these programs were...
Forum: Stock Picking and Market Strategy 07-19-2021, 03:06 PM
Replies: 73
Views: 3,879
Posted By Out of Steam
They really are historical bookends. Of course,...

They really are historical bookends. Of course, 1979 was near the bottom of what would be a 25 year market trough in inflation-adjusted terms.
Forum: Stock Picking and Market Strategy 07-19-2021, 01:01 PM
Replies: 73
Views: 3,879
Posted By Out of Steam
Perhaps Dow 36,000 won't happen in this market...

Perhaps Dow 36,000 won't happen in this market cycle either.

https://en.wikipedia.org/wiki/Dow_36,000
Forum: FIRE and Money 07-19-2021, 12:57 PM
Replies: 83
Views: 4,945
Posted By Out of Steam
I know that a substantial portion of our forum...

I know that a substantial portion of our forum members believe that a hyperinflation scenario in the US is fairly likely. I disagree, there's simply too much production capacity for every conceivable...
Forum: FIRE and Money 07-19-2021, 12:38 PM
Replies: 69
Views: 5,416
Posted By Out of Steam
To avoid having to time a stock sale, I have set...

To avoid having to time a stock sale, I have set up a monthly Roth conversion. I'm slightly ambivalent since it is at the 22% Federal tax bracket and most taxes are coming from the balance, but...
Forum: Other topics 07-17-2021, 07:19 PM
Replies: 84
Views: 5,844
Posted By Out of Steam
We didn't retire to the Delaware shore, or to...

We didn't retire to the Delaware shore, or to several different areas in Southeastern PA. Two of the Pennsylvania areas proved too expensive, and limited medical care was the biggest issue in...
Forum: Life after FIRE 07-16-2021, 04:45 PM
Replies: 95
Views: 7,060
Posted By Out of Steam
There are adjustments all of us have to make in...

There are adjustments all of us have to make in retirement, and I haven't filled out the set of activities and hobbies to use my time enjoyably. My wife is doing some part-time work from home with...
Forum: Other topics 07-16-2021, 03:08 PM
Replies: 1,053
Views: 49,504
Posted By Out of Steam
What I smell is a publicity stunt. :laugh:...

What I smell is a publicity stunt. :laugh: Relatively harmless as such things go.
Forum: Life after FIRE 07-16-2021, 01:05 PM
Replies: 1,677
Views: 104,191
Posted By Out of Steam
Had one of my wife's former co-workers visit...

Had one of my wife's former co-workers visit yesterday as she was passing through town. She had some sad news to report about her life.

Raised one of our retirement account draws to give us about...
Forum: FIRE and Money 07-16-2021, 08:05 AM
Replies: 113
Views: 9,159
Posted By Out of Steam
I've long thought that there should be a system...

I've long thought that there should be a system to make it easier for people to serve in policing for a term of a few years and move on, similar to the military, with assistance in transferring to...
Forum: Life after FIRE 07-14-2021, 09:12 PM
Replies: 1,312
Views: 102,965
Posted By Out of Steam
Agree, the arrangements and restrictions for...

Agree, the arrangements and restrictions for legal tourist travel to Europe this year look like something I don't want to try and figure out.

We're planning a late fall trip to the Southwestern...
Forum: FIRE and Money 07-14-2021, 12:35 PM
Replies: 156
Views: 8,388
Posted By Out of Steam
We don't own any individual stocks. Barring some...

We don't own any individual stocks. Barring some major market move, no more than quarterly.
Forum: Life after FIRE 07-13-2021, 05:51 AM
Replies: 1,677
Views: 104,191
Posted By Out of Steam
In a configuration recalling the Civil War...

In a configuration recalling the Civil War defenses of Washington, DC, Cracker Barrel restaurants are arrayed in a circle about 30 miles from the city.
Forum: Stock Picking and Market Strategy 07-13-2021, 05:20 AM
Replies: 53
Views: 3,295
Posted By Out of Steam
We pulled back our stock allocation last year and...

We pulled back our stock allocation last year and have enough money out of the market (TIAA Traditional, inflation-linked bonds) to meet our income requirements.

We'll stay put.
Forum: FIRE and Money 07-13-2021, 05:12 AM
Replies: 439
Views: 39,647
Posted By Out of Steam
There are houses for sale on the blocks at each...

There are houses for sale on the blocks at each side of ours. Even though prices seem reasonable, both have been for sale for a couple of weeks without contracts.

It's likely because it's too hot...
Forum: Other topics 07-12-2021, 10:17 AM
Replies: 362
Views: 19,555
Posted By Out of Steam
We retired and bought a house in a less expensive...

We retired and bought a house in a less expensive suburban area that isn't a conventional retirement destination. While we are living modestly while waiting for Social Security eligibility, a few...
Forum: Other topics 07-12-2021, 10:05 AM
Replies: 24
Views: 764
Posted By Out of Steam
As often as not, vacation/beach homes are sold...

As often as not, vacation/beach homes are sold fully furnished.

My wife and I were the first to use a friend's home after she bought it. The dining table was set, and several large plants were...
Forum: FIRE and Money 07-10-2021, 10:06 AM
Replies: 57
Views: 4,765
Posted By Out of Steam
On a more serious note, interest in stock...

On a more serious note, interest in stock investment by people who aren't normally picking stocks has been about as good a sell signal as exists.
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