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Forum: Technology, Media & e-Gadgets 11-18-2020, 12:44 PM
Replies: 66
Views: 2,906
Posted By music-and-ski
I think that should work.

I think that should work.
Forum: Technology, Media & e-Gadgets 11-18-2020, 10:54 AM
Replies: 66
Views: 2,906
Posted By music-and-ski
My ATA is old, you wouldn't it. I think it's...

My ATA is old, you wouldn't it. I think it's Cisco. I was looking at buying a Grandstream GS-HT802 for my other house.

Generally, the land lines in your house are already connected together....
Forum: Technology, Media & e-Gadgets 11-18-2020, 09:17 AM
Replies: 66
Views: 2,906
Posted By music-and-ski
I just bought a local number from voip.ms and...

I just bought a local number from voip.ms and then bought an ATA ("analog terminal adapter") that connects my old-style phones to The Internet and then over to voip.ms. I give them $25 a couple of...
Forum: Life after FIRE 11-10-2020, 10:55 AM
Replies: 659
Views: 68,303
Posted By music-and-ski
Cordless dyson stick gets a lot of use around...

Cordless dyson stick gets a lot of use around here, no-one wants to lug the ďbigĒ vacuum around anymore except for big jobs.
Forum: Life after FIRE 11-09-2020, 06:29 PM
Replies: 659
Views: 68,303
Posted By music-and-ski
That seems cheap for a sewer line all the way...

That seems cheap for a sewer line all the way through to the service!
Forum: Life after FIRE 11-09-2020, 06:28 PM
Replies: 659
Views: 68,303
Posted By music-and-ski
Iím using a Hubitat hub linked to WirelessTag.net...

Iím using a Hubitat hub linked to WirelessTag.net sensors. Not so much blowing dough as blowing time tinkering with it.
Forum: Life after FIRE 10-24-2020, 09:18 AM
Replies: 83
Views: 8,986
Posted By music-and-ski
Can confirm a second home is a big way to suck...

Can confirm a second home is a big way to suck away any extra. In my case, I already have the second home, not yet ER, but am running scenarios that involve selling the second home if markets don't...
Forum: FIRE and Money 10-23-2020, 11:36 AM
Replies: 125
Views: 12,255
Posted By music-and-ski
Is it 90% at fixed spending, or at Bernicke's...

Is it 90% at fixed spending, or at Bernicke's Reality Retirement Plan spending reductions? If you are looking fixed spending scenarios, try some Bernicke spending formulas. In Bernicke, don't be...
Forum: FIRECalc support 10-21-2020, 10:49 PM
Replies: 19
Views: 1,837
Posted By music-and-ski
I am still programming, and although Javascript...

I am still programming, and although Javascript is about my least favourite language there are some great libraries nowadays that can be plugged in easily enough.

What's the back-end language?
Forum: FIRECalc support 10-21-2020, 09:34 PM
Replies: 19
Views: 1,837
Posted By music-and-ski
Flash is dead, "investigate" page no longer works

As promised, Adobe is removing Flash support. It's gone off my MacOS system as of the latest update. The "Investigate" page on Firecalc uses it, so that page doesn't work.

How hard to update...
Forum: Other topics 10-21-2020, 02:50 PM
Replies: 116
Views: 4,814
Posted By music-and-ski
All my musician friends are desperate for any...

All my musician friends are desperate for any work nowadays, so if you have any spare cash at all I'd recommend finding an online guitar teacher and sharing some love. Online music lessons are very...
Forum: Technology, Media & e-Gadgets 10-21-2020, 02:44 PM
Replies: 5
Views: 445
Posted By music-and-ski
Maybe try password234 as I think password123 was...

Maybe try password234 as I think password123 was leaked some time ago..

Just kidding.

I think I've only seen this popup once ever, and I changed the password to a random one generated by iOS. ...
Forum: Stock Picking and Market Strategy 08-31-2020, 10:09 PM
Replies: 59
Views: 5,076
Posted By music-and-ski
"Telecommuting" was long promised, but not many...

"Telecommuting" was long promised, but not many firms seriously took it up. Anecdotally, in the past couple of years I've met a number of people on planes who had no office, but were flying to a...
Forum: FIRE and Money 08-26-2020, 12:55 PM
Replies: 16
Views: 1,063
Posted By music-and-ski
I think we get accustomed to a lifestyle based on...

I think we get accustomed to a lifestyle based on our peers. Maybe we live in a place with high real estate and live next to neighbours with a lot of money. Over time, you forget that you are...
Forum: FIRE and Money 08-25-2020, 08:57 PM
Replies: 16
Views: 1,063
Posted By music-and-ski
My spending is too high.

My spending is too high.
Forum: FIRE and Money 08-25-2020, 05:33 PM
Replies: 16
Views: 1,063
Posted By music-and-ski
I think even in Canada a big reason a lot of...

I think even in Canada a big reason a lot of people don't want to retire early is the uncertainty over their future health and future spending on care. Yes, future requirements could indeed be a lot...
Forum: FIRE and Money 08-25-2020, 05:18 PM
Replies: 16
Views: 1,063
Posted By music-and-ski
These statistics do include the value of second...

These statistics do include the value of second homes and cottages. That's part of my interest in this topic, as my forgone investment revenue and use costs (property taxes, maintenance, utilities,...
Forum: FIRE and Money 08-24-2020, 05:31 PM
Replies: 16
Views: 1,063
Posted By music-and-ski
Net Worth Distributions of Canadians

Following up on my analysis of expenditure data by Canadians https://www.early-retirement.org/forums/f28/canada-expenditure-data-for-65-a-104390.html , I downloaded the 2016 Survey of Financial...
Forum: Stock Picking and Market Strategy 08-19-2020, 05:12 PM
Replies: 59
Views: 5,076
Posted By music-and-ski
My recommendation is to sell those stocks high,...

My recommendation is to sell those stocks high, and pick up some real estate in very nice places where white-collar people can work remotely using Zoom conference calls on their laptops or desktops....
Forum: FIRE and Money 08-19-2020, 01:54 PM
Replies: 19
Views: 1,281
Posted By music-and-ski
I am certainly not thrilled that 2/3 of our net...

I am certainly not thrilled that 2/3 of our net worth is in two expensive homes in essentially the same market ó one expensive because itís near downtown, the other expensive because itís in the...
Forum: Other topics 08-19-2020, 12:53 PM
Replies: 13
Views: 3,389
Posted By music-and-ski
Did you buy the ski home? How has it done?

Did you buy the ski home? How has it done?
Forum: FIRE and Money 08-19-2020, 12:42 PM
Replies: 19
Views: 1,281
Posted By music-and-ski
In our case, the second home is suitable as a...

In our case, the second home is suitable as a primary residence. So, hopefully it won't fall in price like other vacation homes in a recession.



I think there's going to be a huge shift with...
Forum: Hi, I am... 08-19-2020, 11:09 AM
Replies: 64
Views: 7,838
Posted By music-and-ski
Congratulations! I'm happy for you. Do your...

Congratulations! I'm happy for you.

Do your financial scenarios allow you to keep two homes? I also have 2 houses and 3M net work, but, each of the houses is 1M. So, I can't retire, the houses...
Forum: FIRE and Money 08-19-2020, 11:06 AM
Replies: 19
Views: 1,281
Posted By music-and-ski
Vacation home as a nest egg

I wonder how many other people have a vacation home that is an important part of their nest egg? My parents never had a vacation home, but my friends' parents who had vacation homes mostly sold them...
Forum: FIRE and Money 08-18-2020, 05:04 PM
Replies: 2,502
Views: 881,817
Posted By music-and-ski
That's interesting. I always struggle about...

That's interesting. I always struggle about plotting household NW, vs NW per capita. One person households that are retired spend less, on average, than two-person households of retired people. Two...
Showing results 1 to 25 of 47

 
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