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Forum: FIRE and Money 11-20-2019, 08:42 AM
Replies: 127
Views: 21,471
Posted By NinjaPigeon
I just did the transition. Unlike most of you,...

I just did the transition. Unlike most of you, I'm a small fish, with a very meager Roth IRA to convert. I found the transition pretty obnoxious, but mainly because they are now asking about Income,...
Forum: FIRE and Money 06-08-2014, 07:10 AM
Replies: 3
Views: 1,489
Posted By NinjaPigeon
Roth 401k when not eligible for Roth IRA?

My company has a Roth 401k option. Previously, I've contributed to a Roth IRA but am no longer eligible. I will be solidly in the 28% bracket for the foreseeable future, and may possibly go higher in...
Forum: FIRE and Money 01-22-2013, 01:35 PM
Replies: 47
Views: 7,075
Posted By NinjaPigeon
For a refi, is it better to roll the closing...

For a refi, is it better to roll the closing costs into the loan or pay them at the table? Closing costs for me would be close to $6k, which would take me 3 years to get back based on my monthly...
Forum: FIRE and Money 01-17-2012, 02:51 PM
Replies: 74
Views: 8,399
Posted By NinjaPigeon
Started an expediting company with my brother. We...

Started an expediting company with my brother. We are 3.5 years in and I've lost 100k so far. Hoping to get out in Q4 and start rebuilding some of my nest egg.
Forum: Young Dreamers 01-23-2011, 09:34 PM
Replies: 21
Views: 3,602
Posted By NinjaPigeon
Might I introduce you to the wonderful and...

Might I introduce you to the wonderful and thought provoking commentary (https://twitter.com/50CENT) of 50-cent?
Forum: Young Dreamers 01-23-2011, 09:06 PM
Replies: 34
Views: 3,196
Posted By NinjaPigeon
Using mine to pay down the business credit card...

Using mine to pay down the business credit card to a more reasonable level, as most of my return for the last two years has come from losses on my K-1 anyway.
Forum: FIRE and Money 05-27-2008, 06:27 PM
Replies: 5
Views: 2,020
Posted By NinjaPigeon
PM me your email address and I'll put you in...

PM me your email address and I'll put you in contact with the guy who handles the meetings for the North Atlanta Diehard group. We meet about every 6 weeks or so in Kennesaw.
Forum: FIRE and Money 05-15-2008, 06:48 AM
Replies: 16
Views: 2,105
Posted By NinjaPigeon
The $219 figure isn't based on changing...

The $219 figure isn't based on changing exemptions to not get a tax refund. It's based on those three $3500 exemptions:

$3500 per exemption * 3 exemptions * .25 taxable amount / 12 months = $218.75
Forum: FIRE and Money 05-10-2008, 07:04 AM
Replies: 41
Views: 5,605
Posted By NinjaPigeon
I got nothing. Don't think I'm currently...

I got nothing. Don't think I'm currently eligible. But I'm getting married soon (to a non citizen). I'm hoping that means come tax time I'm eligible and can pick up the $1200 version.
Forum: Other topics 04-18-2008, 07:07 AM
Replies: 39
Views: 3,319
Posted By NinjaPigeon
I actually think SD looks terrible on an HDTV....

I actually think SD looks terrible on an HDTV. You never realize how different the quality is when you watch on a normal TV. Even if the picture looks good you often end up with vertical bars on...
Forum: Other topics 04-17-2008, 08:52 PM
Replies: 49
Views: 5,642
Posted By NinjaPigeon
Money may not be able to buy happiness, but it...

Money may not be able to buy happiness, but it can certainly keep a lot of unhappiness at bay.

That being said, I can't really say that my happiness has gone up as my salary has. I think I'm...
Forum: Other topics 04-17-2008, 08:33 PM
Replies: 39
Views: 3,319
Posted By NinjaPigeon
I used to be on that side of the fence too. And...

I used to be on that side of the fence too. And then I started watching sports again. Watching a game on a normal CRT is terrible once you've seen it in HD. To me, it boils down to being able to...
Forum: Other topics 04-17-2008, 08:26 PM
Replies: 39
Views: 3,319
Posted By NinjaPigeon
I'd appreciate seeing some sources cited for...

I'd appreciate seeing some sources cited for that. Sadly this debate mainly happens on forums and blog posts and not in credited magazines or journals. One of the better articles I found that would...
Forum: Other topics 04-15-2008, 08:17 PM
Replies: 39
Views: 3,319
Posted By NinjaPigeon
LCD has some other advantages over plasma. ...

LCD has some other advantages over plasma.

It does not have the burn-in problem that plasma does. So if you watch a lot of a channel with a constant image, like cnbc or something, it can...
Forum: Young Dreamers 04-15-2008, 07:39 PM
Replies: 55
Views: 10,888
Posted By NinjaPigeon
Intriguing. I wonder how they come up with the...

Intriguing. I wonder how they come up with the 25k figure.
Forum: Young Dreamers 04-09-2008, 10:43 AM
Replies: 9
Views: 2,665
Posted By NinjaPigeon
I didn't fear to lose my job until I realized I'm...

I didn't fear to lose my job until I realized I'm about to be supporting my fiance. Now if I'm out of work, my burn rate is much higher. But in general, I agree. I have no doubts there are jobs out...
Forum: Young Dreamers 04-09-2008, 07:47 AM
Replies: 55
Views: 10,888
Posted By NinjaPigeon
How much match were you giving? The terms of Safe...

How much match were you giving? The terms of Safe Harbor are 3% non-elective (matching even if they contribute nothing) or 4% elective (only match what they contribute, up to 4%).

Almost...
Forum: FIRE and Money 04-09-2008, 07:40 AM
Replies: 111
Views: 11,502
Posted By NinjaPigeon
That's why I'm still sitting on the sidelines ;)...

That's why I'm still sitting on the sidelines ;) I'm hoping in another 3 years I can actually afford to buy a home that is within reasonable distance of the city and where I'm not likely to get shot.
Forum: FIRE and Money 04-09-2008, 07:35 AM
Replies: 111
Views: 11,502
Posted By NinjaPigeon
This is very much true in Atlanta. Even on a...

This is very much true in Atlanta. Even on a fairly decent salary, I'm still not sure how people can afford to live in these homes. Either everyone else in the city is making 200k (DINKs maybe), or...
Forum: FIRE and Money 04-08-2008, 09:01 PM
Replies: 11
Views: 2,014
Posted By NinjaPigeon
You've piqued my interest. How does one become...

You've piqued my interest. How does one become 500k in debt without bill collectors coming after them?
Forum: Young Dreamers 04-08-2008, 12:43 PM
Replies: 47
Views: 14,978
Posted By NinjaPigeon
Could you go into more detail on this? I hold...

Could you go into more detail on this? I hold this fund in a taxable account. The only difference I see in having this in a taxable versus not is I pay the taxes on those dividends now instead of...
Forum: Young Dreamers 04-08-2008, 12:32 PM
Replies: 55
Views: 10,888
Posted By NinjaPigeon
Sorry for being late to the party, but are you...

Sorry for being late to the party, but are you saying it's more expensive due to the way the match works versus a normal 401k?

We do safe harbor to get around the 401k qualification tests, but our...
Forum: FIRE and Money 12-04-2007, 08:08 AM
Replies: 22
Views: 4,068
Posted By NinjaPigeon
The numbers for the employer contribution are...

The numbers for the employer contribution are pretty nice, but I'm not sure I'd be comfortable with the company controlling where my investments went.
Forum: Young Dreamers 12-02-2007, 10:27 AM
Replies: 13
Views: 2,757
Posted By NinjaPigeon
I've played that game in meetings with my...

I've played that game in meetings with my coworkers. Be careful - it's hard to stop giggling.
Forum: Young Dreamers 11-11-2007, 06:55 PM
Replies: 25
Views: 4,416
Posted By NinjaPigeon
How much is the ticket to THAT show? ;)

How much is the ticket to THAT show? ;)
Showing results 1 to 25 of 330

 
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