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Search: Posts Made By: Alderman
Forum: FIRE and Money 04-15-2021, 04:12 PM
Replies: 15
Views: 872
Posted By Alderman
No real advise and just want to say when I rolled...

No real advise and just want to say when I rolled things into Vanguard, they were helpful getting it done. Hope it goes as easily for you whichever one you choose.
Forum: FIRE and Money 04-15-2021, 01:24 PM
Replies: 48
Views: 4,619
Posted By Alderman
Never dreamed

Unions, love or hate but when I first went to work at the factory, truck drivers with their union were making considerably more money than what the factory was paying.
For quite some time our...
Forum: FIRE and Money 04-15-2021, 11:24 AM
Replies: 48
Views: 4,619
Posted By Alderman
Never dreamed

A poor manís journey:

I opened my first savings account when I was nine and was working a paper route so Iíve pretty much always been a saver.



When I first started saving and investing I...
Forum: FIRE and Money 04-15-2021, 09:46 AM
Replies: 40
Views: 4,022
Posted By Alderman
Thanks for the responses. I was just curious...

Thanks for the responses. I was just curious about this as on another thread it seemed some were advising against a sale due to capital gains.
My personal experience with owning a rental property...
Forum: Life after FIRE 04-14-2021, 11:48 AM
Replies: 75
Views: 5,386
Posted By Alderman
Itís nice to hear from folks with a liking for...

Itís nice to hear from folks with a liking for country living.
Was just wondering if there were many on the site as there doesnít seem to be many posts about the contended country lifestyle.
Forum: Stock Picking and Market Strategy 04-14-2021, 10:58 AM
Replies: 2
Views: 532
Posted By Alderman
Energy?

Iím a novice at investing. I invested some in VenaxóVanguard Energy Fund At and so far it has had a decent return for me. It is a bumpier ride than with the Total Stock Market fund.
What are the...
Forum: FIRE and Money 04-13-2021, 09:51 PM
Replies: 40
Views: 4,022
Posted By Alderman
Isnít the housing market out of the hands of the...

Isnít the housing market out of the hands of the investor also so speculative and not actionable?
Forum: FIRE and Money 04-13-2021, 12:33 PM
Replies: 40
Views: 4,022
Posted By Alderman
Capital gains?

Iíve seen some threads of people with property to sell in retirement. Often they are advised not to sell due to the capital gains taxes incurred.

My feeling is it seems to be a sellers market and...
Forum: Life after FIRE 04-05-2021, 11:42 AM
Replies: 75
Views: 5,386
Posted By Alderman
Homesteading in retirement?

Although the official definition is different, I think of it loosely described as getting some income or food produced on the land. Not entirely self sufficient from working the land. Doesnít seem...
Forum: Life after FIRE 04-05-2021, 11:07 AM
Replies: 75
Views: 5,386
Posted By Alderman
Homesteading in retirement?

Just curious if there are any homesteaders in retirement. Iíve never lived in a city and find all of the angst over covid to be quite different from my experience in the country.

I still enjoy...
Forum: Life after FIRE 02-14-2021, 05:32 PM
Replies: 15
Views: 1,312
Posted By Alderman
We are in NW Oregon. Pics are from our property...

We are in NW Oregon. Pics are from our property above our home. Most of the property is zoned forest land but there is some zoned residential so the potential for 4 or 5 buildable lots. The forest...
Forum: Life after FIRE 02-14-2021, 03:42 PM
Replies: 15
Views: 1,312
Posted By Alderman
Looks like we might make it

Retired from a factory job at 62 about 2 1/2 years ago. Used some IRA money to purchase 40+ acres of real estate adjacent to our home, guaranteeing privacy for as long as we want. Since that time our...
Forum: FIRE and Money 12-05-2020, 11:53 PM
Replies: 95
Views: 5,844
Posted By Alderman
Iíve purchased four properties for cash. I had...

Iíve purchased four properties for cash. I had the advantage of knowing the histories of the properties going back to before I was born so I think that helped some. One of the properties we had a...
Forum: Life after FIRE 12-05-2020, 12:30 AM
Replies: 12
Views: 1,301
Posted By Alderman
We bought three parcels of land equaling 45 acres...

We bought three parcels of land equaling 45 acres after we retired.
Fortunately both parcels were cash sales so very little headache involved. Both sellers were willing to split all costs involved...
Forum: FIRE and Money 12-04-2020, 11:56 PM
Replies: 4
Views: 671
Posted By Alderman
IRA withdrawals?

Is there a strategy where it is better to withdraw some from IRAs before it is mandatory? We arenít rich by any means but after two years of retirement we have yet to tap into our retirement account...
Forum: Stock Picking and Market Strategy 12-04-2020, 11:42 PM
Replies: 4
Views: 711
Posted By Alderman
Energy stocks

Energy stocks took quite a beating but I took a chance and invested some in the Vanguard Venax fund a while back. I may be thinking about this wrong but if and when things get straightened out people...
Forum: COVID-19 | Containment Area 03-22-2020, 01:14 PM
Replies: 4
Views: 642
Posted By Alderman
I know but....

I normally donít try to outguess the market.
I got nervous when this outbreak first hit and put everything
in the money market.
I could get by on money market returns but always like to make...
Forum: Life after FIRE 01-15-2020, 02:15 PM
Replies: 29
Views: 3,033
Posted By Alderman
Got enough wood cut to pay the taxes and warm the...

Got enough wood cut to pay the taxes and warm the house. Also got a Winter supply of meat. Loving retirement, country living and a simple life. 3357233571335703356933568
Forum: Life after FIRE 12-17-2019, 02:07 PM
Replies: 4
Views: 781
Posted By Alderman
Year one in the books

A year into retirement here. Some highlights from year one.

Moved our 401k to an IRA at Vanguard. The 401K had been in Vanguard before our company changed to another some years ago and I always...
Forum: Life after FIRE 11-10-2019, 11:46 PM
Replies: 29
Views: 3,033
Posted By Alderman
Iíve been looking at real estate on the Trulia...

Iíve been looking at real estate on the Trulia site.
I was familiar with this property.
Contacted the owner, agreed on price, wrote up a purchase agreement, owner signed, contacted title company,...
Forum: Life after FIRE 11-10-2019, 04:25 PM
Replies: 29
Views: 3,033
Posted By Alderman
40 acres is taxed as timber land. Most of the...

40 acres is taxed as timber land. Most of the taxes are for the 5 acres of buildable property.
Forum: Life after FIRE 11-10-2019, 01:15 PM
Replies: 29
Views: 3,033
Posted By Alderman
Taxes and Insurance costs are around $800...

Taxes and Insurance costs are around $800 annually.
I cover this by cutting and selling firewood from downed trees on the property.
Forum: Life after FIRE 11-10-2019, 01:02 PM
Replies: 83
Views: 13,592
Posted By Alderman
Under a million when I pulled the plug last year....

Under a million when I pulled the plug last year.
Pension and Ssi has covered the necessities easily.
Living a simple life and loving the retirement.
Forum: Life after FIRE 11-10-2019, 12:57 AM
Replies: 29
Views: 3,033
Posted By Alderman
Real estate in retirement

Into year two of retirement. After retirement I was able to purchase 45 acres of property adjacent to our home. While this may go against conventional advice, I look at it as providing diversity to...
Forum: Hi, I am... 02-14-2019, 02:06 PM
Replies: 17
Views: 2,844
Posted By Alderman
Iíve only been free since last May, but itís...

Iíve only been free since last May, but itís still like a good dream. Good luck.
Showing results 1 to 25 of 38

 
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