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Forum: Other topics 12-25-2020, 05:18 PM
Replies: 322
Views: 12,420
Posted By ziggy29
A big part of the problem is that the system,...

A big part of the problem is that the system, including this playoff system, makes that a self-fulfilling prophecy, so to speak. Itís easy to say the G5 doesnít deserve a shot because they have not...
Forum: FIRE and Money 12-25-2020, 12:29 PM
Replies: 14
Views: 1,652
Posted By ziggy29
Wow, that sucks. I'd agree that if you can...

Wow, that sucks. I'd agree that if you can afford it, this isn't an amount that is worth fighting the IRS for, though I'd want answers from my accountant.

But shouldn't the IRS be sending...
Forum: Other topics 12-25-2020, 12:20 PM
Replies: 47
Views: 2,569
Posted By ziggy29
I prefer the disc version because we are a...

I prefer the disc version because we are a “bilingual” household (Windows and Mac), so I like the flexibility of being able to install on either platform (or both, and double checking that the math...
Forum: Other topics 12-25-2020, 12:12 PM
Replies: 322
Views: 12,420
Posted By ziggy29
1. The BCS is no more. It has been replaced by...

1. The BCS is no more. It has been replaced by the CFP (College Football Playoff) system.

2. If they want to be treated as a business, then they can be taxed like one, through the "Unrelated...
Forum: Other topics 12-25-2020, 11:30 AM
Replies: 322
Views: 12,420
Posted By ziggy29
They may still dominate, but others will at least...

They may still dominate, but others will at least have a real chance to break the dominance.
Forum: Other topics 12-25-2020, 11:08 AM
Replies: 322
Views: 12,420
Posted By ziggy29
I think with a 4-team playoff, you obviously...

I think with a 4-team playoff, you obviously can't do that. With an 8-team playoff it's easy to make sure that each P5 conference, and at least one G5 conference, is represented.

Then, if...
Forum: FIRE and Money 12-25-2020, 10:38 AM
Replies: 25
Views: 3,795
Posted By ziggy29
Yes, that matters a LOT. I was the successor...

Yes, that matters a LOT. I was the successor trustee for my mom's estate, and we had to divide it in four equal parts. Fortunately there were no fights about anything. Between that and our parents...
Forum: FIRE and Money 12-25-2020, 10:27 AM
Replies: 25
Views: 3,795
Posted By ziggy29
Is there any way you can agree to a different...

Is there any way you can agree to a different division of the assets within the estate, or is the will clear that this isn't allowed? If a will is vague (such as "my estate divided equally between...
Forum: FIRE and Money 12-22-2020, 11:14 PM
Replies: 126
Views: 12,396
Posted By ziggy29
This is how I choose to see it. Especially if...

This is how I choose to see it. Especially if that "someone else" needs it a lot more than I do.
Forum: Other topics 12-22-2020, 07:11 PM
Replies: 116
Views: 6,537
Posted By ziggy29
Here's the thing -- and I say this as a postal...

Here's the thing -- and I say this as a postal clerk from 2013-18 who became intimately aware of the rules.

"Thank you for your generosity" can mean a lot of things. It can mean just being nice...
Forum: Other topics 12-22-2020, 06:02 PM
Replies: 322
Views: 12,420
Posted By ziggy29
Unless there was a way I could be given a massive...

Unless there was a way I could be given a massive insurance policy to pay out if seriously injured in a bowl game in my senior year, yeah, if I were a likely high first round pick I'd worry about...
Forum: FIRE and Money 12-22-2020, 05:58 PM
Replies: 54
Views: 3,926
Posted By ziggy29
As far as whether or not you make a separate...

As far as whether or not you make a separate bucket, it's mainly a matter of personal preference. The important thing is to have a cash flow that allows you to save up enough per month/year to more...
Forum: COVID-19 | Containment Area 12-22-2020, 02:01 PM
Replies: 3,398
Views: 168,883
Posted By ziggy29
The medical system my PCP is associated with has...

The medical system my PCP is associated with has told us that they will send us notifications when it is our "turn" to call them to get it.

And yeah, the way I see it, for everyone who gets...
Forum: Other topics 12-22-2020, 01:27 PM
Replies: 322
Views: 12,420
Posted By ziggy29
It's not like we have to wonder if it's...

It's not like we have to wonder if it's realistic, even if not the norm. We know it is realistic from the BCS days. We saw Boise State do it to Oklahoma in the 2007 Fiesta Bowl; we saw Utah (before...
Forum: FIRE and Money 12-22-2020, 01:25 PM
Replies: 49
Views: 3,429
Posted By ziggy29
Yes, but since that "limit" of flesh is greater...

Yes, but since that "limit" of flesh is greater than zero, my point stands.
Forum: Health and Early Retirement 12-22-2020, 01:24 PM
Replies: 919
Views: 106,873
Posted By ziggy29
Same. My second shot gave me the "24 hour flu",...

Same. My second shot gave me the "24 hour flu", or what felt like it, and some of the worst flu-like symptoms I've ever had. Still beats the hell out of shingles.
Forum: FIRE and Money 12-22-2020, 01:20 PM
Replies: 49
Views: 3,429
Posted By ziggy29
Well, sure. Insurance companies are that, too. ...

Well, sure. Insurance companies are that, too. Every extra layer of "middle" means another pound of flesh. But the takeaway is that every entity that intends to be made whole will be, one way or...
Forum: FIRE and Money 12-22-2020, 12:52 PM
Replies: 49
Views: 3,429
Posted By ziggy29
It's all a shell game, really. All costs get...

It's all a shell game, really. All costs get reimbursed one way or another; there is just a lot of cost shifting. Insurers and providers won't just "eat" the loss without making it up somewhere...
Forum: Other topics 12-22-2020, 12:48 PM
Replies: 153
Views: 5,473
Posted By ziggy29
We might use 1/3 to order more takeout, 1/3 to...

We might use 1/3 to order more takeout, 1/3 to charity, and 1/3 to savings. I wish this was more targeted toward those who lost their jobs and are losing their businesses. Most of us who have not...
Forum: Other topics 12-22-2020, 12:41 PM
Replies: 541
Views: 20,562
Posted By ziggy29
Same. You had Hopkins, you had Watson.... I'm...

Same. You had Hopkins, you had Watson.... I'm not going to say that's Montana to Rice, but it's pretty nearly the next best thing. With that and the trade for Tunsil (who has played well but not...
Forum: Other topics 12-22-2020, 12:38 PM
Replies: 322
Views: 12,420
Posted By ziggy29
I support an 8 team playoff with six guaranteed...

I support an 8 team playoff with six guaranteed bids -- for each of the P5 conference champs and the top rated G5 champ, and then two at large bids for the two highest ranked teams not included in...
Forum: FIRE and Money 12-22-2020, 12:34 PM
Replies: 49
Views: 3,429
Posted By ziggy29
More states are doing this. This has been Oregon...

More states are doing this. This has been Oregon law since mid-2018. Colorado passed fairly extensive legislation that took effect on 1/1/2020. But those folks with national plans that cover...
Forum: FIRE and Money 12-22-2020, 12:30 PM
Replies: 49
Views: 3,429
Posted By ziggy29
This is very good news. Long term it might be...

This is very good news. Long term it might be the best thing to come out of this package. I don't know how a health care consumer could do anything but support this one. Sure, if you freely elect...
Forum: Other topics 12-22-2020, 08:45 AM
Replies: 541
Views: 20,562
Posted By ziggy29
They will be haunted by the ghost of DeAndre...

They will be haunted by the ghost of DeAndre Hopkins for years. O'Brien ruined this team. Plus, the Colts are their Kryptonite anyway.
Forum: FIRE and Money 12-21-2020, 06:39 PM
Replies: 54
Views: 3,926
Posted By ziggy29
We tend to just throw about $500 a month into a...

We tend to just throw about $500 a month into a sub account at my CU which is intended to more or less cover large and infrequent purchases, plus whatever mileage reimbursement my wife gets on her...
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