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Search: Posts Made By: Allegany
Forum: FIRE and Money 04-27-2013, 08:37 PM
Replies: 1
Views: 871
Posted By Allegany
Took the plunge

Well we took the plunge. The wife and I decided to close out our 401k's and move it to two rollover IRA's at Vanguard. The process was very smooth and the people were very helpful. We decided to move...
Forum: FIRE and Money 04-09-2013, 07:20 PM
Replies: 7
Views: 1,257
Posted By Allegany
401k to IRA

I have a 401 k at TRP and I'm thinking of moving it to an IRA at Vanguard. I live in NY and was wondering what the laws are if you should get sued. I've heard that a 401k cannot be touched as part of...
Forum: Stock Picking and Market Strategy 05-12-2012, 08:02 AM
Replies: 12
Views: 2,310
Posted By Allegany
Vanguard Help

Thanks for your input. I signed up for VWINX. Looks like it will be good for me. Thanks everyone
Forum: Stock Picking and Market Strategy 05-11-2012, 08:26 PM
Replies: 12
Views: 2,310
Posted By Allegany
Vangard Help

Thanks for the replies. I don't have much of an understanding for the Vangard Funds . I've been mostly in TRP. Sounds like any of the suggested funds would suit my needs. Are there any more that...
Forum: Stock Picking and Market Strategy 05-10-2012, 06:46 PM
Replies: 12
Views: 2,310
Posted By Allegany
Vanguard Help

My wife and I are about to open 2012 Roth IRA's at Vangard. This is our first investments at Vangard. We have other investments at TRP. I am looking for advice on which funds to use for this purpose....
Forum: FIRE and Money 01-02-2011, 09:08 AM
Replies: 76
Views: 6,655
Posted By Allegany
Budget

Spent $16,411 less than the spread sheet budget amount
Forum: Health and Early Retirement 02-07-2010, 07:42 AM
Replies: 2
Views: 1,639
Posted By Allegany
Forget about affordable health insurance in...

Forget about affordable health insurance in western NY See my reply to you other post
Forum: Hi, I am... 02-07-2010, 07:31 AM
Replies: 8
Views: 1,403
Posted By Allegany
Ridiculous Health Insurance costs

Well in NY, the only state that doesn't allow individuals to pruchase High Deductible Health plans, you can expect to pay over 1600 a month for 2 person coverage. Single coverage is slightly cheaper....
Forum: FIRE and Money 02-22-2009, 09:31 AM
Replies: 87
Views: 7,613
Posted By Allegany
OOPS Started at 5%

Well I started at 5% of portfolio at 54.5. Now going to be 56 and due to the market I'm at about 6% of portfolio. Since I'm doing a 72t withdrawal I'm locked in to this amount and am waiting for the...
Forum: Other topics 02-08-2009, 11:45 AM
Replies: 17
Views: 1,559
Posted By Allegany
Simple IRA

Martha, here is my question. I fully funded my 2009 Roth IRA as I'm anticipating making more than the maximum which for over 50's is $6,000. One of my employers, I work two part-time jobs, is...
Forum: Health and Early Retirement 01-06-2009, 06:56 PM
Replies: 43
Views: 4,900
Posted By Allegany
Martha, that is for two person coverage.

Martha, that is for two person coverage.
Forum: Health and Early Retirement 12-31-2008, 03:16 PM
Replies: 43
Views: 4,900
Posted By Allegany
WOW

Just got the bill for January 2009. Insurance up 20% for third or fourth year in a row. Went from over 1600 to over 1900/month. In New york health insurance is strictly regulated and HDP and HSA's...
Forum: FIRE and Money 06-15-2008, 08:07 PM
Replies: 3
Views: 1,457
Posted By Allegany
I don't know if it is specific to my 401k or not...

I don't know if it is specific to my 401k or not the notice came from TRP.
Forum: FIRE and Money 06-15-2008, 04:58 AM
Replies: 3
Views: 1,457
Posted By Allegany
TRP is changing 401K

TRP is changing their target retirement funds such as 2010, 2020 and so forth to retirement trusts with the same target retirement years. Anyone else heard of this? Supposedly the retirement trust...
Forum: Health and Early Retirement 06-05-2008, 04:58 PM
Replies: 22
Views: 5,331
Posted By Allegany
Thanks

Thanks to all who have replied. Are there any more people with these plans?
Allegany

;D
Forum: Health and Early Retirement 05-30-2008, 07:27 PM
Replies: 22
Views: 5,331
Posted By Allegany
High Deductible Health plan

For those of you out there that have a high Deductible health plan, what are your premiums, average out of pocket expenses, cost to go to the doctor and any other relevant costs. Unfortunately where...
Forum: FIRE and Money 03-23-2008, 06:30 PM
Replies: 115
Views: 14,118
Posted By Allegany
Down a little

Well according to my excel spread sheet I'm down 3.22% since my all time high on 6/01/07. Down 1.89% since the first of the year. This includes all expenditures and any revenue from part-time work. I...
Forum: FIRE and Money 03-16-2008, 04:38 PM
Replies: 43
Views: 4,625
Posted By Allegany
Billary and Health Care

While Billary seems to be promising everyone in the country health care of one form or another, in New York State an individual can still not purchase an HSA and HDHP as it is against the law. Seems...
Forum: FIRE and Money 03-16-2008, 05:28 AM
Replies: 43
Views: 4,625
Posted By Allegany
I can't believe anyone would support Billary or Obama

Well as one of the long suffering New Yorkers, I can't think of one thing that Hillary has done for Upstate NY. She went into office 8 years ago promising 200,000 new jobs. Instead we have a net loss...
Forum: FIRE and Money 03-01-2008, 10:03 AM
Replies: 56
Views: 5,991
Posted By Allegany
I use a Heloc

We budget for everything. But as you all know there are unexpected expenses, so if they are large enough we have a heloc to tap for large expenses. Last year our fridge and dishwasher died but we...
Forum: FIRE and Money 02-13-2008, 03:56 PM
Replies: 23
Views: 2,928
Posted By Allegany
Can't feel sorry

I can't feel soory for any of the idiots featured in the article. The one guy said his goal was to get out before it reset. He didn't and now because of his greed I should feel sorry? The lady in...
Forum: FIRE and Money 01-04-2008, 08:06 PM
Replies: 4
Views: 1,479
Posted By Allegany
Go to 72t On the net they explain the process...

Go to 72t On the net they explain the process very well and have calculators and sample documentation sheets.;D
Forum: FIRE and Money 01-02-2008, 07:44 PM
Replies: 108
Views: 13,043
Posted By Allegany
Over Budget

Spent 76,299 including everything. Budget was 66280. I track everything in Excell daily. It only takes a few minutes. To many catagories to list

:o
Forum: FIRE and Money 12-10-2007, 09:29 AM
Replies: 235
Views: 35,550
Posted By Allegany
No Way On 30k

Dawg, no health problems, just the problem of living in NY. HDHP with HSA's are not available to individuals living in NY. THEY say there is no demand for them but that is because it is illegal to...
Forum: FIRE and Money 12-09-2007, 04:56 PM
Replies: 235
Views: 35,550
Posted By Allegany
No Way On 30k

Well I thought I could easily retire on 36K for me and the wife. Then reality set in. 2008 Health Insurance 1642.10 /month. Mortgage 700/ month brings the total to around 28K. Taxes around 4400....
Showing results 1 to 25 of 34

 
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