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Forum: Travel Information 04-06-2020, 08:26 PM
Replies: 12
Views: 1,044
Posted By younginvestor2013
United Mileage Flash Sale - 100% Bonus Miles

United is currently offering a flash sale (ends on 4/8) on mileage purchases, offering up to a 100% bonus on the miles purchased. If you buy 40,000 to 87,500 miles, you get a 100% bonus.

Is...
Forum: Other topics 01-24-2020, 07:43 AM
Replies: 62
Views: 2,639
Posted By younginvestor2013
I work in real estate investments, working at an...

I work in real estate investments, working at an institutional private equity real estate investor/asset manager. Have been in the industry for about 7 years. I like it. It is a moderate amount of...
Forum: FIRE and Money 12-29-2019, 12:22 PM
Replies: 2,502
Views: 888,448
Posted By younginvestor2013
Thanks, UnrealizedPotential. Admittedly, my...

Thanks, UnrealizedPotential. Admittedly, my expenses have slowly increased over the years (but so has my pay). I still am saving 20% of my income, though. My high estimate of annual expenses,...
Forum: FIRE and Money 12-29-2019, 10:26 AM
Replies: 2,502
Views: 888,448
Posted By younginvestor2013
Thanks to persistent savings over the past 8.5...

Thanks to persistent savings over the past 8.5 years, plus strong market returns and a sizable inheritance at age 22, my Total liquid assets (taxable and retirement equities plus cash on hand) is now...
Forum: Stock Picking and Market Strategy 08-14-2019, 09:33 AM
Replies: 64
Views: 6,763
Posted By younginvestor2013
Am I the only one that thinks many folks %...

Am I the only one that thinks many folks % returns are excessively (perhaps conservatively) low? My research has always shown long term nominal returns (not accounting for inflation) of close to 10%...
Forum: Other topics 08-13-2019, 03:59 PM
Replies: 21
Views: 1,480
Posted By younginvestor2013
I used Redfin on the sale of my city-condo and...

I used Redfin on the sale of my city-condo and purchase of my new city-condo recently and had a great experience.

My agent not only got me a great deal on my purchase but was able to sell my unit...
Forum: FIRE and Money 07-10-2019, 09:06 PM
Replies: 136
Views: 13,111
Posted By younginvestor2013
And just to clarify, I can definitely “afford” my...

And just to clarify, I can definitely “afford” my place on my own. There’s no concern I won’t be able to make the payments. It’s just that, had I known I would be covering everything on my own, I...
Forum: FIRE and Money 07-10-2019, 09:05 PM
Replies: 136
Views: 13,111
Posted By younginvestor2013
Thanks all. I don’t really have a specific...

Thanks all. I don’t really have a specific question, more so just looking for advice/input.

Part of the decision if we were to break up is that I wouldn’t feel comfortable covering such a large...
Forum: FIRE and Money 07-10-2019, 08:26 PM
Replies: 136
Views: 13,111
Posted By younginvestor2013
S.O. With High Debt / What to do?

My Significant Other "SO" and I have moved in together after about 2.5 years of dating. To be more specific, I ended up buying a new home for us to live in together (with my own funds for the down...
Forum: Health and Early Retirement 06-13-2019, 02:21 PM
Replies: 45
Views: 3,151
Posted By younginvestor2013
I am not retired but recently got into CrossFit a...

I am not retired but recently got into CrossFit a couple years ago. Have worked out/been active most of my life through sports and belonging to gyms.

I prefer powerlifting to olympic lifting, but...
Forum: FIRE and Money 05-03-2019, 02:56 PM
Replies: 8
Views: 555
Posted By younginvestor2013
Lump sum to invest

Hey all,

I know this question is asked a lot. But I'll ask again :)

I sold my home and bought a new one and ended up making a decent chunk of change. Combined with my year-end bonus, etc.,...
Forum: FIRE and Money 01-05-2019, 11:33 AM
Replies: 10
Views: 878
Posted By younginvestor2013
Thanks all. A 15 year fixed is an option, it...

Thanks all. A 15 year fixed is an option, it would be about $700 more a month than option 1&2. Frankly I would rather have the extra free cash flow, and additional tax break, of options 1&2 so that...
Forum: FIRE and Money 01-05-2019, 09:14 AM
Replies: 10
Views: 878
Posted By younginvestor2013
Mortgage Options

Well, I am starting off the new year with a bang! I'm under contract to purchase a new condo. I am mortgage shopping and curious to hear the ER community's thoughts. I originally intended to put...
Forum: FIRE and Money 12-19-2018, 07:43 AM
Replies: 47
Views: 2,890
Posted By younginvestor2013
Rising mortgage interest rate effect on home values

What is everyone’s thoughts on how the slowly rising mortgage interest rates will affect housing values?

Will it decrease or increase housing values?

Is now a good or bad time to buy? ...
Forum: FIRE and Money 08-15-2018, 10:04 PM
Replies: 141
Views: 10,987
Posted By younginvestor2013
I was a sophomore in college studying accounting...

I was a sophomore in college studying accounting and Spanish. Even though I was a business major, I was completely oblivious as to what was happening.
Forum: FIRE and Money 08-14-2018, 10:49 AM
Replies: 266
Views: 27,114
Posted By younginvestor2013
Several have mentioned subsidized housing as an...

Several have mentioned subsidized housing as an option and I would second that.

I would look into a low income housing tax credit community to live in. Most of these communities are technically...
Forum: Other topics 08-10-2018, 12:17 PM
Replies: 27
Views: 1,769
Posted By younginvestor2013
Thought I'd update the group on this. As...

Thought I'd update the group on this.

As of now, I'm 99% certain I'm going to pull the trigger on this.

I spoke to a friend that is a member in the specific club I am thinking of joining, and...
Forum: Health and Early Retirement 08-10-2018, 10:38 AM
Replies: 66
Views: 5,246
Posted By younginvestor2013
Interesting to read all of the replies, and how...

Interesting to read all of the replies, and how many folks have difficulty sleeping and occasionally rely on sleeping meds.

For me, as an introvert, getting a good night's sleep is paramount to...
Forum: Other topics 08-05-2018, 07:40 PM
Replies: 27
Views: 1,769
Posted By younginvestor2013
Thanks for your input. It does seem like...

Thanks for your input.

It does seem like renting could be the better way to go. A quick look on boat setter's website (which is like Airbnb for boats) shows that a half-day rental for a decent...
Forum: Other topics 08-05-2018, 01:37 PM
Replies: 27
Views: 1,769
Posted By younginvestor2013
She said most members use the membership 8 to 20...

She said most members use the membership 8 to 20 times a year, it just depends on your availability and availability of the boats. They have mostly powerboats/cruisers (25-30 footers) and they...
Forum: Other topics 08-05-2018, 12:40 PM
Replies: 27
Views: 1,769
Posted By younginvestor2013
I met with the sales rep yesterday....below is...

I met with the sales rep yesterday....below is some info I found out. She said they could get me signed up and started with training within the next week. I have thought about it, and I think in...
Forum: Other topics 08-03-2018, 01:05 PM
Replies: 27
Views: 1,769
Posted By younginvestor2013
I spoke with a rep from the local boat club here...

I spoke with a rep from the local boat club here in Chicago.

Pricing is: $6,500 initiation fee, plus $300 per month. That includes unlimited boating 5/1 - 10/31 in Chicago, plus access to other...
Forum: Technology, Media & e-Gadgets 07-30-2018, 09:47 AM
Replies: 29
Views: 1,793
Posted By younginvestor2013
I stream my Sling TV on Amazon Fire....and there...

I stream my Sling TV on Amazon Fire....and there is a guide built into Sling TV. The guide is very similar / basically the same thing as what you'd expect on any given Cable TV carrier.
Forum: Technology, Media & e-Gadgets 07-30-2018, 09:17 AM
Replies: 29
Views: 1,793
Posted By younginvestor2013
I use Sling TV. I get 30 channels for $25 month....

I use Sling TV. I get 30 channels for $25 month. I also have Netflix for $8, plus my monthly cable internet is $49.99. All in, I am paying about $83, and I occasionally will get HBO for $15 (but...
Forum: Other topics 07-30-2018, 08:40 AM
Replies: 27
Views: 1,769
Posted By younginvestor2013
I think *the* biggest appeal in this is the cost...

I think *the* biggest appeal in this is the cost efficiency of this vs. owning a boat.

Where I live (in Chicago), owning a boat (and docking it in the city harbors) can be very expensive. I...
Showing results 1 to 25 of 224
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