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Forum: FIRE and Money 06-30-2011, 04:51 PM
Replies: 29
Views: 3,246
Posted By Patrick
The update says it belongs to hedge fund manager...

The update says it belongs to hedge fund manager D. Tepp (presumably David Tepper), who says he hasn't used an ATM "since Lehman." Nice. He made $4 billion in 2009, so $100 million is just pocket...
Forum: FIRE and Money 05-31-2011, 07:15 AM
Replies: 10
Views: 3,751
Posted By Patrick
Absolutely. The customer should evaluate the...

Absolutely. The customer should evaluate the total cost of all options before deciding on one.

And "no-cost" loans are rarely really no-cost. The customer should make sure that all the costs...
Forum: Other topics 05-30-2011, 12:28 PM
Replies: 5
Views: 1,052
Posted By Patrick
Listen to it again. I heard her say "suspicious."...

Listen to it again. I heard her say "suspicious." Ha!
Forum: FIRE and Money 05-30-2011, 12:21 PM
Replies: 10
Views: 3,751
Posted By Patrick
Paying points can be a net winner over time,...

Paying points can be a net winner over time, depending on how long you keep the loan. You really need a calculator to figure out if you'll be ahead or not. Here's a site with some calculators: Points...
Forum: FIRE and Money 05-30-2011, 12:09 PM
Replies: 10
Views: 3,751
Posted By Patrick
If you're going to refi the Chase loan right...

If you're going to refi the Chase loan right away, you might as well go with the lower rate loan to begin with. It saves you the paperwork.

If you're going to refi to Chase now, then refi that...
Forum: FIRE Related Public Policy 05-30-2011, 11:07 AM
Replies: 21
Views: 4,031
Posted By Patrick
Who do this when there are so many easy DIY...

Who do this when there are so many easy DIY methods? If you really want to do it you don't need to go anywhere or hire Kevorkian.
Forum: FIRE and Money 05-29-2011, 09:17 PM
Replies: 10
Views: 3,751
Posted By Patrick
Check out these guys. They have the lowest rates...

Check out these guys. They have the lowest rates I've seen. I just did a 3.25% 10-year with them. Mortgage Rates | Get Current Mortgage Rates in Seconds (https://www.amerisave.com/)
Forum: FIRE and Money 05-29-2011, 02:39 PM
Replies: 20
Views: 2,693
Posted By Patrick
I've been using bill pay for years with Schwab....

I've been using bill pay for years with Schwab. No problems so far. Way more convenient than paper bills and payments.
Forum: FIRE and Money 05-29-2011, 08:02 AM
Replies: 104
Views: 11,940
Posted By Patrick
At least you got to take your snapshots in color....

At least you got to take your snapshots in color. :)
Forum: FIRE and Money 05-29-2011, 07:57 AM
Replies: 41
Views: 5,731
Posted By Patrick
I think it should be more like "FICO first, then...

I think it should be more like "FICO first, then marriage."
Forum: FIRE and Money 05-27-2011, 08:12 AM
Replies: 104
Views: 11,940
Posted By Patrick
Definition of BOAT 1 a: a small vessel for...

Definition of BOAT

1 a: a small vessel for travel on water (https://www.merriam-webster.com/dictionary/boat#) b: ship (https://www.merriam-webster.com/dictionary/ship)

2: a hole in the water...
Forum: Other topics 05-26-2011, 02:23 PM
Replies: 214
Views: 12,090
Posted By Patrick
What a travesty. Pia and James were obviously the...

What a travesty. Pia and James were obviously the best talent but were eliminated. Mediocrity won, as usual. There is something wrong with the voting process, but I guess the producers don't care...
Forum: FIRE and Money 05-25-2011, 08:47 PM
Replies: 29
Views: 3,771
Posted By Patrick
Tribulus terrestris.

Tribulus terrestris.
Forum: Young Dreamers 05-25-2011, 07:04 AM
Replies: 125
Views: 10,356
Posted By Patrick
Sounds like an opportunity for a promotion....

Sounds like an opportunity for a promotion. :dance:
Forum: Hi, I am... 05-24-2011, 05:35 PM
Replies: 8
Views: 1,413
Posted By Patrick
Gold! Buy gold and gold stocks! :)

Gold! Buy gold and gold stocks! :)
Forum: Travel Information 05-24-2011, 01:54 PM
Replies: 76
Views: 7,539
Posted By Patrick
https://www.circuscircus.com/

https://www.circuscircus.com/
Forum: Other topics 05-24-2011, 06:50 AM
Replies: 64
Views: 11,350
Posted By Patrick
Flowbee factory direct Also Flowbee deluxe with...

Flowbee factory direct Also Flowbee deluxe with vacuum (https://www.flowbee.com/) :coolsmiley:
Forum: Hi, I am... 05-23-2011, 02:31 PM
Replies: 45
Views: 6,276
Posted By Patrick
If it were me, I'd bail yesterday. I'd get a...

If it were me, I'd bail yesterday. I'd get a divorce and cut my losses as much as possible. File for bankruptcy to get rid of his debts, if it's allowed. No sense throwing good money after bad....
Forum: Other topics 05-23-2011, 10:16 AM
Replies: 5
Views: 1,364
Posted By Patrick
Yes, find your "after expenses" hourly rate. Take...

Yes, find your "after expenses" hourly rate. Take the cost of the equipment and divide it by the number of hours it will last. Figure out how much per hour it costs for fuel and oil, insurance, etc....
Forum: Hi, I am... 05-22-2011, 09:32 PM
Replies: 24
Views: 3,993
Posted By Patrick
Check out McDonald's or Burger King. I heard of...

Check out McDonald's or Burger King. I heard of one guy who owned 8 Burger Kings, so it wasn't that hands-on (at least for him).
Forum: Other topics 05-22-2011, 06:11 PM
Replies: 36
Views: 2,683
Posted By Patrick
It's Kryptonite.

It's Kryptonite.
Forum: Other topics 05-22-2011, 02:15 PM
Replies: 36
Views: 4,360
Posted By Patrick
Prepaid Compare...

Prepaid Compare (https://cellguru.net/prepaid_compare.htm)
Forum: FIRE and Money 05-22-2011, 01:47 PM
Replies: 60
Views: 5,202
Posted By Patrick
Since you have 40% in bonds, why not use that...

Since you have 40% in bonds, why not use that money to Martingale into the market while you're living on the income stream? Use the excess income to reestablish the bonds over time.
Forum: FIRE and Money 05-22-2011, 07:58 AM
Replies: 60
Views: 5,202
Posted By Patrick
Urn2Bfree, if your investment money is all coming...

Urn2Bfree, if your investment money is all coming from income, how do you get 1.2 or 1.5 or 2 times more money to invest after a down month? I'm thinking that you must have withheld some in a...
Forum: Young Dreamers 05-21-2011, 09:35 PM
Replies: 125
Views: 10,356
Posted By Patrick
Do You Need a Glass Belly Button?...

Do You Need a Glass Belly Button? (https://www.gotoquiz.com/do_you_need_a_glass_belly_button)
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