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Forum: FIRE and Money 04-19-2017, 07:10 AM
Replies: 96
Views: 8,003
Posted By flotsamandjetsam
Excel with a twist. We have too many...

Excel with a twist.

We have too many accounts and holdings, old 401(k)s and whatnot. As I have whittled away at our portfolio, consolidating accounts, my goal has been to get it all to fit on one...
Forum: Other topics 03-05-2017, 10:54 PM
Replies: 49
Views: 3,021
Posted By flotsamandjetsam
A few years ago I was driving on a freeway in New...

A few years ago I was driving on a freeway in New Hampshire. A guy on a motorcycle passed me. He was wearing a nylon jacked that was flapping in the wind. As he went by, a bill of undetermined...
Forum: Life after FIRE 08-18-2016, 07:04 AM
Replies: 43
Views: 3,424
Posted By flotsamandjetsam
This is a great question! We have a great...

This is a great question!

We have a great detached garage/shop with our single family home. We will both retire shortly. We are considering moving to another town about an hour from here.
...
Forum: Other topics 09-26-2014, 04:40 PM
Replies: 44
Views: 3,299
Posted By flotsamandjetsam
Rapping lifters

I had a VW Syncro. Awesome car! I changed the oil every 5000 miles. The lifters would start rapping after about 1000 miles. They would get louder and louder until I changed the oil. Then all was...
Forum: FIRE Related Public Policy 09-01-2014, 10:47 AM
Replies: 28
Views: 3,571
Posted By flotsamandjetsam
We love New England seasons, coastline and...

We love New England seasons, coastline and mountains but hate the New England traffic associated with the northern extent of the East Coast Megalopolis. It's back to school time here and the roads...
Forum: FIRE and Money 04-24-2014, 09:48 PM
Replies: 7
Views: 1,876
Posted By flotsamandjetsam
Edward Jones, I'm guessing.

Edward Jones, I'm guessing.
Forum: Other topics 03-22-2014, 04:27 PM
Replies: 44
Views: 3,324
Posted By flotsamandjetsam
We have one at work. Couldn't live without it

We make all kinds of fixtures, prototypes and mockups with it. We started off slowly but once we realized all the useful parts it could produce we have kept it very busy. Some of the big jobs run...
Forum: Other topics 02-13-2014, 05:49 PM
Replies: 101
Views: 6,743
Posted By flotsamandjetsam
Capitol and capital: The Capitol is a specific...

Capitol and capital: The Capitol is a specific building in Washington DC, our nation's capital.

The difference between capital and capitol (grammar lesson)...
Forum: FIRE and Money 12-09-2013, 07:35 AM
Replies: 8
Views: 1,608
Posted By flotsamandjetsam
Buying or selling? Majority or minority...

Buying or selling? Majority or minority interest? Profitable? There are many aspects to consider.
Forum: FIRE and Money 11-30-2013, 09:05 AM
Replies: 73
Views: 13,627
Posted By flotsamandjetsam
We just completed a transaction with Vanguard...

We just completed a transaction with Vanguard that required a "signature guarantee". Our local bank was happy to guarantee our signatures as long as the word "medallion" was not anywhere on the...
Forum: Other topics 11-06-2013, 04:57 PM
Replies: 4
Views: 872
Posted By flotsamandjetsam
No, you are not alone. I cannot stand animated...

No, you are not alone. I cannot stand animated ads and popup. I have Firefox locked down with Adblock Plus and NoScript. These tools are very effective at letting only the content you want...
Forum: FIRE and Money 09-15-2012, 07:11 AM
Replies: 21
Views: 4,193
Posted By flotsamandjetsam
I'm pretty sure Fidelity knows that these...

I'm pretty sure Fidelity knows that these calculations should be based on expenses and not income. But most people don't know what their annual expenses are. Everybody knows what their income is.
...
Forum: FIRE and Money 09-12-2012, 05:43 AM
Replies: 44
Views: 8,498
Posted By flotsamandjetsam
Earthlink cable (through Comcast), $49/mo no...

Earthlink cable (through Comcast), $49/mo no contract:

25Mb down, 3.8 up according to Speakeasy. No outages in over a year.

We used to have Earthlink DSL through Verizon for $10 less but it...
Forum: FIRE and Money 09-11-2012, 07:48 PM
Replies: 14
Views: 3,578
Posted By flotsamandjetsam
Vanguard planner was very helpfull

+1

We have had two planning sessions with Vanguard, once a few years ago and again recently after a windfall. I found them to be very helpful though you can tell they are canned. The most recent...
Forum: Other topics 04-30-2012, 04:55 AM
Replies: 15
Views: 1,562
Posted By flotsamandjetsam
FWIW, we just activated a refurbished iPhone 4 on...

FWIW, we just activated a refurbished iPhone 4 on Straight Talk prepaid service for our son. $15 for a microSIM and $45/month for unlimited voice, text and data. So far, so good. Straight Talk is...
Forum: FIRE and Money 03-04-2012, 11:14 AM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
Thanks. I had to read this twice before I...

Thanks. I had to read this twice before I understood it. This is a way to correct for underpaying estimated taxes earlier in the year.
Forum: Other topics 03-04-2012, 08:53 AM
Replies: 134
Views: 9,523
Posted By flotsamandjetsam
Two engineers, here. I'm not too surprised by...

Two engineers, here. I'm not too surprised by the strong engineering presence on the ER board. Engineering is a profession with a fairly narrow income range where if you LBYM you have a shot at ER....
Forum: FIRE and Money 03-04-2012, 08:29 AM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
+1 And thanks to all who helped me out with...

+1

And thanks to all who helped me out with my estimated tax question. I have a much better idea what to do now.

F&J
Forum: FIRE and Money 03-03-2012, 06:29 PM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
This is what I need to do. Thanks!

This is what I need to do. Thanks!
Forum: FIRE and Money 03-03-2012, 06:24 PM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
Yes, Turbotax spits out est. tax payments when I...

Yes, Turbotax spits out est. tax payments when I print our return. I always wonder how they come up with the numbers.
Forum: FIRE and Money 03-03-2012, 05:58 PM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
Thanks, Rita. I use TurboTax...

but it seems to base estimated taxes on previous year data. My problem is that my previous year data is not valid for projecting 2012 taxes.
Forum: FIRE and Money 03-03-2012, 05:45 PM
Replies: 21
Views: 2,603
Posted By flotsamandjetsam
A little help with estimated taxes, please...

So, I had a windfall from the sale of a business interest at the end of 2011.(:)) I invested most of it in Vanguard funds. Our tax landscape is altered and I need to recalibrate our estimated tax...
Forum: Other topics 01-31-2012, 07:43 AM
Replies: 54
Views: 4,204
Posted By flotsamandjetsam
We have had several Tracfones over the years. ...

We have had several Tracfones over the years. One hitch we have encountered is that they cannot transfer minutes from the old phone to the new one if the old phone is dead. The minutes are stored...
Forum: FIRE and Money 01-28-2012, 05:26 PM
Replies: 21
Views: 3,973
Posted By flotsamandjetsam
Okay, So here's a question. I have a large slug...

Okay, So here's a question. I have a large slug of money set aside to pay taxes on a windfall on April 15th. Right now it is in the bank at 0.95%. Would it be appropriate to put it in VFSUX for...
Forum: Life after FIRE 01-23-2012, 09:02 PM
Replies: 40
Views: 4,201
Posted By flotsamandjetsam
I didn't mean to disparage your son by...

I didn't mean to disparage your son by generalizing about teenagers. But, recently, I discovered an unknown computer on our home network. My son had generously shared his login credentials with a...
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