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Search: Posts Made By: oscar1
Forum: COVID-19 | Containment Area 09-08-2020, 06:59 PM
Replies: 91
Views: 3,254
Posted By oscar1
Same here. In the NIH database but no ringy yet.

Same here. In the NIH database but no ringy yet.
Forum: Life after FIRE 08-28-2020, 07:52 PM
Replies: 99
Views: 6,093
Posted By oscar1
https://www.amazon.com/How-Retire-Happy-Wild-Free/...

https://www.amazon.com/How-Retire-Happy-Wild-Free/dp/096941949X/ref=sr_1_1?crid=8MIY39YZS795&dchild=1&keywords=how+to+retire+happy+wild+and+free+book&qid=1598665801&sprefix=How+to+reti%2Caps%2C176&sr=...
Forum: FIRE and Money 04-15-2020, 07:20 AM
Replies: 737
Views: 51,297
Posted By oscar1
Initially I got the same error you guys got but...

Initially I got the same error you guys got but instead of going all the way back out, then trying again, I hit the Back button on my browser and then it let me in where I had to provide SSN, DOB,...
Forum: COVID-19 | Containment Area 04-10-2020, 12:23 PM
Replies: 131
Views: 6,159
Posted By oscar1
It’s going to take way more than a virus outbreak...

It’s going to take way more than a virus outbreak to start to correct American non-healthy eating and exercising culture. This is really an inequality issue. Those that have the means realize eating...
Forum: COVID-19 | Containment Area 04-10-2020, 12:15 PM
Replies: 131
Views: 6,159
Posted By oscar1
Maybe a few more people will finally understand...

Maybe a few more people will finally understand the importance having an emergency fund!
Forum: FIRE and Money 04-08-2020, 06:06 PM
Replies: 628
Views: 45,345
Posted By oscar1
I sleep well at night because I have not looked...

I sleep well at night because I have not looked at my balances! In it for the long haul. ��
Forum: Other topics 04-02-2020, 06:30 AM
Replies: 86
Views: 4,143
Posted By oscar1
Could we just get some testing please!

Could we just get some testing please!
Forum: Stock Picking and Market Strategy 03-26-2020, 07:12 AM
Replies: 6
Views: 640
Posted By oscar1
Hardship Withdrawal Included In 2.2 Trillion Relief Bill

Per WSJ today, there is a IRA/401k hardship withdrawal provision in the 2.2T bill that passed Senate last night. You have to have lost wages, have the virus or a couple other conditions to qualify....
Forum: COVID-19 | Containment Area 03-20-2020, 04:17 PM
Replies: 188
Views: 11,366
Posted By oscar1
These are all great thoughts people. I am...

These are all great thoughts people. I am thinking 2020 is going to go down in history as one of the ‘great equalizers’ we see once a generation, specifically USA vs. other countries but also, have’s...
Forum: FIRE and Money 03-15-2020, 09:39 AM
Replies: 82
Views: 8,385
Posted By oscar1
In WSJ today under the Intelligent Investor...

In WSJ today under the Intelligent Investor section, an artivale quotes psychologist Daniel Kahneman Saying one of the keys to investing is having “a well-calibrated sense of your future regret.”
Forum: FIRE and Money 02-19-2020, 06:46 PM
Replies: 14
Views: 1,898
Posted By oscar1
So, I am the OP. And After reading the replies, I...

So, I am the OP. And After reading the replies, I think I agree with @navigator in that the difference might be in the DFA advisors. My DFA authorized advisor has me diversified in 12 DFA funds and 2...
Forum: FIRE and Money 02-12-2020, 07:48 PM
Replies: 8
Views: 991
Posted By oscar1
Did the same with my daughter recently (5th grade...

Did the same with my daughter recently (5th grade math teacher). She is required to contribute the SS equivalent 6.2% to her state retirement plan but we have always encouraged 20% when raising her....
Forum: FIRE and Money 02-04-2020, 10:27 AM
Replies: 14
Views: 1,898
Posted By oscar1
Dimensional Fund Advisors (DFA) - Any Opinions Good or Bad?

Hi, My Financial Advisor is recommending DFA funds. Only negative thing I have heard is that they are only offered through approved brokers meaning broker fees dent your returns. Anyone have any...
Forum: FIRE and Money 01-24-2020, 08:26 PM
Replies: 59
Views: 3,953
Posted By oscar1
@lisa99 I am struggling with this exact issue,...

@lisa99 I am struggling with this exact issue, figuring out a way to raise operating cash (~50k per year) while managing the $67k cliff. I’m 58 with about $1400/mo subsidy for wife and I. I am...
Forum: FIRE and Money 01-24-2020, 07:49 PM
Replies: 36
Views: 2,215
Posted By oscar1
You could set up an auto magic deposit to a 2nd...

You could set up an auto magic deposit to a 2nd big bank account (Separate from your primary debit/checking bank) on a weekly or monthly basis and then let all your auto-pays draw from that bank...
Forum: Other topics 12-23-2019, 09:03 AM
Replies: 13
Views: 771
Posted By oscar1
Current Prevailing Opinions On Car Insurance Liability Limits

Finally moving DD to her own car insurance policy. She’s 26, a teacher, drives 2012 Honda CRV. Here’s my current policy but would appreciate input from the forum:

$300k/100k (Bodily Injury/Prop...
Forum: FIRE and Money 11-21-2019, 05:26 PM
Replies: 112
Views: 7,384
Posted By oscar1
Love my 2003 Toyota Highlander with 202,000 miles...

Love my 2003 Toyota Highlander with 202,000 miles on it. Still gets 22-24 MPG (16 years old!). Still the best sound system I have ever had in a car (8 speaker JBL system). Mr. Money Mustache would...
Forum: Technology, Media & e-Gadgets 11-20-2019, 09:27 PM
Replies: 19
Views: 763
Posted By oscar1
I had a buffering problem (actually 2) in the...

I had a buffering problem (actually 2) in the last year. I am also on Spectrum Internet-only, Roku, and YTTV. I use Speedtest.net frequently when I suspect slowness. I got to a point where I was...
Forum: FIRE and Money 11-02-2019, 01:24 AM
Replies: 164
Views: 10,787
Posted By oscar1
LBYM - Debt to Gross Income Ratios: Housing...

LBYM - Debt to Gross Income Ratios:
Housing <= 28%
All Debt <= 36%

When borrowing money to buy anything, 20% down payment min. If you can’t afford that, they you probably should not get it...
Forum: Other topics 10-02-2019, 06:31 PM
Replies: 27
Views: 1,347
Posted By oscar1
I got it building a stadium. I got it under...

I got it building a stadium. I got it under control by doing towel stretch and frozen water bottle roll religiously twice a day for 30 days. Now I do the sitting towel stretch a few times a week for...
Forum: FIRE and Money 10-02-2019, 08:31 AM
Replies: 148
Views: 9,042
Posted By oscar1
Used TurboTax for years. A few years I used a CPA...

Used TurboTax for years. A few years I used a CPA and HR Block, but I always “pre-prepared” a return in TT to see if the CPA could find something I missed. But I almost always filed on my own (with...
Forum: Health and Early Retirement 09-10-2019, 03:46 PM
Replies: 63
Views: 7,099
Posted By oscar1
I was pleasantly surprised at Ambetter this year...

I was pleasantly surprised at Ambetter this year in Texas. If you got your annual physical, flu shot in September, take a 10 minute health assessment survey on-line, and record regular exercise...
Forum: Health and Early Retirement 09-10-2019, 12:58 PM
Replies: 18
Views: 1,194
Posted By oscar1
@dixonge I’ll repeat my post from a similar...

@dixonge I’ll repeat my post from a similar thread on the ER forums: (How to Retire Happy, Wild, and Free by Ernie J. Zelinski)

I can’t recommend this book enough. It focuses on the non-financial...
Forum: Life after FIRE 09-08-2019, 11:36 AM
Replies: 59
Views: 7,610
Posted By oscar1
I can’t recommend this book enough. It focuses...

I can’t recommend this book enough. It focuses on the non-financial things in retirement that are key to you being happy. Very easy read with a few paper exercises you can do to inspire your...
Forum: FIRE and Money 08-10-2019, 10:42 AM
Replies: 74
Views: 6,934
Posted By oscar1
About 90/10 here and the 90% is full aggressive...

About 90/10 here and the 90% is full aggressive indexed low expense ratio. Been thinking about pruning this back as our risk profile changes as we age. Any market downturn will be a paper loss until...
Showing results 1 to 25 of 97

 
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