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Search: Posts Made By: MoneyChic
Forum: FIRE and Money 08-23-2019, 09:28 PM
Replies: 37
Views: 4,199
Posted By MoneyChic
I completely agree that a single target date fund...

I completely agree that a single target date fund is a good option for a novice investor who wants to take a ďset it and forget itĒ approach.

Regarding the fees- I havenít looked into this...
Forum: Other topics 07-09-2019, 08:49 PM
Replies: 94
Views: 5,288
Posted By MoneyChic
Agreed! I worked at a company for 10 years, and...

Agreed! I worked at a company for 10 years, and the last 6 of those were in one department/position. I knew several months ahead of time that I was going to quit and go do something else. I was...
Forum: Hi, I am... 07-08-2019, 06:55 PM
Replies: 208
Views: 42,685
Posted By MoneyChic
I have only done it twice so far- about...

I have only done it twice so far- about quarterly. Some had been invested, but a good chunk was still in cash. Iím just going ahead and converting the earnings on it as I go also because itís such...
Forum: Hi, I am... 07-08-2019, 06:43 AM
Replies: 208
Views: 42,685
Posted By MoneyChic
My current 401k allows withdrawals of post-tax...

My current 401k allows withdrawals of post-tax contributions and earnings. When I pull out the post-tax contribution, I also take out the portion of earnings attributed to it. I roll the entire...
Forum: Young Dreamers 04-22-2019, 08:47 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
Canít speak for Chasedream, but I know it depends...

Canít speak for Chasedream, but I know it depends on your state, and maybe even your zip code. I looked into options for a plan for my husband and myself in one of the states on our list of...
Forum: Young Dreamers 04-21-2019, 08:46 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
We spent first part of our careers paying off...

We spent first part of our careers paying off debt including our house. Now we are saving heavily for retirement, but are limited in how much we can put in the retirement accounts, so taxable is...
Forum: Life after FIRE 04-20-2019, 10:13 PM
Replies: 424
Views: 49,695
Posted By MoneyChic
Congrats!!! :dance:

Congrats!!! :dance:
Forum: Young Dreamers 04-20-2019, 09:02 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
A bit late for a Q1 update, so I'll update as of...

A bit late for a Q1 update, so I'll update as of today:


$109,458 in IRAs and 401(k)
$675,497 in Brokerage Account and Taxable Investments
$36,742 in cash
_________________________
$821,697
Forum: Young Dreamers 04-19-2019, 08:05 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
ChaseDream- Yes, I second the recommendation to...

ChaseDream- Yes, I second the recommendation to up your 401k to 19k. Also, the Simple IRA limit is now 13k, so have your wife increase that as well. HSA would be beneficial if you are eligible. ...
Forum: FIRE and Money 04-19-2019, 07:34 PM
Replies: 64
Views: 9,340
Posted By MoneyChic
Iím getting confused at this point- your original...

Iím getting confused at this point- your original post doesnít include anything for renting an apartment. And you have a few other posts talking about how costs will go down when the mortgage is...
Forum: Life after FIRE 04-13-2019, 08:55 PM
Replies: 166
Views: 14,997
Posted By MoneyChic
I'd like to address the comments about The...

I'd like to address the comments about The Villages being extremely crowded. My parents have lived there for many years now. If you have only ever visited there in the winter months, often referred...
Forum: Hi, I am... 04-13-2019, 08:43 PM
Replies: 50
Views: 9,865
Posted By MoneyChic
Congrats!!! Glad you decided to go for it. Best...

Congrats!!! Glad you decided to go for it. Best wishes for this next chapter of your life!
Forum: Young Dreamers 12-30-2018, 01:15 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
As 2018 is almost over, we are now at about 45%...

As 2018 is almost over, we are now at about 45% of target for investments, and have officially crossed the $1M total net worth milestone! Not sure what 2019 holds, but feeling good about where...
Forum: Life after FIRE 11-09-2018, 09:40 PM
Replies: 110
Views: 9,785
Posted By MoneyChic
Looking for Ideas on Where to Live in Retirement

Looking for ideas and suggestions on places to live in retirement in the US.



Criteria:


United States (but not Hawaii)

Low population area
Forum: Stock Picking and Market Strategy 10-26-2018, 12:22 PM
Replies: 268
Views: 18,523
Posted By MoneyChic
Interesting, but we'll have to wait another year...

Interesting, but we'll have to wait another year for this. 2018 is Trump's second year in office. So is October 2019 the time to buy?

:popcorn:
Forum: FIRE and Money 10-20-2018, 08:01 PM
Replies: 159
Views: 10,260
Posted By MoneyChic
This is definitely a difficult decision for...

This is definitely a difficult decision for people "in the middle". If your savings could take the hit of self-insuring, my thoughts are that the insurance is a waste of money unless, perhaps, you...
Forum: Young Dreamers 10-20-2018, 12:55 PM
Replies: 37
Views: 3,655
Posted By MoneyChic
Thanks for the replies everyone. Many great...

Thanks for the replies everyone. Many great points made!
Regarding stress level of the job, DH often ends his weeks looking like a guy who just got discharged from the hospital from having a heart...
Forum: Young Dreamers 10-18-2018, 08:15 PM
Replies: 37
Views: 3,655
Posted By MoneyChic
Poll: 7 more years at high stress job, or 11 years lower stress?

If you had the choice between a very stressful job and retiring at age 51, or a lower stress job and retiring at age 55, which would you choose?
Forum: Young Dreamers 10-16-2018, 01:41 PM
Replies: 279
Views: 51,020
Posted By MoneyChic
You guys are a bit ahead of me. I'll take that...

You guys are a bit ahead of me. I'll take that as motivation to up my game!


As of today we are 36.29% of target for investments. Hoping to finish the year out around 42%.
Forum: Hi, I am... 10-14-2018, 08:05 PM
Replies: 13
Views: 1,688
Posted By MoneyChic
I definitely think you should take some time to...

I definitely think you should take some time to really evaluate what you want out of life. With an open mind, write everything that is important to you on a sheet of paper, and then rank them in...
Forum: FIRE and Money 10-14-2018, 07:25 PM
Replies: 143
Views: 11,005
Posted By MoneyChic
I've seen several posts on several different...

I've seen several posts on several different threads here about how everything is only going up this year due to the tax cuts and that next year we won't have that boost.



The tax cuts are...
Forum: Hi, I am... 10-14-2018, 03:22 PM
Replies: 208
Views: 42,685
Posted By MoneyChic
Congrats on reaching the $1M mark!!! Regarding...

Congrats on reaching the $1M mark!!!
Regarding your thoughts on changing to less stressful / less hours careers, I do not have any advice, but I am also interested in hearing what others may say on...
Forum: Stock Picking and Market Strategy 10-11-2018, 08:10 PM
Replies: 268
Views: 18,523
Posted By MoneyChic
I invested mid-afternoon today and feel pretty...

I invested mid-afternoon today and feel pretty good about it. Kinda like finding a coupon for something you were going to buy anyway! :dance:
Forum: Stock Picking and Market Strategy 10-11-2018, 06:20 AM
Replies: 268
Views: 18,523
Posted By MoneyChic
Iím not waiting for a market crash because Iíll...

Iím not waiting for a market crash because Iíll continue to have more income to invest every year for many more years. Iím just DCAing the cash I have from a recent real estate sale over the course...
Forum: Stock Picking and Market Strategy 10-11-2018, 05:01 AM
Replies: 268
Views: 18,523
Posted By MoneyChic
Thanks for the comments everyone. Iím still on...

Thanks for the comments everyone. Iím still on the fence on this one, but leaning towards investing some today- not all of my cash, but just the amount that was scheduled to be invested in a couple...
Showing results 1 to 25 of 43

 
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