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Search: Posts Made By: sengsational
Forum: Other topics Today, 07:08 AM
Replies: 27
Views: 848
Posted By sengsational
Everything I saw getting built in the 70's and...

Everything I saw getting built in the 70's and 80's when I lived down there was on pilings that were driven down to the underlying rock... something like 20 feet below the surface. I find the annual...
Forum: Life after FIRE Yesterday, 08:19 AM
Replies: 1,584
Views: 174,712
Posted By sengsational
I didn't make this, but I figured I'd show it as...

I didn't make this, but I figured I'd show it as inspiration for the metal workers.

My daughter got me this hand made bottle opener. I think it's so cool! I've never had the equipment for metal...
Forum: FIRE and Money Yesterday, 08:11 AM
Replies: 144
Views: 16,890
Posted By sengsational
So, yeah, is the 0.7% what you'd get, or what you...

So, yeah, is the 0.7% what you'd get, or what you might get?
Forum: Life after FIRE 06-23-2021, 02:01 PM
Replies: 28
Views: 822
Posted By sengsational
I'm not the grocery shopper in the family, but DW...

I'm not the grocery shopper in the family, but DW shops mostly at WalMart. We have a few regular things we get from Trader Joes, and occasionally, for convenience, hit the Harris Teeter (higher). ...
Forum: Stock Picking and Market Strategy 06-21-2021, 03:23 PM
Replies: 38
Views: 1,412
Posted By sengsational
Where's the one-armed forecaster when you need...

Where's the one-armed forecaster when you need them?

Nobody talks about reversion to the mean when it's in the depths of a crash? Oh, maybe they do. Same principle. I changed my AA based on the...
Forum: Travel Information 06-18-2021, 09:00 AM
Replies: 40
Views: 1,390
Posted By sengsational
It would be great if you found a site that only...

It would be great if you found a site that only had packages that were a good value, but I've never found one. You can get packages, but sometimes it's just air and hotel (no value-add over what I...
Forum: FIRE and Money 06-17-2021, 07:23 AM
Replies: 26
Views: 1,419
Posted By sengsational
Retirement assets are not included in the...

Retirement assets are not included in the expected family contribution calculation. I was told that they'd adjust out the Roth conversion I did. I asked the financial aid office before the I did the...
Forum: Travel Information 06-16-2021, 07:05 PM
Replies: 57
Views: 2,812
Posted By sengsational
I was wondering if I had misread your question,...

I was wondering if I had misread your question, but no, it seems I got it right.

Since you want the flexibility of staying an extra night somewhere, and not having to rebook umpteen hotel...
Forum: FIRE and Money 06-16-2021, 06:52 PM
Replies: 26
Views: 1,419
Posted By sengsational
Interesting concept, that of the moving target at...

Interesting concept, that of the moving target at age 72+. But I guess I knew it was a see-saw thing...the more you convert now, the lower your RMD so the lower age 72+ brackets. I've never tried...
Forum: Life after FIRE 06-16-2021, 11:38 AM
Replies: 51
Views: 3,910
Posted By sengsational
Like the OP, I do my homework and expect to get...

Like the OP, I do my homework and expect to get in and out quickly. Lately, I've had cases where the thing that was supposed to be there, just couldn't be found. At least the sledge handles were...
Forum: Stock Picking and Market Strategy 06-16-2021, 10:58 AM
Replies: 88
Views: 20,792
Posted By sengsational
Five Years

The experiment started 6/23/2016, so in a few days, it will be five years of running. The IRR of all the Magic Formula transactions is 7.7% as of today. That doesn't sound too horrible, but the...
Forum: Travel Information 06-16-2021, 08:55 AM
Replies: 57
Views: 2,812
Posted By sengsational
On driving trips, we just start poking around...

On driving trips, we just start poking around online around 3 or 4pm. At that point, we could stop at 5 or 7pm to eat and sleep. It's not about a favorite hotel or chain when we're on the road, it's...
Forum: FIRE and Money 06-16-2021, 08:41 AM
Replies: 128
Views: 12,561
Posted By sengsational
I just finished the book. I'm glad I read it, and...

I just finished the book. I'm glad I read it, and it has changed my mind about spending. It's not that I didn't understand these concepts, but the book put them in such a way that it was hard to...
Forum: Other topics 06-15-2021, 06:04 AM
Replies: 43
Views: 1,478
Posted By sengsational
You just used drywall screws to hang the 1/4...

You just used drywall screws to hang the 1/4 drywall? Did you use a lift or just build "tee" braces?
Forum: Stock Picking and Market Strategy 06-15-2021, 06:02 AM
Replies: 23
Views: 1,162
Posted By sengsational
You went from paid-off house to cash-out refi? ...

You went from paid-off house to cash-out refi? That seems like a reasonable approach, but what do you do with the money? Just balance to your AA target?
Forum: Life after FIRE 06-15-2021, 05:45 AM
Replies: 1,584
Views: 174,712
Posted By sengsational
Nice job on the game board and stairs and dolly! ...

Nice job on the game board and stairs and dolly! You make it look easy.
Forum: Other topics 06-15-2021, 05:11 AM
Replies: 15
Views: 700
Posted By sengsational
Another way to formalize and beautify is by using...

Another way to formalize and beautify is by using an isolation membrane and tile over that. Sometimes you can get some pretty cheap tile that maybe people didn't want inside their house, but to do a...
Forum: FIRE and Money 06-14-2021, 04:05 PM
Replies: 128
Views: 12,561
Posted By sengsational
We had been having an extended family gathering...

We had been having an extended family gathering every other Christmas. We've probably done 10 of them over the last 20 years, with pretty much excellent attendance (30 people or more). Lately, we...
Forum: Other topics 06-14-2021, 01:05 PM
Replies: 15
Views: 700
Posted By sengsational
If you were looking to formalize and beautify,...

If you were looking to formalize and beautify, you could lay pavers over the concrete with relative ease and no demolition. You might even be able to glue them down. Otherwise, you usually need...
Forum: Travel Information 06-14-2021, 10:50 AM
Replies: 32
Views: 1,068
Posted By sengsational
If you want the latest on sign-up bonuses, check...

If you want the latest on sign-up bonuses, check out doctor of credit. The section on sign-up bonuses is detailed, and user comments add more (successes and problems).


Always having excellent...
Forum: FIRE and Money 06-14-2021, 08:36 AM
Replies: 18
Views: 1,191
Posted By sengsational
If this is an option, it might be something to...

If this is an option, it might be something to consider. They might have designed it to get their profit even with this option, through fees or something, but worth a look. All gains come out first,...
Forum: Other topics 06-13-2021, 10:05 AM
Replies: 32
Views: 1,062
Posted By sengsational
I did the wide-repair process on several, where...

I did the wide-repair process on several, where you cut a 2" swath and lay drywall tape, then go over it. Then globby paint to get stippling, then dry brush the area, feathering out a big area. I...
Forum: FIRE and Money 06-13-2021, 09:49 AM
Replies: 128
Views: 12,561
Posted By sengsational
I'm about half-way through the book. He's...

I'm about half-way through the book. He's obviously talked to a lot of people about this idea, and has counter arguments to most of what people say when they hear about a plan to spend down...
Forum: FIRE and Money 06-10-2021, 03:14 PM
Replies: 8
Views: 336
Posted By sengsational
The idea is to make sure all of the "free money"...

The idea is to make sure all of the "free money" is accessed, so priority #1 is saving through the company (401k)*. If all of the match is captured and there's still more room for saving, the an...
Forum: COVID-19 | Containment Area 06-10-2021, 02:56 PM
Replies: 1,033
Views: 53,906
Posted By sengsational
Looks like my trip to SC to get vaccinated means...

Looks like my trip to SC to get vaccinated means I can't play :(
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