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Search: Posts Made By: 2k6_TX_Dad
Forum: Other topics 09-21-2021, 03:36 PM
Replies: 69
Views: 3,903
Posted By 2k6_TX_Dad
Many good points made.

Army Vet here, specific goal for joining was for maturity and money to return to college. Drove a truck for a "short" three year enlistment, got the GI Bill and the Army College fund. (Not sure of...
Forum: COVID-19 | Containment Area 08-18-2021, 10:29 AM
Replies: 475
Views: 36,408
Posted By 2k6_TX_Dad
Your story is similar to mine. Mild cold like...

Your story is similar to mine. Mild cold like symptoms, wasn't tested. A few days after I was feeling better DW lost sense of smell, so got tested, positive. Never more than mild cold symptoms,...
Forum: Young Dreamers 07-16-2021, 07:49 AM
Replies: 334
Views: 74,824
Posted By 2k6_TX_Dad
Overdue updates

Like Obj 2022, I haven't kept up here.

Currently @ 80.34% of goal, the markets have been great!

My first post here stated that the goal was end of 2024 maybe dip into 2025 to max 401k for that...
Forum: Life after FIRE 02-11-2021, 01:52 PM
Replies: 180
Views: 13,038
Posted By 2k6_TX_Dad
Opposite

I'll take the opposite viewpoint. I would like to be recognized (by others than on this forum). But mainly to show FIRE is an achievable goal and so I can pass along how being FI can help you enjoy...
Forum: Young Dreamers 02-10-2020, 06:56 AM
Replies: 334
Views: 74,824
Posted By 2k6_TX_Dad
- Working since 16, but didn't put a plan...

- Working since 16, but didn't put a plan together until I was 30. I've been working off and refining that plan over the last twenty years.
Forum: FIRE and Money 01-30-2020, 06:45 AM
Replies: 9
Views: 1,156
Posted By 2k6_TX_Dad
If I don't change my after tax savings, it would...

If I don't change my after tax savings, it would come from my 401(k) through SEPP or withdraws that include a 10% penalty.


I will plan my after tax withdrawals up to the top of our tax bracket...
Forum: FIRE and Money 01-29-2020, 06:45 PM
Replies: 9
Views: 1,156
Posted By 2k6_TX_Dad
Thank you, I will I believe you're correct. ...

Thank you, I will

I believe you're correct.

I'm budgeting our expenses to require about about $85,000 so not much over 22%

Thank you, I agree and I'm going to spend some time planning each...
Forum: FIRE and Money 01-29-2020, 02:01 PM
Replies: 9
Views: 1,156
Posted By 2k6_TX_Dad
Is it time to cut back on pre-tax savings?

Long time lurker, infrequent poster. I have a question for the collective experienced.

For about 20 years I've been working against a plan for early retirement. The plan has mostly been...
Forum: FIRE and Money 09-12-2019, 09:20 AM
Replies: 2,502
Views: 989,099
Posted By 2k6_TX_Dad
I would imagine that it was part of his...

I would imagine that it was part of his compensation agreement. (there's a lot of high earners in Houston)

I'm in my 11th year in my 401k, max each year + 4% match, it's just over 460k. If I can...
Forum: Technology, Media & e-Gadgets 05-08-2019, 04:18 PM
Replies: 10
Views: 767
Posted By 2k6_TX_Dad
AFAIK, it's not included with Prime, it's a...

AFAIK, it's not included with Prime, it's a premium service. If you sign up and don't cancel, you will be billed an additional charge.
Forum: Health and Early Retirement 04-23-2019, 08:14 AM
Replies: 127
Views: 27,937
Posted By 2k6_TX_Dad
Definitive? No, but a number I've used is: ...

Definitive? No, but a number I've used is:

"Jogging is defined as going at a pace of less than 6 mph, while running is defined as anything faster than 6 mph."

Google "the difference between...
Forum: FIRE and Money 01-02-2019, 11:52 AM
Replies: 976
Views: 95,319
Posted By 2k6_TX_Dad
-7.23% for 2018 69/31 < 6 years before...

-7.23% for 2018
69/31
< 6 years before Retirement @ 55.
Forum: FIRE and Money 12-06-2017, 11:22 AM
Replies: 220
Views: 32,870
Posted By 2k6_TX_Dad
Was it this one? And the funny reply (More...

Was it this one?
And the funny reply (More eels)?
Forum: Other topics 11-14-2017, 11:02 AM
Replies: 72
Views: 4,752
Posted By 2k6_TX_Dad
We've always had medium sized dogs.

We've always had medium sized dogs. But after losing our second ~50# short haired female mutt. We decided to go big.

https://www.dropbox.com/s/l4tn56o7yxsyoan/2017-11-12%2011.31.08.jpg?dl=0
...
Forum: Other topics 10-19-2017, 12:53 PM
Replies: 43
Views: 3,513
Posted By 2k6_TX_Dad
There's a common statement made here. It...

There's a common statement made here.

It refers to the point when you've accomplished FI but have not RE'ed or OMY syndrome.
Forum: Young Dreamers 06-01-2017, 11:54 AM
Replies: 334
Views: 74,824
Posted By 2k6_TX_Dad
The advantage is that rather than the 5.5k...

The advantage is that rather than the 5.5k staying in your 'savings account' for example, where it's earnings are taxable. It's somewhere where the earnings are not. You can pull the contributions...
Forum: Young Dreamers 05-31-2017, 11:29 AM
Replies: 334
Views: 74,824
Posted By 2k6_TX_Dad
Don't know how I missed this post.

Joining today.
The plan is the end of 2024. I'll be a few months 55yo. May stay a couple months in 2025 to max 401k then get out.

55 is the target age, we'll adjust our budget based on where...
Forum: FIRE and Money 03-02-2017, 02:53 PM
Replies: 37
Views: 3,506
Posted By 2k6_TX_Dad
What type of account?

I don't think this is correct.
But I may be a victim off bad information myself.
I'm going to see what I can find, but if anyone has a link to a (trusted) source that states a 72T can only be done...
Forum: FIRE and Money 05-23-2016, 07:32 AM
Replies: 2,502
Views: 989,099
Posted By 2k6_TX_Dad
Paid off Mortgage

Paid off our mortgage today.:dance:
It was a tough decision as I considered it "cheap money"
I ran the numbers, paying it off four years and two months early saves us a little over 3k in interest...
Forum: FIRE and Money 01-05-2016, 11:05 AM
Replies: 689
Views: 78,890
Posted By 2k6_TX_Dad
Finished our numbers for last year (2015) ...

Finished our numbers for last year (2015)
Return -1.87% Big hit in foreign equities. :(
Overall portfolio +5.6% (Because we're still putting in $$) :)

The numbers still fit within our plan.
...
Forum: Young Dreamers 04-01-2015, 03:20 PM
Replies: 44
Views: 6,096
Posted By 2k6_TX_Dad
Correct. "In three days, the stock price fell...

Correct.
"In three days, the stock price fell to $34 from almost $44."

However today it's at $73.
Forum: Young Dreamers 02-27-2015, 07:48 AM
Replies: 44
Views: 6,096
Posted By 2k6_TX_Dad
I agree 100%, though my experience, it's mostly...

I agree 100%, though my experience, it's mostly the person.

That could be because of positions/tasks/people I oversee , the people are the largest variable.
Forum: Young Dreamers 02-27-2015, 07:44 AM
Replies: 44
Views: 6,096
Posted By 2k6_TX_Dad
My point, though I acknowledge it was omitted,...

My point, though I acknowledge it was omitted, was predicated upon equal performance between the two types of employees.

I'll certainly concede that there are some who have the discipline and work...
Forum: Young Dreamers 02-26-2015, 09:51 PM
Replies: 44
Views: 6,096
Posted By 2k6_TX_Dad
My opinions

Your lunch hour (not 1.5) is your time to do whatever you'd like

IMHO - Working from home = not working to your full potential. You yourself state.

If thought you were more productive at home,...
Forum: Other topics 02-24-2015, 10:54 AM
Replies: 40
Views: 4,212
Posted By 2k6_TX_Dad
Won't be able to make this lunch.

That sounds like a perfect lunch!

Sorry that I won't be able to make this one, two new employees starting Monday.

I'll keep an eye out for future Houston area meetings.

Congratulations to...
Showing results 1 to 25 of 31

 
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