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Forum: FIRE and Money 03-28-2009, 10:36 PM
Replies: 18
4%
Views: 2,115
Posted By Gardnr
One thing to realize is that savings in this...

One thing to realize is that savings in this context is not necessarily money in the bank, so to speak. A large part of this "savings" is really paid down debt because they're running out of...
Forum: Other topics 03-23-2009, 12:57 PM
Replies: 89
Views: 5,561
Posted By Gardnr
He took that risk himself. If he disclosed his...

He took that risk himself. If he disclosed his price up front he could save himself the time. But that's not his schtick, is it? He's made the calculation that it's worth the possible waste of...
Forum: FIRE and Money 03-22-2009, 02:00 PM
Replies: 48
Views: 4,966
Posted By Gardnr
Yeah, I thought the same thing and said that to...

Yeah, I thought the same thing and said that to DW as we watched this. I really don't understand it at all. Also they should have already sold off all their excess stuff and toys (watercraft, etc.)...
Forum: Other topics 03-19-2009, 08:10 AM
Replies: 59
Views: 3,747
Posted By Gardnr
For what it's worth I agree with you and RustyS...

For what it's worth I agree with you and RustyS (and mostly with Ziggy too) on this topic. I don't use pot myself. I tried it in my youth but didn't enjoy the effects. But I find the hypocrisy...
Forum: FIRE and Money 03-11-2009, 08:24 PM
Replies: 33
Views: 2,635
Posted By Gardnr
Surprise, surprise! :rolleyes:

Surprise, surprise! :rolleyes:
Forum: FIRE and Money 03-03-2009, 08:55 PM
Replies: 20
Views: 3,361
Posted By Gardnr
Yeah, I know. I didn't really mean to imply that...

Yeah, I know. I didn't really mean to imply that all US banks had acted like BAC, Citi, etc. Just generally. It's been tough at times for those who didn't follow the siren song of higher profits...
Forum: FIRE and Money 03-01-2009, 10:25 PM
Replies: 20
Views: 3,361
Posted By Gardnr
Here's an interesting article/editorial about...

Here's an interesting article/editorial about Canadian banks written by Canadian correspondent:

https://www.nytimes.com/2009/02/28/opinion/28tedesco.html?th&emc=th

Let's hope we get back to good...
Forum: FIRE and Money 02-28-2009, 08:09 PM
Replies: 15
Views: 1,513
Posted By Gardnr
Yes indeed. He's showing himself to be a bit of...

Yes indeed. He's showing himself to be a bit of a weasel now. Shrugging his shoulders and saying, "what could we do?"

IMO, he's one of the very few individuals who could have really effected the...
Forum: FIRE and Money 02-25-2009, 08:16 PM
Replies: 29
Views: 2,929
Posted By Gardnr
Apparently they're getting some started out in...

Apparently they're getting some started out in Sacramento. Sacramento homeless tent city (https://videos.sacbee.com/vmix_hosted_apps/p/media?id=3251359)

When you build a significant part of your...
Forum: FIRE and Money 02-24-2009, 07:21 PM
Replies: 88
Views: 9,216
Posted By Gardnr
Nah, I don't believe that's all you did Ziggy!...

Nah, I don't believe that's all you did Ziggy! That little ole wimpy pledge isn't jinx enough to turn the market up. I think you secretly put on a little short position this morning.

Come on,...
Forum: FIRE and Money 02-22-2009, 10:28 PM
Replies: 27
Views: 3,180
Posted By Gardnr
Oh I and many others were quite well aware of all...

Oh I and many others were quite well aware of all that going on. What I didn't know was the degree to which much of the rest of the world was doing the same thing, the ridiculous leveraging going on...
Forum: Stock Picking and Market Strategy 02-22-2009, 12:01 AM
Replies: 67
Views: 7,047
Posted By Gardnr
Yep I basically agree about the div cut reaction,...

Yep I basically agree about the div cut reaction, but who knows. Look what happened to the NY Times on Friday. They slashed the div and the stock was up 16%! It doesn't mean that it'll stay up of...
Forum: Stock Picking and Market Strategy 02-20-2009, 11:25 PM
Replies: 67
Views: 7,047
Posted By Gardnr
Yep, he's backpedaling now after that "firm"...

Yep, he's backpedaling now after that "firm" commitment to the dividend not that long ago. It's definitely coming down. The question is what the market's reaction will be at that time. I'd say...
Forum: FIRE and Money 02-10-2009, 07:41 PM
Replies: 32
Views: 3,258
Posted By Gardnr
Yeah, but they're rather thinly traded. :laugh:

Yeah, but they're rather thinly traded. :laugh:
Forum: Stock Picking and Market Strategy 02-08-2009, 12:57 PM
Replies: 26
Views: 3,829
Posted By Gardnr
I sure don't know, that's for sure. That thing's...

I sure don't know, that's for sure. That thing's still a falling knife. Plenty have been cut by it and it's not acting very well right now, is it?

I'd sure be waiting quite some time to see...
Forum: FIRE and Money 02-02-2009, 09:27 PM
Replies: 24
Views: 3,187
Posted By Gardnr
Amen to that. We need to find a way to be net...

Amen to that. We need to find a way to be net producers again, not just consumers and churners of stuff and services. New energy sources are the future of a sustainable planet. I sure hope we make...
Forum: FIRE and Money 02-01-2009, 04:59 PM
Replies: 37
Views: 4,299
Posted By Gardnr
Ditto, almost word for word except for the self...

Ditto, almost word for word except for the self employed and home office part, and only for about 28 years.

I'd have to have some very unusual and complicated circumstances to think about hiring a...
Forum: FIRE and Money 01-26-2009, 09:55 PM
Replies: 11
Views: 6,238
Posted By Gardnr
Re: yours and ERD50's replies I now see the...

Re: yours and ERD50's replies

I now see the reason given the after-tax contribution considerations. I've just never run into that situation; didn't know it existed!

You learn something...
Forum: FIRE and Money 01-25-2009, 09:59 PM
Replies: 11
Views: 6,238
Posted By Gardnr
I don't understand. Why would you need to know...

I don't understand. Why would you need to know basis for a rollover IRA (#4)? It will all come out as taxable ordinary income, just as with a "normal" deductible IRA. Am I missing something?
Forum: FIRE and Money 01-22-2009, 08:31 PM
Replies: 8
Views: 2,995
Posted By Gardnr
Just beware that these are generally run with...

Just beware that these are generally run with leverage and therefore very volatile and vulnerable to big losses if we see more downside in this sector. They're tempting, and if we do see another leg...
Forum: Stock Picking and Market Strategy 01-21-2009, 09:16 PM
Replies: 469
Views: 59,492
Posted By Gardnr
It's a pure crap shoot at this point. You may...

It's a pure crap shoot at this point. You may hit it big, or lose it all. The big bank stocks are purely speculative. Hard to call it investing at this point.

I'm sure there are some smaller...
Forum: Stock Picking and Market Strategy 01-21-2009, 04:59 PM
Replies: 206
Views: 24,692
Posted By Gardnr
Exactly. And I think that is Grep's point. ...

Exactly. And I think that is Grep's point. (I'll stick up for him a bit here.)

FD need not be so defensive.
Forum: Stock Picking and Market Strategy 01-20-2009, 09:46 PM
Replies: 65
Views: 10,173
Posted By Gardnr
I can't imagine buying one of these hot potatoes...

I can't imagine buying one of these hot potatoes (grenades). Even with a small bit of money I couldn't sleep at night. This sector is just imploding, govt bail out or not.
Forum: FIRE and Money 01-19-2009, 09:42 PM
Replies: 93
Views: 9,682
Posted By Gardnr
:laugh:! I was thinking the same thing.

:laugh:! I was thinking the same thing.
Forum: Other topics 01-17-2009, 09:18 PM
Replies: 86
Views: 7,385
Posted By Gardnr
Did you say "friend?" With friends like...

Did you say "friend?" With friends like that...
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