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Forum: Stock Picking and Market Strategy Today, 11:07 AM
Replies: 305
Views: 21,555
Posted By njhowie
In general though, whether we're talking about...

In general though, whether we're talking about munis, CDs, treasuries, or other fixed income instruments, we should (hopefully) be seeing higher rates sooner rather than later.
Forum: Stock Picking and Market Strategy Yesterday, 06:03 PM
Replies: 305
Views: 21,555
Posted By njhowie
Hopefully this means the end is near for the low...

Hopefully this means the end is near for the low rates/yields we've had to deal with. Seems to me this is a good signal not to buy anything at this time with maturity further out than maybe a year or...
Forum: Stock Picking and Market Strategy 06-09-2021, 01:56 PM
Replies: 305
Views: 21,555
Posted By njhowie
Agree - absolutely no consideration for risk....

Agree - absolutely no consideration for risk. Funny thing is, they will get it sold relatively easily. Which begs the question on all of my high yielders which are currently callable but haven't been...
Forum: Stock Picking and Market Strategy 06-09-2021, 11:52 AM
Replies: 305
Views: 21,555
Posted By njhowie
I'm on a list at TD to get notice of new muni...

I'm on a list at TD to get notice of new muni issues. Here's the one they sent this morning:
Forum: COVID-19 | Containment Area 06-08-2021, 06:45 PM
Replies: 96
Views: 4,192
Posted By njhowie
Vaccination does not 100% protect you from...

Vaccination does not 100% protect you from infection. What it does do is reduce the severity if you do contract it, so you don't go to the hospital and die.

If you are around others who are...
Forum: Other topics 06-08-2021, 06:26 PM
Replies: 63
Views: 2,332
Posted By njhowie
Pick up this kit: ...

Pick up this kit:
https://www.walmart.com/ip/A-C-Pro-Ultra-Synthetic-R-134a-Refrigerant-Recharge-Kit-20-OZ/353326131

It is really DIY and works - very easy instructions, can do it in 10 to 15...
Forum: Health and Early Retirement 06-08-2021, 06:07 PM
Replies: 12
Views: 664
Posted By njhowie
DD is a ballet dancer and wanted one. Her friends...

DD is a ballet dancer and wanted one. Her friends had name brands that cost a lot. We went on Amazon, purchased one that was reasonably priced, came with a good number of attachments, provided USB...
Forum: COVID-19 | Containment Area 06-08-2021, 04:15 PM
Replies: 96
Views: 4,192
Posted By njhowie
Has her family been vaccinated? I would be most...

Has her family been vaccinated? I would be most concerned with that.

If they have been, then I don't believe you should worry about it.

Notwithstanding, I can appreciate your hesitancy. Nothing...
Forum: Stock Picking and Market Strategy 06-08-2021, 03:20 PM
Replies: 305
Views: 21,555
Posted By njhowie
Insane pricing/trading

One of my past call date continuously callable munis has gone bonkers.

Cusip: 235308RA3
https://emma.msrb.org/Security/Details/?id=235308RA3

Check out the trading since yesterday - and...
Forum: Travel Information 06-08-2021, 02:46 PM
Replies: 4
Views: 248
Posted By njhowie
Suggest to your friend that he look into Disney...

Suggest to your friend that he look into Disney Vacation Club point rental. Though he may not be able to reserve through the normal channels, the Animal Kingdom resorts are currently open to Disney...
Forum: FIRE and Money 06-07-2021, 06:43 AM
Replies: 73
Views: 9,449
Posted By njhowie
Seriously? You're worried that the law breaking...

Seriously? You're worried that the law breaking scammer is going to sue you for giving a fake credit card number?

To put your mind at ease, it's not a fake credit card number, it's a real virtual...
Forum: FIRE and Money 06-06-2021, 07:40 AM
Replies: 243
Views: 40,798
Posted By njhowie
We've just completed and received the cash from a...

We've just completed and received the cash from a Citi bonus offer this past week. They are reliable, however you must follow all of the terms, keep appropriate minimum balances, and understand they...
Forum: FIRE and Money 06-05-2021, 03:21 AM
Replies: 34
Views: 1,206
Posted By njhowie
Let me say once again, that most folks who are...

Let me say once again, that most folks who are getting worked up about others "not taking personal responsibility" are missing the point, and it may be because they chose not to watch (most of) the...
Forum: Travel Information 06-02-2021, 02:22 PM
Replies: 2
Views: 312
Posted By njhowie
If they have availability for your dates,...

If they have availability for your dates, Disney's Vero Beach Resort is excellent.
Forum: FIRE and Money 06-02-2021, 02:14 PM
Replies: 34
Views: 1,206
Posted By njhowie
The points you're presenting are not being...

The points you're presenting are not being argued. It's the situation, as explained by Ms. Warren in the video.

Ally got the message. JPM, as signified by Mr. Dimon's answers, did not.
Forum: FIRE and Money 06-02-2021, 12:02 PM
Replies: 5
Views: 367
Posted By njhowie
If there were no splits, then you use the...

If there were no splits, then you use the unadjusted basis - which should be your original purchase price. If shares have split, then you use the split adjusted basis. You pay taxes annually on the...
Forum: FIRE and Money 06-02-2021, 09:30 AM
Replies: 34
Views: 1,206
Posted By njhowie
Although this is a FIRE forum, at least...

Although this is a FIRE forum, at least acknowledge that there are many folks who are not as financially well off or that every now and then even those who are financially strong cut things close to...
Forum: Other topics 06-02-2021, 08:57 AM
Replies: 106
Views: 3,863
Posted By njhowie
Where you get the college degree from and GPA...

Where you get the college degree from and GPA will help get your foot in the door with the first job out of school. Beyond that, it likely won't provide more than recognition and a bit of a status...
Forum: FIRE and Money 06-02-2021, 08:36 AM
Replies: 34
Views: 1,206
Posted By njhowie
Ally eliminating overdraft fees

Apparently Ms. Warren unloading on Jamie Dimon last week made an impression on Ally. Funny how they make it sound as if they've just come up with this incredible idea on their own.
...
Forum: FIRE and Money 05-30-2021, 08:42 AM
Replies: 12
Views: 1,208
Posted By njhowie
In your scenario, I'd go with your approach -...

In your scenario, I'd go with your approach - pull the plug on the current house now! Reasoning is simple in my view - you are being given an opportunity to sell into a hot/tight market when the...
Forum: Stock Picking and Market Strategy 05-30-2021, 08:25 AM
Replies: 76
Views: 5,738
Posted By njhowie
My view on the underlying floating rate...

My view on the underlying floating rate instruments I've analyzed (bonds and preferreds) is that there is generally no benefit to the purchaser - all benefit is to the issuer.

You may get a...
Forum: Stock Picking and Market Strategy 05-29-2021, 10:00 AM
Replies: 76
Views: 5,738
Posted By njhowie
Let's not go down this path again as some folks...

Let's not go down this path again as some folks did on the thread devoted to the topic, as it's not worth debating and polluting this thread.
Forum: Stock Picking and Market Strategy 05-29-2021, 09:43 AM
Replies: 76
Views: 5,738
Posted By njhowie
Absolutely. Maybe Freedom56 will chime in, as he...

Absolutely. Maybe Freedom56 will chime in, as he is the resident expert on this topic.
Forum: Stock Picking and Market Strategy 05-29-2021, 09:39 AM
Replies: 76
Views: 5,738
Posted By njhowie
Your understanding is correct. It's 0% in real...

Your understanding is correct. It's 0% in real terms. However, what are CDs and other fixed income getting you today in real terms?

Based on what is being discussed in the original post, in...
Forum: Stock Picking and Market Strategy 05-29-2021, 07:06 AM
Replies: 76
Views: 5,738
Posted By njhowie
Are you investing in bond funds or individual...

Are you investing in bond funds or individual bonds?

"Total return" on my individual bonds is up like clockwork - for all maturities. I do/will not invest in any bond fund.



If you don't...
Showing results 1 to 25 of 2215

 
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