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Search: Posts Made By: longranger
Forum: Life after FIRE 05-31-2016, 04:43 PM
Replies: 538
Views: 80,323
Posted By longranger
Unfortunately I too must withdraw from the class...

Unfortunately I too must withdraw from the class of 2016 to complete at least OMY. Last 6 months have been an eye opener as to how much my parents and almost launched kids will need $$ from me in the...
Forum: FIRE and Money 12-31-2015, 01:04 AM
Replies: 40
Views: 3,756
Posted By longranger
In an indirect manner I was questioning my own...

In an indirect manner I was questioning my own wisdom. My rational mind understands basic financial principles and the value of a steady hand. In fact until very recently I didn't give much thought...
Forum: FIRE and Money 12-29-2015, 04:44 PM
Replies: 40
Views: 3,756
Posted By longranger
Thanks for all of the perspectives.There is so...

Thanks for all of the perspectives.There is so much experience and wisdom shared on this forum. I appreciate it more and more over time. Hopefully my perspectives will help others down the line as I...
Forum: FIRE and Money 12-29-2015, 03:45 PM
Replies: 40
Views: 3,756
Posted By longranger
My current AA is pretty average for someone...

My current AA is pretty average for someone approaching 60 at 55/45 equities to bonds. After doing well by trusting AA for the past 30 years or so one would think I would feel more secure staying...
Forum: FIRE and Money 12-29-2015, 01:49 PM
Replies: 40
Views: 3,756
Posted By longranger
Yeah we can always find "an expert" or two...

Yeah we can always find "an expert" or two predicting a crash or a major ally on any given day. A small majority of the prognostications I have read over the last 6 months are pretty gloomy. It was...
Forum: FIRE and Money 12-29-2015, 01:13 PM
Replies: 40
Views: 3,756
Posted By longranger
Not a market timer but!!??

I have never purposely timed the market in anticipation of major market swings. That strategy has served me well. With FIRE on the near horizon and a growing number of "experts" predicting an major...
Forum: FIRE and Money 12-02-2015, 10:46 PM
Replies: 24
Views: 4,536
Posted By longranger
I suspect during the first five years or so after...

I suspect during the first five years or so after retiring many previously charitable individuals will be busy making sure that their financial projections were accurate or more padded than they...
Forum: Travel Information 11-17-2015, 06:05 PM
Replies: 4,221
Views: 366,147
Posted By longranger
We are flying to the Phillipines on new years...

We are flying to the Phillipines on new years eve. Will stay 2 weeks mostly beach hopping. El nido, Puerto Princessa, Borocay etc.. Even though my DW of 27 years is from Manilla this is the first...
Forum: Health and Early Retirement 11-15-2015, 01:58 PM
Replies: 20
Views: 1,777
Posted By longranger
"No it isn't, that chart shows all dollars,...

"No it isn't, that chart shows all dollars, including private insurance.

And insurers account for only single digit percentage of health care spending.

Why is it controversial to say the...
Forum: Health and Early Retirement 11-15-2015, 10:14 AM
Replies: 20
Views: 1,777
Posted By longranger
The numbers we are discussing include only...

The numbers we are discussing include only dollars coming from the federal government. "The real numbers", which include private insurance and patients that pay out of pocket is much higher. It is...
Forum: Health and Early Retirement 11-13-2015, 04:47 PM
Replies: 20
Views: 1,777
Posted By longranger
Single payer is the best solution, but only if we...

Single payer is the best solution, but only if we eliminate the insurance, legal and pharmaceutical lobbies from the equation. Everyone loves throwing stones at the health care providers but DRs now...
Forum: FIRE Related Public Policy 11-13-2015, 04:36 PM
Replies: 37
Views: 3,517
Posted By longranger
If net worth becomes the basis for SS...

If net worth becomes the basis for SS eligibility, how long before there are taxes levied on people based on net worth?





I have compassion for the poor who really need social security to...
Forum: Health and Early Retirement 10-03-2015, 11:57 AM
Replies: 14
Views: 1,321
Posted By longranger
EastWestGal, The new system is an...

EastWestGal,

The new system is an improvement and yes the US is a late adopter, however to label physicians that have high volume practices and resent the change is unfair. As you are doubtless...
Forum: FIRE and Money 07-30-2015, 02:25 PM
Replies: 3
Views: 2,079
Posted By longranger
The switch to electronic medical record was and...

The switch to electronic medical record was and still is touted as a pathway to enhanced patient confidentiality, saving $$, allowing easier access to patient data for healthcare providers, saving...
Forum: FIRE and Money 06-22-2015, 07:58 PM
Replies: 25
Views: 5,673
Posted By longranger
More than a few of us 1%ers hope to bridge the...

More than a few of us 1%ers hope to bridge the years between RE and medicare by having just the right AGI to use the ACA. It will not be by accident.
Forum: Life after FIRE 06-03-2015, 09:07 AM
Replies: 538
Views: 80,323
Posted By longranger
add age.

Forgot to list my age at RE: 60
Forum: Life after FIRE 06-01-2015, 08:19 PM
Replies: 538
Views: 80,323
Posted By longranger
OOPs that is number 7 Longranger, 12/25/2016, or...

OOPs that is number 7 Longranger, 12/25/2016, or make that #8.
Forum: Life after FIRE 06-01-2015, 08:18 PM
Replies: 538
Views: 80,323
Posted By longranger
Looks like 12/25/2016

I get anxiety just thinking about my last year of work which will begin 12/25/2015 give or take a day or three. The worst part will be giving my 1 year notice as I will be blindsiding many of my...
Forum: FIRE and Money 04-23-2015, 03:53 PM
Replies: 45
Views: 6,062
Posted By longranger
#4 with occasional deviation towards #3.

#4 with occasional deviation towards #3.
Forum: FIRE and Money 04-16-2015, 12:39 PM
Replies: 54
Views: 8,450
Posted By longranger
At 58 planning on 1.5 OMYs. Firecalc etc. says...

At 58 planning on 1.5 OMYs. Firecalc etc. says 100% now. Working only for the cushion. Will be 60 if the plan holds. Sure hope I don't regret the next 18 months.
Forum: FIRE and Money 03-21-2015, 10:23 AM
Replies: 164
Views: 25,396
Posted By longranger
Horrible?? I don't get it. If someones...

Horrible?? I don't get it. If someones expectations for a happy life before and after retirement require perpetual very high income most are creating a self fulfilling prophecy of unhappiness. Very...
Forum: FIRE and Money 03-13-2015, 12:14 PM
Replies: 164
Views: 25,396
Posted By longranger
How much of your budget have you been spending...

How much of your budget have you been spending per year? Do you put the remainig $$ back into your portfolio?
Forum: FIRE and Money 03-12-2015, 11:59 PM
Replies: 164
Views: 25,396
Posted By longranger
What I need more than the 2.5M in investable...

What I need more than the 2.5M in investable assets and a high likelihood of a good SS chunk beginning in 5 to 12 years is the courage to take a leap of faith. Like many on this forum I have long...
Forum: FIRE and Money 03-07-2015, 12:19 PM
Replies: 21
Views: 3,601
Posted By longranger
It is easy to drive yourself crazy if you hold...

It is easy to drive yourself crazy if you hold the government to any rational standards of financial or moral behavior. If only the US government practiced LBYM. HAH to that!!!! We are the most...
Forum: Hi, I am... 03-06-2015, 12:41 AM
Replies: 7
Views: 1,820
Posted By longranger
Papadad111 I too would like to know more about...

Papadad111 I too would like to know more about the many regular posters I learn from every day. IMO many share a remarkable amount about their lives, philosophies etc.. Without the relative anonymity...
Showing results 1 to 25 of 137

 
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