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Search: Posts Made By: ZachTB
Forum: Other topics 06-19-2021, 01:58 PM
Replies: 84
Views: 6,470
Posted By ZachTB
Similar reaction for me; but then again, my...

Similar reaction for me; but then again, my parents were the type discussed in the book. It seemed to me that the authors were marveling at the fact that millionaires weren't conspicuous consumers!
...
Forum: Stock Picking and Market Strategy 06-19-2021, 01:40 PM
Replies: 22
Views: 2,420
Posted By ZachTB
I hope I didn't communicate that impression! ...

I hope I didn't communicate that impression!

It's more along the lines of Dalio's observations that when an empire falls, it's rarely pretty. I believe he said it was the Netherlands that handled...
Forum: Stock Picking and Market Strategy 06-19-2021, 01:33 PM
Replies: 22
Views: 2,420
Posted By ZachTB
In the book itself, Dalio did say that he ran his...

In the book itself, Dalio did say that he ran his ideas past several historians and he made revisions based on their notes. Perhaps he just wasn't talking to the right people!
Forum: Stock Picking and Market Strategy 06-19-2021, 01:31 PM
Replies: 22
Views: 2,420
Posted By ZachTB
OK thank you for clarifying; that makes a lot of...

OK thank you for clarifying; that makes a lot of sense! I guess that means I'm also dipping my toes into the 'flexible asset allocation' waters :)
Forum: Stock Picking and Market Strategy 05-30-2021, 12:56 PM
Replies: 22
Views: 2,420
Posted By ZachTB
Instead of "decline," perhaps I should say I...

Instead of "decline," perhaps I should say I perceive America's "declining influence" or "declining power," which is not necessarily the same as economic decline. Indeed, I 'bought the dip' during...
Forum: Stock Picking and Market Strategy 05-30-2021, 12:30 PM
Replies: 22
Views: 2,420
Posted By ZachTB
That's an interesting point! Right now,...

That's an interesting point!

Right now, they do look like the clearest threat to American supremacy. I suppose we'll see what happens to them once their population starts to decline. Will they be...
Forum: Stock Picking and Market Strategy 05-30-2021, 12:24 PM
Replies: 22
Views: 2,420
Posted By ZachTB
Thanks--this is a good reminder that potential...

Thanks--this is a good reminder that potential doesn't always get realized. I guess that's the point of diversification (both within a single country and between countries). I just bought shares in...
Forum: Technology, Media & e-Gadgets 05-30-2021, 11:49 AM
Replies: 38
Views: 1,666
Posted By ZachTB
@ownyourfuture Glad everything's working for...

@ownyourfuture

Glad everything's working for you now!

Still, now might be a good time to check out alternatives. If you really like Apple's software, I understand that there's a way to install...
Forum: Stock Picking and Market Strategy 05-26-2021, 11:54 AM
Replies: 22
Views: 2,420
Posted By ZachTB
Nah, not really...but I suppose he assumes he's...

Nah, not really...but I suppose he assumes he's speaking to an audience that already knows what to do with those broad views.

Or perhaps he intentionally keeps it broad, and just answers questions...
Forum: Stock Picking and Market Strategy 05-26-2021, 11:52 AM
Replies: 22
Views: 2,420
Posted By ZachTB
Thanks Triangle, I have seen that video. That's...

Thanks Triangle, I have seen that video. That's what prompted me to look into his work a bit more; hence why I found The Changing World Order :)

>Is being too early the same thing as being wrong?...
Forum: Stock Picking and Market Strategy 05-26-2021, 11:19 AM
Replies: 22
Views: 2,420
Posted By ZachTB
Thanks for the recommendation! Asimov is...

Thanks for the recommendation! Asimov is obviously a legend; I'll have to check it out :)
Forum: Technology, Media & e-Gadgets 05-24-2021, 01:18 PM
Replies: 38
Views: 1,666
Posted By ZachTB
My 2 cents for the OP: Zorin OS got me...

My 2 cents for the OP:

Zorin OS got me 'into' Linux, but Linux Mint is my personal favorite. I've tried both, and had mixed results as far as hardware compatibility on my older laptops. Mint is...
Forum: Stock Picking and Market Strategy 05-24-2021, 12:48 PM
Replies: 22
Views: 2,420
Posted By ZachTB
Anybody read Ray Dalio's latest?

It's called "The Changing World Order" and is currently available at https://www.principles.com/the-changing-world-order/.

In this series, Dalio studies the cycles of several empires throughout...
Forum: FIRE and Money 05-14-2021, 11:05 AM
Replies: 21
Views: 1,307
Posted By ZachTB
That is definitely a good sign! Yeah,...

That is definitely a good sign!



Yeah, LivingAFI retired very, very early, which may make quite a bit of difference.



I also have a Master's degree, and based on my observations, I think...
Forum: FIRE and Money 05-14-2021, 10:47 AM
Replies: 47
Views: 5,396
Posted By ZachTB
That makes a lot of sense :)

That makes a lot of sense :)
Forum: FIRE and Money 05-11-2021, 10:55 AM
Replies: 21
Views: 1,307
Posted By ZachTB
Perhaps your brain is trying to warn you that...

Perhaps your brain is trying to warn you that early retirement won't necessarily be nothing but rainbows and sunshine?

I think this is relevant to this thread:...
Forum: FIRE and Money 05-11-2021, 10:45 AM
Replies: 47
Views: 5,396
Posted By ZachTB
Raygun99 - it's definitely a complex topic, and...

Raygun99 - it's definitely a complex topic, and I'm not sure it's possible to overthink it!

There are books on estate planning (not very interesting, I'm sure), but a better approach might...
Forum: Health and Early Retirement 05-11-2021, 10:40 AM
Replies: 191
Views: 17,041
Posted By ZachTB
Thanks for sharing, KevinK!

Thanks for sharing, KevinK!
Forum: Life after FIRE 02-24-2021, 12:24 PM
Replies: 180
Views: 12,466
Posted By ZachTB
I'm reminded of the term "Stealth Wealth." Think...

I'm reminded of the term "Stealth Wealth." Think I first saw it on Financial Samurai, but I like this interview with an anonymous doctor: https://www.iwillteachyoutoberich.com/blog/stealth-wealth/
...
Forum: FIRE and Money 02-20-2021, 11:53 AM
Replies: 72
Views: 3,684
Posted By ZachTB
@aja8888 - glad your problem was resolved! An...

@aja8888 - glad your problem was resolved! An interesting question.

@Ready - yikes! Fidelity thought they gave you $20K and you didn't actually receive anything?! Now we're in the sticky...
Forum: FIRE and Money 02-06-2021, 02:26 PM
Replies: 294
Views: 28,931
Posted By ZachTB
$60K?! HA! When I was in grad school >400...

$60K?! HA!

When I was in grad school >400 miles from home, I checked my expenses after a year and found that I had spent around $10K over the course of the first year!

Granted, I had no car....
Forum: FIRE and Money 02-06-2021, 12:14 PM
Replies: 58
Views: 4,629
Posted By ZachTB
Don't blame the algorithm; it was doing what it...

Don't blame the algorithm; it was doing what it was designed to do. Blame the people who a) treat the results with insufficient nuance, or b) decided on the assumptions in the first place.

The...
Forum: FIRE and Money 02-04-2021, 01:24 PM
Replies: 58
Views: 4,629
Posted By ZachTB
Bingo.

Bingo.
Forum: FIRE and Money 02-04-2021, 11:06 AM
Replies: 143
Views: 14,101
Posted By ZachTB
+1. A good summary.

+1. A good summary.
Forum: Stock Picking and Market Strategy 01-15-2021, 03:19 PM
Replies: 28
Views: 4,717
Posted By ZachTB
It seems we disagree on this approach....

It seems we disagree on this approach. Credentials simply mean that someone [usually an educational institution, but not always] has approved, or is willing to vouch for, a person's knowledge of a...
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