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Forum: COVID-19 | Containment Area 09-21-2021, 05:07 PM
Replies: 978
Views: 53,179
Posted By ziggy29
Plus, right now I think this "third dose" (not...

Plus, right now I think this "third dose" (not technically a booster) is Pfizer only.
Forum: Technology, Media & e-Gadgets 09-07-2021, 03:04 PM
Replies: 99
Views: 5,194
Posted By ziggy29
I used Macs for a long time, and I still use one...

I used Macs for a long time, and I still use one regularly, But I built a Windows gaming rig in early 2017. It is still a very powerful system, and it remains to be seen whether Win 11 will even...
Forum: Active Investing, Market Strategies & Alternative Assets 09-06-2021, 10:34 PM
Replies: 9
Views: 675
Posted By ziggy29
One thing to watch for is that some of them could...

One thing to watch for is that some of them could generate a K-1 form, which can be a hassle and delay tax filing. Other than that, I don't have a problem with 3-5% of an asset allocation going to...
Forum: Other topics 09-06-2021, 10:25 PM
Replies: 134
Views: 9,270
Posted By ziggy29
I would pass on the tire rotation, but I'd still...

I would pass on the tire rotation, but I'd still change the oil.
Forum: COVID-19 | Containment Area 09-06-2021, 09:18 PM
Replies: 475
Views: 41,920
Posted By ziggy29
My wife is a pastor. About ten days ago, we lost...

My wife is a pastor. About ten days ago, we lost one of our church family to COVID. She was 79 and fully vaccinated. She also had a history of cancer and asthma. Her husband caught it at the same...
Forum: Travel Information 09-06-2021, 09:15 PM
Replies: 25
Views: 1,784
Posted By ziggy29
October on the PNW coast is a crapshoot. ...

October on the PNW coast is a crapshoot. Sometimes it feels like summer. Sometimes it feels like winter. That said, it sounds like the central coast of CA is your best bet, something between Morro...
Forum: Other topics 09-06-2021, 09:11 PM
Replies: 26
Views: 1,324
Posted By ziggy29
Umm, let's not go there with the politics here,...

Umm, let's not go there with the politics here, OK? You don't know what the OP values in terms of public policy.

That said -- we are wondering if we will move east when my wife retires from her...
Forum: Other topics 12-25-2020, 05:18 PM
Replies: 322
Views: 16,173
Posted By ziggy29
A big part of the problem is that the system,...

A big part of the problem is that the system, including this playoff system, makes that a self-fulfilling prophecy, so to speak. Itís easy to say the G5 doesnít deserve a shot because they have not...
Forum: FIRE and Money 12-25-2020, 12:29 PM
Replies: 14
Views: 1,835
Posted By ziggy29
Wow, that sucks. I'd agree that if you can...

Wow, that sucks. I'd agree that if you can afford it, this isn't an amount that is worth fighting the IRS for, though I'd want answers from my accountant.

But shouldn't the IRS be sending...
Forum: Other topics 12-25-2020, 12:20 PM
Replies: 47
Views: 3,372
Posted By ziggy29
I prefer the disc version because we are a...

I prefer the disc version because we are a “bilingual” household (Windows and Mac), so I like the flexibility of being able to install on either platform (or both, and double checking that the math...
Forum: Other topics 12-25-2020, 12:12 PM
Replies: 322
Views: 16,173
Posted By ziggy29
1. The BCS is no more. It has been replaced by...

1. The BCS is no more. It has been replaced by the CFP (College Football Playoff) system.

2. If they want to be treated as a business, then they can be taxed like one, through the "Unrelated...
Forum: Other topics 12-25-2020, 11:30 AM
Replies: 322
Views: 16,173
Posted By ziggy29
They may still dominate, but others will at least...

They may still dominate, but others will at least have a real chance to break the dominance.
Forum: Other topics 12-25-2020, 11:08 AM
Replies: 322
Views: 16,173
Posted By ziggy29
I think with a 4-team playoff, you obviously...

I think with a 4-team playoff, you obviously can't do that. With an 8-team playoff it's easy to make sure that each P5 conference, and at least one G5 conference, is represented.

Then, if...
Forum: FIRE and Money 12-25-2020, 10:38 AM
Replies: 25
Views: 4,219
Posted By ziggy29
Yes, that matters a LOT. I was the successor...

Yes, that matters a LOT. I was the successor trustee for my mom's estate, and we had to divide it in four equal parts. Fortunately there were no fights about anything. Between that and our parents...
Forum: FIRE and Money 12-25-2020, 10:27 AM
Replies: 25
Views: 4,219
Posted By ziggy29
Is there any way you can agree to a different...

Is there any way you can agree to a different division of the assets within the estate, or is the will clear that this isn't allowed? If a will is vague (such as "my estate divided equally between...
Forum: FIRE and Money 12-22-2020, 11:14 PM
Replies: 126
Views: 14,402
Posted By ziggy29
This is how I choose to see it. Especially if...

This is how I choose to see it. Especially if that "someone else" needs it a lot more than I do.
Forum: Other topics 12-22-2020, 07:11 PM
Replies: 116
Views: 7,855
Posted By ziggy29
Here's the thing -- and I say this as a postal...

Here's the thing -- and I say this as a postal clerk from 2013-18 who became intimately aware of the rules.

"Thank you for your generosity" can mean a lot of things. It can mean just being nice...
Forum: Other topics 12-22-2020, 06:02 PM
Replies: 322
Views: 16,173
Posted By ziggy29
Unless there was a way I could be given a massive...

Unless there was a way I could be given a massive insurance policy to pay out if seriously injured in a bowl game in my senior year, yeah, if I were a likely high first round pick I'd worry about...
Forum: FIRE and Money 12-22-2020, 05:58 PM
Replies: 54
Views: 4,722
Posted By ziggy29
As far as whether or not you make a separate...

As far as whether or not you make a separate bucket, it's mainly a matter of personal preference. The important thing is to have a cash flow that allows you to save up enough per month/year to more...
Forum: COVID-19 | Containment Area 12-22-2020, 02:01 PM
Replies: 3,398
Views: 207,689
Posted By ziggy29
The medical system my PCP is associated with has...

The medical system my PCP is associated with has told us that they will send us notifications when it is our "turn" to call them to get it.

And yeah, the way I see it, for everyone who gets...
Forum: Other topics 12-22-2020, 01:27 PM
Replies: 322
Views: 16,173
Posted By ziggy29
It's not like we have to wonder if it's...

It's not like we have to wonder if it's realistic, even if not the norm. We know it is realistic from the BCS days. We saw Boise State do it to Oklahoma in the 2007 Fiesta Bowl; we saw Utah (before...
Forum: FIRE and Money 12-22-2020, 01:25 PM
Replies: 50
Views: 5,055
Posted By ziggy29
Yes, but since that "limit" of flesh is greater...

Yes, but since that "limit" of flesh is greater than zero, my point stands.
Forum: Health and Early Retirement 12-22-2020, 01:24 PM
Replies: 1,007
Views: 135,123
Posted By ziggy29
Same. My second shot gave me the "24 hour flu",...

Same. My second shot gave me the "24 hour flu", or what felt like it, and some of the worst flu-like symptoms I've ever had. Still beats the hell out of shingles.
Forum: FIRE and Money 12-22-2020, 01:20 PM
Replies: 50
Views: 5,055
Posted By ziggy29
Well, sure. Insurance companies are that, too. ...

Well, sure. Insurance companies are that, too. Every extra layer of "middle" means another pound of flesh. But the takeaway is that every entity that intends to be made whole will be, one way or...
Forum: FIRE and Money 12-22-2020, 12:52 PM
Replies: 50
Views: 5,055
Posted By ziggy29
It's all a shell game, really. All costs get...

It's all a shell game, really. All costs get reimbursed one way or another; there is just a lot of cost shifting. Insurers and providers won't just "eat" the loss without making it up somewhere...
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