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Forum: Stock Picking and Market Strategy 04-23-2021, 02:53 PM
Replies: 47
Views: 6,198
Posted By Diver
We are all in on VWENX (Wellington) + 5% cash. ...

We are all in on VWENX (Wellington) + 5% cash. Wellington has our preferred 60/40 allocation without us having to even rebalance, just set & forget. Worth the bit higher fee to me for that, totally...
Forum: Life after FIRE 07-22-2020, 08:07 AM
Replies: 86
Views: 7,620
Posted By Diver
Not recommending any particular chain or resort,...

Not recommending any particular chain or resort, as we all have different preferences. Just wanted to share specifics on wintering at AI resorts as a few folks requested. We spent 6 wks this year...
Forum: COVID-19 | Containment Area 07-11-2020, 06:03 AM
Replies: 64
Views: 4,298
Posted By Diver
We are perpetual travelers/nomads in our 5th year...

We are perpetual travelers/nomads in our 5th year & decided to stay in Portugal when the world stopped turning in March. Turned out to be a good decision for us, as we are home-free anyway. We...
Forum: Health and Early Retirement 10-30-2019, 03:53 PM
Replies: 92
Views: 7,607
Posted By Diver
Just saw this thread. Please know that we are...

Just saw this thread. Please know that we are all rooting for you and your wife. Thank you for the update! Will be thinking of you both and sending positive thoughts your way.
Forum: Travel Information 07-21-2019, 12:21 AM
Replies: 78
Views: 10,519
Posted By Diver
KimL, and Yes, I would be fine with solo travel...

KimL, and Yes, I would be fine with solo travel in Vietnam without DH. Absolutely, with the exception of I probably would not have booked a bunk in a quad cabin on the train. You are likely to...
Forum: Travel Information 07-21-2019, 12:14 AM
Replies: 78
Views: 10,519
Posted By Diver
KimL, we took no buses in Vietnam. We flew and...

KimL, we took no buses in Vietnam. We flew and took the coastal train from Ho Chi Min City/Saigon towards Hanoi stopping for several days/week each in Nha Trang, Hoi An (loved it), and Hue (loved...
Forum: Travel Information 07-11-2019, 08:13 AM
Replies: 78
Views: 10,519
Posted By Diver
I will defer to you since you lived there, and we...

I will defer to you since you lived there, and we only were visiting.

We paid $600/mo thru Airbnb (owner had a 50% discount from daily rate of $40 for monthly rentals) for a 2 bdrm apt in...
Forum: Travel Information 07-11-2019, 07:44 AM
Replies: 78
Views: 10,519
Posted By Diver
Great point, BarbWire. I have read similar...

Great point, BarbWire. I have read similar stories of accounts cancelled. One was an intl flight attendant. I am concerned, because I got one text from T-Mobile last year, and one this year that...
Forum: Travel Information 07-11-2019, 07:32 AM
Replies: 78
Views: 10,519
Posted By Diver
Good luck with the downsizing, Bearkeley! I...

Good luck with the downsizing, Bearkeley! I think you will really appreciate it when it is done, but it can seem overwhelming at the start. Should get easier and easier, tho!
Forum: Travel Information 05-31-2019, 12:57 PM
Replies: 33
Views: 2,323
Posted By Diver
Scuba, Now that sounds like a perfect winter!

Scuba,
Now that sounds like a perfect winter!
Forum: Travel Information 05-29-2019, 10:52 PM
Replies: 33
Views: 2,323
Posted By Diver
Scuba, we did do a bit of shore diving in Curacao...

Scuba, we did do a bit of shore diving in Curacao and it was decent. The island is more developed than Bonaire, but still has some pretty beaches with a livelier downtown. The shore diving in...
Forum: Other topics 05-29-2019, 10:16 PM
Replies: 647
Views: 182,551
Posted By Diver
Thank you so much for everything you have posted....

Thank you so much for everything you have posted. I also hope you check back in from time to time. For what it is worth, I would enjoy reading any philosophical postings you choose to post. I hope...
Forum: Life after FIRE 05-29-2019, 09:44 AM
Replies: 111
Views: 7,793
Posted By Diver
You may have been on our transatlantic, NCL Epic...

You may have been on our transatlantic, NCL Epic to Barcelona leaving Port Canaveral April 27? We also enjoyed very calm seas the entire trip. I have heard that the northern routes can be rough at...
Forum: Travel Information 05-27-2019, 03:57 PM
Replies: 78
Views: 10,519
Posted By Diver
We use T-Mobile for cell service. We have never...

We use T-Mobile for cell service. We have never tried to track each others location before, but there is probably an app for that, or maybe you could use one of the "find my phone" features. Not...
Forum: Travel Information 05-27-2019, 02:56 PM
Replies: 78
Views: 10,519
Posted By Diver
What HNL Bill said! We do have an annual DAN...

What HNL Bill said! We do have an annual DAN policy, as we do dive several times a year. I have also heard good things about them taking care of non diving accidents or emergency medical...
Forum: Life after FIRE 05-21-2019, 02:04 PM
Replies: 111
Views: 7,793
Posted By Diver
We travel perpetually. Back in the states for 3...

We travel perpetually. Back in the states for 3 or 4 weeks in December to visit family. Otherwise, we are full-time vagabonds/perpetual travelers.

We are now about halfway through Year 4. We...
Forum: Other topics 04-20-2019, 10:03 PM
Replies: 124
Views: 7,947
Posted By Diver
I learned about Roth conversions after ER and...

I learned about Roth conversions after ER and before SS, and FIRECalc!
Forum: Travel Information 04-19-2019, 12:54 PM
Replies: 92
Views: 8,472
Posted By Diver
We rented an Airbnb owned by a local that was a...

We rented an Airbnb owned by a local that was a block from the lake and right in town (Chapala, not Ajijic) that had a 50% monthly discount. It ended up being about $600/mo all-in. That said, I do...
Forum: Travel Information 04-16-2019, 11:37 PM
Replies: 92
Views: 8,472
Posted By Diver
Kevink, we are in Chapala now, heading overseas...

Kevink, we are in Chapala now, heading overseas after 2+ months here. As you know, weather is perfect, we had dental work done while here and physicals. So reasonable to pay out of pocket, and...
Forum: Travel Information 04-16-2019, 11:25 PM
Replies: 92
Views: 8,472
Posted By Diver
Agree 100%. Bangkok has some of the best...

Agree 100%. Bangkok has some of the best healthcare we have ever received (Bumrungrad) for such reasonable and transparent prices, but I would not want to live there full time. Love SE Asia to...
Forum: Travel Information 04-10-2019, 08:55 AM
Replies: 78
Views: 10,519
Posted By Diver
OK, now Gangga Island is on my list. Looks...

OK, now Gangga Island is on my list. Looks beautiful! I think doing a liveaboard is the best way to do Raja Ampat. We spent a lot of time getting to dive sites from land. We plan to go back there...
Forum: Travel Information 04-09-2019, 09:22 PM
Replies: 33
Views: 2,323
Posted By Diver
Bonaire is our favorite Caribbean dive place...

Bonaire is our favorite Caribbean dive place hands down. We spent 2 months there last year (Jan-Feb) in a small condo with water view. It is high season, but you should find availability if you...
Forum: Travel Information 04-09-2019, 08:53 PM
Replies: 78
Views: 10,519
Posted By Diver
I will check out your site. Retirement does fly...

I will check out your site. Retirement does fly by when you're having fun, doesn't it? A catsit in Kona? Hmmm, I do love cats!

While here in Chapala (we're leaving in a few weeks) Billy &...
Forum: Travel Information 04-09-2019, 08:41 PM
Replies: 78
Views: 10,519
Posted By Diver
Thanks, kimcdoug! I think an 800 square foot...

Thanks, kimcdoug! I think an 800 square foot retirement home sounds just perfect for when we eventually slow down and want a base. I expect that will happen eventually, and the lock and leave part...
Forum: Travel Information 04-09-2019, 08:35 PM
Replies: 78
Views: 10,519
Posted By Diver
Nondivers, please skip right over this! We...

Nondivers, please skip right over this!

We just finished our planning tonight for a 2 week trip to Maldives, incl a 1 wk liveaboard! So happy to hear you liked it!

We also loved Palau. So...
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