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Search: Posts Made By: wrl11
Forum: FIRE and Money 01-01-2018, 08:56 AM
Replies: 20
Views: 4,213
Posted By wrl11
I early retired in January also. Your post is...

I early retired in January also. Your post is almost exactly what I would say. I was a stock analyst for 27 years and still have a big passion for stocks and investments. ER allowed me to manage my...
Forum: Health and Early Retirement 10-26-2017, 03:09 PM
Replies: 242
Views: 19,022
Posted By wrl11
You would be correct if the government did not...

You would be correct if the government did not cap certain rates and allowed market pricing. But the government does dictate pricing. Why do you think companies are pulling out of obamacare markets...
Forum: Health and Early Retirement 10-26-2017, 02:51 PM
Replies: 242
Views: 19,022
Posted By wrl11
You are right technically, but in reality my...

You are right technically, but in reality my statement is accurate. The gov't is funding the subsidies, but they would have to pay more subsidies if people like me didn't pay the full rate on the 80%...
Forum: Health and Early Retirement 10-26-2017, 07:42 AM
Replies: 242
Views: 19,022
Posted By wrl11
My maryland bluecross bronze 6550 ppo is going up...

My maryland bluecross bronze 6550 ppo is going up from $1600 month to $2700 month for family of 5 (too much investment income for subsidies). Crazy. We are going to have to switch to the BCBS HMO...
Forum: Other topics 06-22-2017, 10:17 AM
Replies: 65
Views: 4,807
Posted By wrl11
Me too. Times are changing. I'd rather embrace it...

Me too. Times are changing. I'd rather embrace it and be involved.
Forum: Life after FIRE 06-13-2017, 07:50 AM
Replies: 244
Views: 21,294
Posted By wrl11
I just bought a 2017 Miata GT, soul red and have...

I just bought a 2017 Miata GT, soul red and have had alot of fun with it. I have raced spec miata for the last 15 years but have never had a street miata, or a convertible period. I have had 5 vettes...
Forum: FIRE and Money 04-06-2017, 06:36 AM
Replies: 29
Views: 3,461
Posted By wrl11
CWI and GWL

CWI and GWL
Forum: FIRE and Money 03-24-2017, 05:00 AM
Replies: 19
Views: 2,305
Posted By wrl11
I have used this and their checking account for a...

I have used this and their checking account for a couple of years and have been very happy. I transferred money in. I have not encountered any fees.
Forum: FIRE and Money 02-19-2017, 06:48 PM
Replies: 38
Views: 3,994
Posted By wrl11
jazz, have you looked at the Trowe MDXBX fund for...

jazz, have you looked at the Trowe MDXBX fund for maryland? I own that for most of my bond allocation.
Forum: Hi, I am... 02-04-2017, 05:18 AM
Replies: 8
Views: 2,222
Posted By wrl11
ER last week

I have been on the forum for several years and want to thank the folks that contribute to the site. I ER'd last week at 48. The information I gathered from the site has been very very helpful and...
Forum: Technology, Media & e-Gadgets 12-08-2016, 04:41 AM
Replies: 86
Views: 4,727
Posted By wrl11
Kids need to pay their own bills after college,...

Kids need to pay their own bills after college, period. I think parents that subsidize them are not doing them any favors. My sister is in her early 50s and still is a financial mess because people...
Forum: Health and Early Retirement 12-03-2016, 03:49 PM
Replies: 103
Views: 9,562
Posted By wrl11
You have to go to failure (unable to complete...

You have to go to failure (unable to complete last rep in a set) and increase your weights over time to build muscle mass. Doing less will keep your muscles toned and healthy but no muscle mass...
Forum: FIRE and Money 02-10-2016, 06:43 AM
Replies: 88
Views: 9,253
Posted By wrl11
Just donīt sell when they are down. Good job...

Just donīt sell when they are down. Good job adding more down. So hard to do when losing money (and likely to lose more near-term) but you will never call the bottom and the market will be 50% or...
Forum: Health and Early Retirement 02-03-2016, 06:02 AM
Replies: 43
Views: 3,950
Posted By wrl11
I work out with weights 4 or 5 times a week...

I work out with weights 4 or 5 times a week depending on my cycle, but like another person said here, when I hurt my back it is not with the weights, its picking up something light, like a bag,...
Forum: FIRE and Money 02-02-2016, 08:41 AM
Replies: 99
Views: 13,337
Posted By wrl11
I have used Quicken for 10 years, importing...

I have used Quicken for 10 years, importing credit cards, brokerage and banking accounts. I try to charge everything on the cards to ease tracking, I pay it off every month. Amazon is the toughest, I...
Forum: Health and Early Retirement 02-02-2016, 08:07 AM
Replies: 26
Views: 10,718
Posted By wrl11
You may want to try out a casper bed (casper.com,...

You may want to try out a casper bed (casper.com, internet only no stores). It stopped my back pain. It comes in a box (see their website, pretty neat) and they have a 100 night return policy. They...
Forum: Other topics 07-08-2015, 07:52 AM
Replies: 97
Views: 11,562
Posted By wrl11
Even though the OP bailed on the marriage, I...

Even though the OP bailed on the marriage, I still think posts like this are useful to help lurkers thinking about the same thing now or in the future (I certainly get ideas and help from posts where...
Forum: Hi, I am... 05-29-2015, 07:32 PM
Replies: 36
Views: 8,164
Posted By wrl11
I am in the exact position as you, 3 kids under...

I am in the exact position as you, 3 kids under 18, 40x, wall street career, about the same age. I made the transition to part time last summer to ease into it. I am the only one in the dept to do...
Forum: Hi, I am... 04-30-2015, 10:52 AM
Replies: 33
Views: 6,302
Posted By wrl11
RacerX, I am the same age and our numbers...

RacerX,

I am the same age and our numbers are very close to each other. I also use Quicken for the past 8 years, tracking expenses in detail. Being a financial-investment analyst, I have studied...
Forum: Other topics 04-10-2015, 03:19 PM
Replies: 14
Views: 1,733
Posted By wrl11
Good call. Two years doing something you really...

Good call. Two years doing something you really don't want to do would be very painful. Could even cause you health issues, messing up your eventual retirement! If you are financially ready, life is...
Forum: FIRE and Money 03-15-2015, 05:50 PM
Replies: 53
Views: 7,121
Posted By wrl11
Its my primary card, no issues on the 2% if you...

Its my primary card, no issues on the 2% if you pay it off monthly.
Forum: Young Dreamers 03-15-2015, 08:43 AM
Replies: 29
Views: 4,841
Posted By wrl11
AAPL is up only 13% since then, and that will be...

AAPL is up only 13% since then, and that will be taxed as ordinary income since short term gain. Sounds like you could have nearly paid it off before you bought AAPL too!
Forum: Other topics 02-15-2015, 09:51 AM
Replies: 18
Views: 1,468
Posted By wrl11
I use Cabonite as well. Works good, unlimited...

I use Cabonite as well. Works good, unlimited backup storage, but the more you take the slower the backup gets. I think it was about $70 per year.
Forum: FIRE and Money 02-13-2015, 02:37 PM
Replies: 20
Views: 2,556
Posted By wrl11
I like listening to Bloomberg radio on web or...

I like listening to Bloomberg radio on web or Sirusxm. They usually have good discussions. I like reading or listening to both sides, bull and bear case to help me decide what to do.
Forum: Hi, I am... 01-20-2015, 06:22 AM
Replies: 38
Views: 6,069
Posted By wrl11
I am about your age with 3 kids the same age as...

I am about your age with 3 kids the same age as yours. I went part-time last year and plan on ER very soon since I can financially. If your social circle is tied to your work like a lot of people,...
Showing results 1 to 25 of 32

 
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