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Forum: Life after FIRE 10-31-2020, 02:26 PM
Replies: 77
Views: 5,600
Posted By FLD3C
Retired 7years No pension or SS +40% NW ...

Retired 7years
No pension or SS
+40% NW
Highly variable WR
Forum: Other topics 08-16-2020, 02:12 PM
Replies: 188
Views: 8,320
Posted By FLD3C
My computer username from the days of mainframes,...

My computer username from the days of mainframes, punch cards and lineprinters named Bert and Ernie
Forum: Hi, I am... 07-22-2020, 04:06 PM
Replies: 59
Views: 5,358
Posted By FLD3C
One caveat. Tuition, room, board and books even...

One caveat.
Tuition, room, board and books even at a public university may exceed 100k for 4 years.
For example for an instate student at Penn State costs are estimated at 140k for 4years
Forum: Technology, Media & e-Gadgets 07-20-2020, 05:02 PM
Replies: 111
Views: 4,823
Posted By FLD3C
An excellent idea for fiscal stimulus

An excellent idea for fiscal stimulus
Forum: Travel Information 06-23-2020, 09:04 PM
Replies: 5
Views: 628
Posted By FLD3C
Never bothered with a tour company. I had success...

Never bothered with a tour company. I had success with flexible planning.Three star hotels are cheap and easy to find
English is spoken locally by both the economic elite and tourist industry. ...
Forum: FIRE and Money 05-22-2020, 08:44 PM
Replies: 185
Views: 14,399
Posted By FLD3C
I continue with the plan: 84/0/16 . It did drift...

I continue with the plan: 84/0/16 . It did drift as low as 80/20. I continue to sleep well at night
Forum: Health and Early Retirement 02-21-2020, 06:47 PM
Replies: 118
Views: 7,938
Posted By FLD3C
A few thoughts: 1...

A few thoughts:
1 Physicians as a group make different treatment decisions vs non physicians
The essay "How Doctors Die" by Ken Murray MD is a useful read
...
Forum: Hi, I am... 01-01-2020, 12:32 AM
Replies: 140
Views: 11,313
Posted By FLD3C
Or even middle class man: Philippines

Or even middle class man:
Philippines
Forum: Young Dreamers 11-13-2019, 02:13 AM
Replies: 101
Views: 12,743
Posted By FLD3C
I retired to the Philippines 6 years ago. This is...

I retired to the Philippines 6 years ago. This is an absolutely true statement.
Forum: Life after FIRE 07-27-2019, 07:51 PM
Replies: 294
Views: 22,384
Posted By FLD3C
The Philippines is nice. Like Hawaii but cheaper.

The Philippines is nice. Like Hawaii but cheaper.
Forum: Technology, Media & e-Gadgets 06-26-2019, 09:05 PM
Replies: 109
Views: 16,086
Posted By FLD3C
Quantum Leap. The episodes " The Leap Home...

Quantum Leap.
The episodes " The Leap Home Part 1 + 2 " are the best hours of television I have ever seen.
Forum: Health and Early Retirement 06-22-2019, 09:05 PM
Replies: 64
Views: 4,347
Posted By FLD3C
For PCP's: 1) When you dont like the doctor ...

For PCP's:
1) When you dont like the doctor
2) When the doctor doesn't like you
3) When you dont follow the doctors advice.
Then find someone new.
Forum: FIRE and Money 06-08-2019, 02:08 PM
Replies: 207
Views: 19,330
Posted By FLD3C
Is the problem a lack of knowledge or a...

Is the problem a lack of knowledge or a personality type that favors immediate gratification?
IMHO the high frequency of INTJ personalities here favors personality as the major factor in determining...
Forum: FIRE and Money 04-26-2019, 05:56 PM
Replies: 101
Views: 11,232
Posted By FLD3C
A few thoughts

#1)100% on FireCalc etal does not mean a 100 % probability of a not running out of money.
Black swan events ( war, revolution, pandemic, asteroid impact, etc) will occur at some point in the ...
Forum: Travel Information 04-07-2019, 11:32 AM
Replies: 92
Views: 8,079
Posted By FLD3C
The Philippines has much to offer but outside of...

The Philippines has much to offer but outside of Manila quality healthcare services are limited.
On the other hand housing in beautiful places is cheap
Forum: Other topics 02-24-2019, 01:37 AM
Replies: 94
Views: 4,374
Posted By FLD3C
Old enough to see humanity on Mars

Old enough to see humanity on Mars
Forum: Other topics 02-06-2019, 06:12 AM
Replies: 209
Views: 12,238
Posted By FLD3C
Mindoro Oriental, Philippines

Mindoro Oriental, Philippines
Forum: Travel Information 06-13-2015, 09:11 PM
Replies: 82
Views: 5,732
Posted By FLD3C
If you are coming from North America, minimize...

If you are coming from North America, minimize driving on the first day. The jet lag induced concentration deficits worsen the problem of driving on the left
Forum: Other topics 04-14-2015, 06:57 PM
Replies: 37
Views: 2,025
Posted By FLD3C
#1 Dilbert #2 Pearls Before Swine

#1 Dilbert
#2 Pearls Before Swine
Forum: FIRE and Money 03-08-2015, 08:32 PM
Replies: 8
Views: 1,288
Posted By FLD3C
Success at last. The problem was with the auto...

Success at last. The problem was with the auto complete function of Windows:dance:
Forum: FIRE and Money 03-08-2015, 04:56 PM
Replies: 8
Views: 1,288
Posted By FLD3C
+1 Thank you. :)

+1
Thank you. :)
Forum: FIRE and Money 03-08-2015, 05:24 AM
Replies: 8
Views: 1,288
Posted By FLD3C
Help with FBAR filing

I have completed the FBAR( an efile to the US govt to inform them of non US bank accounts). Sections III, IV and V do not apply to me but I am both unable to delete these sections and unable to...
Forum: Life after FIRE 03-01-2015, 05:45 AM
Replies: 295
Views: 40,331
Posted By FLD3C
I am retired. Started contract work/ 2-6 month...

I am retired.
Started contract work/ 2-6 month off periods age 54. Last work day age 57. Told my malpractice carrier I was retiring age 58.
Started planning age 27. At that point a vague thought...
Forum: Health and Early Retirement 01-21-2015, 07:50 AM
Replies: 1,357
Views: 96,485
Posted By FLD3C
A naked singularity is always cloaked by an event...

A naked singularity is always cloaked by an event horizon:coolsmiley:

MWF resistance training. TTS 65 minutes on the elliptical machine
Forum: FIRE and Money 01-13-2015, 09:34 PM
Replies: 33
Views: 5,770
Posted By FLD3C
+1

+1
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