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Search: Posts Made By: engr
Forum: Life after FIRE 03-04-2021, 12:36 PM
Replies: 66
Views: 5,249
Posted By engr
Broken promise ???

I started reading a book “beating the new death tax” by James Lange,cpa/attorney. I’m interested in looking for possible new ways to structure my distributions in retirement to possibly be more tax...
Forum: Life after FIRE 03-03-2021, 11:45 AM
Replies: 8
Views: 475
Posted By engr
I found my mistake — operator error When...

I found my mistake — operator error
When inputting my 1099r data I made a mistake on answering the questions following my input as stated my several members.

My thanks to all who participated !!
Forum: Life after FIRE 03-01-2021, 03:50 PM
Replies: 8
Views: 475
Posted By engr
2020 TurboTax 8606 problem

hello,

I have been making monthly withdrawals from a vanguard account that was rolled over from my company’s 401k account a few years ago. This December I decided to perform a Roth conversion...
Forum: Life after FIRE 01-29-2021, 04:11 PM
Replies: 8
Views: 626
Posted By engr
I later realized I had looked at the vanguard...

I later realized I had looked at the vanguard incorrectly. The 1099 div were for my taxable accounts totally my error. Thanks for all who responded!
Forum: Life after FIRE 01-27-2021, 03:51 PM
Replies: 8
Views: 626
Posted By engr
Taxation of reinvested dividends in a mutual fund retirement account

Hello all,

I received a 1099 div online form from vanguard I have a retirement account (traditional Ira) in which I have the dividends reinvested. From what I read those dividends do NOT have to...
Forum: Life after FIRE 01-24-2021, 12:05 AM
Replies: 8
Views: 816
Posted By engr
Safe harbor rules , estimated quarterly taxes

One of the conditions for safe harbor states if you paid 100% of your tax liability from the previous year you are safe from under estimating this years taxes. Does this mean that if I received a...
Forum: Life after FIRE 11-30-2020, 03:50 PM
Replies: 4
Views: 601
Posted By engr
Partial Roth conversions?

I am 67 years old and retired. I have approx 800k in traditional Ira accounts along with some monies in after tax and Roth accounts. Everything I read says to withdraw from investment accounts first...
Forum: Life after FIRE 05-14-2020, 07:03 PM
Replies: 15
Views: 1,592
Posted By engr
Supposedly PC uses a double authentification...

Supposedly PC uses a double authentification method to secure accounts. Other members seem to like the tool. My feelings are I spent a lifetime accumulating what I have and to let another party see...
Forum: Life after FIRE 05-14-2020, 03:53 PM
Replies: 15
Views: 1,592
Posted By engr
Ok. Thanks for all the responses.

Ok. Thanks for all the responses.
Forum: Life after FIRE 05-14-2020, 02:44 PM
Replies: 15
Views: 1,592
Posted By engr
To lawrencewendsii. (Reply #4) You said the...

To lawrencewendsii. (Reply #4)

You said the withdrawal feature required a pAid subscription. Are you saying that to actually have access to their output visuals over time requires membership and...
Forum: Life after FIRE 05-14-2020, 09:12 AM
Replies: 15
Views: 1,592
Posted By engr
Personal Capital smart withdrawal tool

Hello,

I was just reading in Kiplinger magazine about a “Smart Withdrawal” tool which illustrates how to take out retirement income from tax deferred, taxable, and Roth accounts. I have to first...
Forum: Life after FIRE 05-02-2020, 01:52 PM
Replies: 3
Views: 634
Posted By engr
What is excluded social security income

Hello to all,

I was reviewing a book ( a concise guide to tAxes in retirement by Bruce Larsen. 2016 edition) . At the beginning several examples were given about a married filed jointly couple...
Forum: Life after FIRE 04-17-2020, 09:14 PM
Replies: 13
Views: 1,107
Posted By engr
How do you account for assisted living and nursing home costs

hello,

Many people use firecalc to estimate their SWR percentage given different income streams such as pensions, soc security, investment savings, etc. To account for future assist living and...
Forum: Life after FIRE 11-11-2018, 11:41 AM
Replies: 73
Views: 6,157
Posted By engr
CCRC downpayments - how to handle?

Hello everyone

I have been retired for approximately four years. DW and I have recently been taking some lifelong learning classes at a nearby university. One class discusses 55 and over housing...
Forum: Life after FIRE 06-26-2018, 08:50 PM
Replies: 11
Views: 1,426
Posted By engr
Looking back at work ...

Been retired approx 4 years after wife incurred a chronic health issue and I needed to leave.

I remember working my butt off for the last 23 years with a large defense company.

I remember...
Forum: Other topics 02-18-2018, 10:50 AM
Replies: 0
Views: 478
Posted By engr
Turbotax email filing

Hello All,

For 2017 tax filings I had to load TT on my wife's newer computer since mine had an issue. When submitting my federal and state (PA) TT forms I had to submit my 2016 AGI for...
Forum: Health and Early Retirement 02-12-2015, 02:12 PM
Replies: 4
Views: 1,192
Posted By engr
healthcare decision after Cobra expires

I retired from a Megacorp aerospace company at the end of May 2014. My DW has major gastrointestional health issues that requires the injection of a nutritional supplement (TPN) three times a week...
Forum: Health and Early Retirement 01-28-2015, 06:58 AM
Replies: 7
Views: 1,333
Posted By engr
Medicare estimates for planning

Hello All,

I recently retired from a Megacorp j*b. I am 61 and presently using Cobra for our medical needs (DW is 59 but has chronic health issues - lost most of her small intestines and needs...
Forum: Health and Early Retirement 12-21-2014, 07:45 AM
Replies: 23
Views: 2,963
Posted By engr
Medicare expenses

Good morning,

I am trying to come up with a reasonable line item estimate for when I get to 65 and apply for Medicare. Presently, I'm paying for Cobra at $1735/month, I am 61 years old.

I...
Forum: Life after FIRE 12-21-2014, 07:19 AM
Replies: 58
Views: 6,920
Posted By engr
collect unemployment????

Good morning,

I recently retired May 2014.

I was looking thru old posts and noticed "Retired Today - Escorted out with package! " The poster was jim584672 who joined Feb 2014.

...
Forum: FIRE and Money 05-31-2014, 02:06 PM
Replies: 8
Views: 2,187
Posted By engr
Retirement trigger pulled - make sense??

I pulled the plug and retired from my Aerospace career yesterday.
As with many others there are mixed emotions.
My DW has been thru 10 years of cancer and now has "short gut" condition where she...
Forum: FIRE and Money 04-18-2014, 06:40 PM
Replies: 6
Views: 2,808
Posted By engr
Powerplay, thanks for your response....

Powerplay,


thanks for your response. I did see that link before. That's why I was surprised to find that 3.07% withdraw choice on my paperwork. At lunch I called an H&R Block office. They...
Forum: FIRE and Money 04-17-2014, 03:36 PM
Replies: 6
Views: 2,808
Posted By engr
Pennsylvania taxes on pensions

I received my retirement paperwork today for my pension benefit choices.
One section pertained to PA state taxes. I have a choice to choose having no taxes withheld on my monthly pension benefit or...
Forum: FIRE and Money 02-27-2014, 04:08 PM
Replies: 15
Views: 2,955
Posted By engr
investment vs retirement advice

Does Vanguard offer true retirement advice over multiple areas or just investment/AA advice? Big difference in my opinion.
Forum: FIRECalc support 02-25-2014, 05:34 AM
Replies: 6
Views: 2,073
Posted By engr
Thanks for your perspective Animorph. It gives me...

Thanks for your perspective Animorph. It gives me a different perspective.

If it's true that a failure occurs when the end value of the portfolio is less than the initial portfolio value then...
Showing results 1 to 25 of 59

 
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